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Home > Personal Banking > Insurance > Personal Life Insurance > "Term Plan" Term Life Insurance Plan
Section Arrow "Term Plan" Term Life Insurance Plan
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Low Premium for the Best Protection
Life is an unpredictable journey and you need to be well prepared for the provision of sufficient financial support for your family.  To allow for the protection you need, "Term Plan" offers you low premium with comprehensive protection.  "Term plan" is intended to stand by you to help take care of you and members of your beloved family.
BulletFull Benefit for Peace of Mind
BulletLow Premium for Easy Budgeting
BulletGuaranteed Renewable
BulletConvertible to Whole Life Insurance
BulletSupplementary Benefits
BulletEnrolment Terms
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Grey Line Red Arrow Full Benefit for Peace of Mind
  • In the event of the insured's death during the coverage period, the beneficiary will receive an amount equal to the sum insured. 
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Grey Line Red Arrow Low Premium for Easy Budgeting
  • You can enjoy a large amount of protection at a low premium outlay.
  • Premium is guaranteed to remain unchanged within the coverage period. 
  • When the policy is renewed, premium will be adjusted based on the age of the insured.
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Grey Line Red Arrow Guaranteed Renewable
  • At the maturity date of the plan, the coverage is guaranteed renewable up to age 75 of the insured without medical examination.
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Grey Line Red Arrow Convertible to Whole Life Insurance
  • To provide you the convenience of a long-term protection at a later stage,"Term Plan" offers you the option to convert to a whole life insurance plan during the coverage period or before age 70 without health declaration or medical examinations.
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Grey Line Red Arrow Supplementary Benefits
  • Optional benefit riders are also available to enhance your protection.
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Grey Line Red Arrow Enrolment Terms
Entry Age 18 to 70
Minimum Sum Insured HKD400,000 or USD50,000
Coverage Period Choice of 1 year or 5 years (Guaranteed Renewable)
Premium Payment Period The same as coverage period
Payment method Annually

"Term Plan" Term Life Insurance Plan is underwritten by BOCG Life which is authorized by the Commissioner of Insurance of the HKSAR. Bank of China (Hong Kong) Limited is one of its major agents.

The above information is for reference only. Please refer to the policy for detailed terms and conditions.
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