- This is a structured product involving derivatives. The investment decision is yours but you should not invest in this Product unless the intermediary who sells it to you has explained to you that this Product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- This product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
You can place Premium Deposits and Option Linked Deposits via Internet Banking in just a few simple steps!

Currency Linked Deposits include:
| Premium Deposits - |
Premium Deposits is a currency-linked investment product. According to your personal investment preference and outlook on currency exchange rate, and depending on the performance of the currencies, you have the opportunity to earn a higher potential return, or to buy the Linked Currency at a predetermined conversion rate.
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| Option Linked Deposits - |
Option Linked Deposits is a currency-linked investment product. According to your personal investment preference and outlook on the relevant currency exchange rate, and depending on the performance of the currencies, you have the opportunity to earn a higher potential return. You could receive the principal amount in full at maturity even if the market trend is not the same as expected.
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