Comprehensive Protection for the Real Lady
"Real Lady" Female Insurance Plan was designed especially for modern women like you.  This comprehensive insurance plan meets your need,  while providing you with life protection, dreaded disease and female illness benefit, so you can enjoy life at different stages without worry. 

• You can enjoy the whole life insurance protection by paying 25 years' premiums over a shorter contribution period, so you don't have to worry about premium payments afterwards.
• During the contribution period, you can enjoy a free Waiver of Premium Benefit¹.

¹Only offered to the insured who fulfills the underwriting criteria set in the waiver of premium occupational class 1 to 2.

• Extensive coverage for up to 38 dreaded diseases. 

A wide range of female protections:

• Female Illness Benefit covering six types of Female Carcinoma-in-situ, Systemic Lupus Erythematosus (S.L.E.), Hysterectomy and Dilatation & Curettage.
• Accidental Cosmetic Surgery Benefit for protection of your appearance. 
• Complication of Pregnancy Benefit for maternity protection.
• Congenital Anomalies Benefit for protection of your newborn baby. 

• Enjoy a Maternal Hospital Cash and New Born Baby Benefit.

• You are entitled to a free medical check-up including basic body check-up, and breast, pelvis and cervical Pap Smear examinations after the second policy anniversary and every 3-year thereafter until the age of 65.

• You will receive the guaranteed cash coupons equal to 10% and 12% of the basic sum insured at the 9th and 18th policy anniversary respectively.
• During the coverage period, annual cash dividends* will be distributed as extra rewards. 

* The dividend accruing on the first policy anniversary will be credited only after the full second policy year's premium has been paid.  Cash dividend is not guaranteed. 

• You can enjoy a free coverage of the 24-hour Worldwide Emergency Assistance Services*.

* These are provided by Inter Partner Assistance HK Ltd in accordance with the "Supplementary Emergency Assistance Services and Benefits".  BOCG LIFE reserves the right to cancel or alter the said services and benefits.

• Optional benefit riders are also available to enhance your protection.

"Real Lady" Female Insurance Plan is underwritten by BOCG Life which is authorized by the Commissioner of Insurance of the HKSAR. Bank of China (Hong Kong) Limited is one of its major agents.

The above information is for reference only.  Please refer to the policy for detailed terms and conditions.