From now until 31 May 2013¹, Wealth Management customers can enjoy the following fabulous offers²:

1.  Up to 120 pips³ Currency Exchange Offer
Enjoy an offer of up to 120 pips by converting HKD into the designated currencies via branches, Internet Banking⁴, Manned Trading Hotline, Phone Banking or Mobile Banking.

Designated Currency	Exchange Offer
AUD	120 pips
NZD	100 pips

2. Up to 2.60%p.a. Time Deposit Interest Rate
Simply place a AUD or NZD time deposit of 1-month or above with new funds⁵ or with conversion of existing funds to enjoy preferential time deposit interest rate⁶:

Currency	Deposit tenor	Time deposit interest rate (% p.a.)
AUD	1-month	2.40%
	3-month	2.60%
NZD	1-month	2.10%
	3-month	2.30%

3. Handling Fee Rebate
Enjoy a handling fee rebate of up to HK$200 or equivalent⁷ by placing a AUD or NZD time deposit for at least one month with funds transferred via CHATS, remittance or cashier's order from other banks.

For further information, please visit any of our branches or call our Wealth Management General Hotline (852) 3988 2888

Terms and Conditions:

1. The promotion period is from 2 May to 31 May 2013, both dates inclusive ("Promotion Period").
2. The offers are only applicable to Wealth Management customers of Bank of China (Hong Kong) Limited ("the Bank") (including both sole-name and joint-name accounts)("Customers").
3. To be eligible for the currency exchange offer, Customers should convert HKD into AUD or NZD 10,000 or above. This offer is not applicable to foreign currency banknotes exchange, and is subject to the relevant terms and conditions. Please contact the staff of the Bank for details.
4. This offer is not applicable to "Corporate Banking Services Online".
5. Funds that deposited via cashier’s order, cheques and transfers or remittance from other accounts within the Bank, Nanyang Commercial Bank, Limited and Chiyu Banking Corporation Limited will not be considered as "new funds". For the definition of "new funds", please contact the Bank’s staff. The Bank reserves the right to determine the definition of "new funds" at its sole discretion.
6. To be eligible for this offer, Customers should place a time deposit of 1-month or above with an amount of AUD or NZD 10,000 or above with (i) new funds or conversion of existing funds via branches or Manned Phone Banking Services; or (ii) conversion of existing funds via Internet Banking. The preferential time deposit interest rates listed in this promotional material are illustrated on the basis of the interest rates of AUD and NZD time deposit with 1-month and 3-month deposit tenors quoted on 2 May 2013 by the Bank and are for reference only. The actual interest rates will be subject to the rates quoted by the Bank from time to time. For details, please contact the Bank’s staff.
7. Customers should place a time deposit of 1-month or above with an amount of AUD or NZD 10,000 or above and should present the receipt of CHATS, remittance or cashier’s order from other banks to the branch staff in order to enjoy the handling fee rebate offer. The rebate amount of up to HK$200 or equivalent will then be credited to the designated savings or current accounts of the Customers.

General Terms and Conditions:

• Customers can enjoy all the offers listed above during the Promotion Period. However, these offers cannot be used in conjunction with other privileges that are not stipulated in this promotional material. Manned Phone Banking Services are only available to selected customers with designated transaction amount. For details of our products and promotional offers, please contact the Bank's staff.
• The Bank reserves the right to change, suspend or terminate the above products, services and promotional offers and to amend the relevant terms and conditions at any time at its sole discretion without prior notice. In case of any dispute(s), the decision of the Bank shall be final.

Risk Disclosure/Important Note:

• This promotional material does not constitute any offer, solicitation or recommendation of any investment product or service.
• Risk of Foreign Currency Trading: Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies.
• In case of any discrepancy (ies) between the Chinese and English versions of this promotional material, the Chinese version shall prevail.