Reminder : To borrow or not to borrow? Borrow only if you can repay !

The rates for individual customers may vary, please call our hotline for details. If customer’s loan application cannot meet our approval requirements, Bank of China (Hong Kong) Limited ("BOCHK") may approve a loan to individual customers on a case-by-case basis but the interest rate offered may be adjusted. Customers will be notified of the relevant adjusted interest rate upon loan approval. The above calculations shown in the calculator are for reference only, the actual repayment liability depends on the actual terms of each BOC Express Cash Instalment Loan borrowing arrangement.