Bank of China (Hong Kong) understands your growing needs to optimise the exchange rates risk management and minimise the conversion costs. Cross-border RMB trade settlement will definitely help. With our extensive cross-border network, a team of professionals in cross-border trades and knowledge about the regulatory requirement in both Hong Kong and the Mainland, we are committed to providing a diverse range of RMB products and comprehensive financial service offerings. Bank of China (Hong Kong)’s RMB services, ably supported by our parent bank in the Mainland, is definitely your premier choice!

Investing in you
The pursuit of excellence is the foundation for all our service offerings. Today the market is changing at an ever increasing pace, just like the potential of cross-border RMB trade settlement. To assist you in capitalising on this opportunity, Bank of China (Hong Kong) takes the lead in a suite of RMB banking services, including:

• The first transaction in cross-border RMB trade settlement and trade finance in Hong Kong,
• The first RMB working capital loan (inclusive of syndicated loan in dual currency),
• The first Hong Kong RMB FDI in the Mainland and vice versa,
• The first non-cargo cross-border RMB trade settlement and share dividends transactions from the Mainland to Hong Kong.

The efficient cash management services
RMB Account Opening
You can maintain a Multi-Currency Savings Account with simple procedures in one of the branches of BOCHK. You can manage various foreign currencies (including RMB) transactions conveniently in one account.

RMB Remittance
With our extensive network of RMB remittance agency banks worldwide, we offer you express remittance service.

RMB Exchange
BOCHK has the largest distribution channel in Hong Kong and provide you with the instant exchange service and “Conversion in Advance Services” for RMB exchanges, to help you minimise the exchange risks effectively.

RMB Deposits
With our RMB savings account, you can have access to a broad suite of products such as time deposits, RMB bonds, structured savings and insurance products.

Internet Banking
Our efficient and secured internet banking services allow you to take control of your company’s finance anytime, anywhere. You can easily transfer fund and enquire account balance via Corporate Banking Services.

RMB Investment Products
We offer a diverse range of RMB financial products including RMB bonds, structured deposits and insurance. Our professional expertise can assist you with your financial management by providing sophisticated solutions.

The professional, all-in-one solution
Trade Finance
Our trade service professionals are here to help you with various RMB trade settlement and financing services including L/C Issuance, Export Bills under L/C for Collection, Import Invoice Financing, Forfaiting and Guarantee / Bond / Standby L/C, etc.

Credit Facility
Existing clients can simply enjoy RMB credit facility along with the granted credit line. For new clients, just come and talk to us and we will help with the credit line application.

Trading Rate
We offer you the most competitive trading rate as our rates are CNY HIBOR based.

Commercial Financing
We offer you RMB liquidity, project and syndicated loans to match your RMB capital requirements in daily operation as well as huge projects. We have been awarded the leading syndicated loans arranger in Hong Kong and Macau for successive years as one of the major participants in corporate financing market in the Asia Pacific region.

RMB Bonds
RMB bonds issue can be your alternative financing. As the leader in Hong Kong RMB bonds market, Bank of China (Hong Kong) can provide you with the professional service on bonds issuance.

To achieve your vision of success, we strive for constant innovation and excellence. With Bank of China (Hong Kong) as your corporate bank, you get a dedicated partner that delivers professional, comprehensive and quality RMB services.

For more information, please call any of our corporate banking centres and contact our relationship managers.

Risk Disclosure:

1. RMB investments are subject to exchange rate fluctuations which may bring both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customers convert RMB into Hong Kong dollars or other foreign currencies.
2. The above content does not constitute an advice or inducement by the Bank to any person to purchase or sell any investment products. Although investment may bring about profit opportunities, each type of investment product or service comes with its own risks. Due to the fluctuating nature of the markets, the prices of products may rise or fall beyond customers’ expectations and customers’ investment funds may increase or decrease in value as a result of selling or purchasing investment products. Loss may equal or exceed the amount of the initial investment. Income yields may also fluctuate. Due to market conditions, some investments may not be readily realizable. Before making any investment decision, customers should assess their own financial position, investment objectives and experience, willingness and ability to bear risks and understand the nature and risk of the relevant product. For details of the nature of a particular product and the risk involved, please refer to the relevant offering documents. Customers should seek advice from an independent financial adviser.