In full support of the Special Loan Guarantee Scheme (SpGS) (Enhanced Measures) launched on 15th Jun 2009 and SME Loan Guarantee Scheme (SGS) revised on 6th Nov 2008 by HKSAR Government, BOCHK is pleased to offer flexible lending solutions for you to meet your financial needs. The maximum loan amount is up to HK$12,000,000 respectively with preferential interest rate and speedy approval.

In full support of the HKSAR Government’s strategy of ‘Financial Stability’, ‘Business Growth’ as well as ‘Employment Preservation’, BOCHK is pleased to offer a range of exclusive offers to corporate customers applying for Special Loan Guarantee Scheme (SpGS)¹.

Loan Features:

Loan Type	Term Loan and Revolving Credit Facility4
Loan Purpose	To finance the needs of general business use5
Maximum Loan Amount6	HK$12,000,000 (the maximum loan amount for Revolving Credit Facility is HK$6,000,000)
Eligibility7	Enterprises with substantial business in Hong Kong and registered in Hong Kong under the Business Registration Ordinance (Chapter 310)(Except listed companies, lending institutions and their related parties)
Repayment Period	Repayment period of up to 60 months

Diverse Application Channels
Various channels are available for you to apply for the service. You can submit your application via our branches, commercial centres, SME Centres, website www.bochk.com, by fax (852) 2530 1319 or contact our Application Hotline at (852) 2105 8288.

Application Hotline:(852) 2105 8288

1. For details of the “Special Loan Guarantee Scheme” (SpGS), please visit the website of Trade and Industry Department of HKSAR Government: www.smefund.tid.gov.hk or contact Bank of China (Hong Kong) Limited (the “Bank”).
2. Offers on handling fee are applicable to applications for both “Term Loan” and “Revolving Credit Facility”.
3. Customers may enjoy handling fee waiver for applications of trade facilities under SpGS.
4. "Revolving Credit Facility" includes the overdraft and trade facilities.
5. The relevant loan and credit facility must not be used for repaying, restructuring or repackaging other loans borrowed from the Bank or other third parties.
6. The total amount of "Term Loan" and "Revolving Credit Facility" must not exceed HK$12,000,000 and the maximum loan amount for "Revolving Credit Facility" is HK$6,000,000. The Government will provide a guarantee of up to 80% of the approved loan, that is, a maximum amount of guarantee for each successful applicant is HK$9,600,000.
7. Applicants should have been in business operation for at least one year on or before 15 December 2008, and must have no outstanding default in any banks. Shareholders together holding more than 50% of the equity interest of the enterprise shall provide guarantee for the loan.
8. Terms and conditions of SpGS are subjected to the latest announcement by HKSAR Government.

The above promotional offers are subject to the relevant terms and conditions of the Bank, for details, please contact the Bank's staff. The Bank reserves the right to amend, suspend or terminate the above offers, and amend their relevant terms and conditions at its discretion without prior notice. In case of any dispute, the decision of the Bank shall be final.

The Bank reserves the right to approve the loan application at its discretion. The actual interest rate and applicable terms and conditions are subject to the Bank's final approval.

To download the appointment form, simply click here. Please fill in the form and fax it back to (852) 2530 1319. Upon receipt of your application, we will contact you within 2 working days.

Loan features ¹:

"Guarantee for Business Installations and Equipment Loans" and "Guarantee for Working Capital Loans" are available for you to choose from

	Business Installations and Equipment Loans (BIE)	Working Capital Loans (WCL)
Loan Purpose	Acquiring business installations and equipment relating to the applicants' business operations within or outside Hong Kong. Business installations and equipment may include machinery, tools, computer software and hardware, communication system, office equipment, transport facilities, furniture and fixtures.	General business use in meeting working capital needs of the applicants.
Maximum Loan Amount	HKD12,000,0002
Guarantee Amount	Up to HK$6,000,000 or 50% of loan amount3
Eligibility4	Manufacturing business with employees fewer than 100 persons in HK or Non-manufacturing business with employees fewer than 50 persons in HK
Repayment	By installments Repayment period of up to 5 years

Preferential interest rates

Speedy approval

Diverse Application Channels
Various channels are available for you to apply for the service. You can submit your application via our branches, commercial centres, SME Centres, website www.bochk.com, by fax (852) 2530 1319 or contact our Customer Services Hotline at (852) 233 233 28.

1. For details, please browse www.smefund.tid.gov.hk.
2. The maximum loan amount of HKD12,000,000 is applicable to both BIE and WCL
3. Whichever is lower. The guarantee can be used to secure either BIE or WCL, or a combination of both. If customers have fully repaid the BIE or WCL backed up by the guarantee under the Scheme, customers are eligible for the respective guarantee amount one more time, subject to a maximum amount of HKD6,000,000.
4. If customer has been established for 18 months or more, its latest audited account (for a limited company) or its latest statement of accounts (for an unlimited company) should be submitted to our bank upon loan application.

To download the appointment form, simply click here.Please fill in the form and fax it back to (852) 2530 1319. Upon receipt of your application, we will contact you within 2 working days.