SmartUp Plus Whole Life Insurance Plan

Product Type : Life Insurance

Insurer : BOC Group Life Assurance Company Limited 

A smart choice for an extraordinary life

BOC Group Life Assurance Company Limited ("BOC Life") offers you the "SmartUp Plus Whole Life Insurance Plan" ("the Plan") that provides flexible financial planning which allows you to establish your financial pool. Eventually,you can face the many uncertainties and potential changes in the future with ease.  

Note:  Please refer to the product leaflet for the details of the Plan (including the coverage, key risks, major exclusions, etc.). 

Basic Eligibility Requirements

Premium Payment Period/Issue Age Premium Payment Period* Issue Age
2 years* From 15 days after birth to age 70
5 years* From 15 days after birth to age 70
10 years  From 15 days after birth to age 65
Policy Currencies RMB^/HKD/USD
Coverage Period up to age 100 of the Insured
Minimum Sum insured RMB60,000(RMB policy)/ HKD 72,000 (HKD policy)/ USD10,000(USD policy)
Premium Payment Mode Annual/Semi-annual/Quarterly/Monthly

*Premium Deposit Account is only applicable to premium payment period of 2 years and premium payable made in annual mode.

Important Notes:

  • The Plan is underwritten by BOC Life. Bank of China (Hong Kong) Limited ("BOCHK") is the major insurance agent bank appointed by BOC Life.


    BOC Life is authorised and regulated by the Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.


  • BOC Life reserves the right to decide at its sole discretion to accept or decline any application for the Plan according to the information provided by the proposed Insured and the applicant at the time of application.

  • The Plan is subject to the formal policy documents and provisions issued by BOC Life. Please refer to the relevant policy documents and provisions for details of the Insured items and coverage, provisions and exclusions.

  • BOCHK is the appointed agent of the insurance company for distribution of life insurance products. The life insurance product is a product of the insurance company but not BOCHK.

  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved between directly the insurance company and the customer.  

    This promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOC Life outside Hong Kong. Please refer to the policy documents and provisions issued by BOC Life for details (including but not limited to insured items and coverage,  detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan. For enquiry, please contact the branch staff of the major insurance agent banks.