Low Premium for the Best Protection Life is an unpredictable journey and you need to be well prepared for the provision of sufficient financial support for your family. To allow for the protection you need, "Term Plan" offers you low premium with comprehensive protection. "Term plan" is intended to stand by you to help take care of you and members of your beloved family.
In the event of the insured's death during the coverage period, the beneficiary will receive an amount equal to the sum insured.
Low Premium for Easy Budgeting
You can enjoy a large amount of protection at a low premium outlay.
Premium is guaranteed to remain unchanged within the coverage period.
When the policy is renewed, premium will be adjusted based on the age of the insured.
At the maturity date of the plan, the coverage is guaranteed renewable up to age 75 of the insured without medical examination.
Convertible to Whole Life Insurance
To provide you the convenience of a long-term protection at a later stage,"Term Plan" offers you the option to convert to a whole life insurance plan during the coverage period or before age 70 without health declaration or medical examinations.
Optional benefit riders are also available to enhance your protection.
18 to 70
Minimum Sum Insured
HKD400,000 or USD50,000
Choice of 1 year or 5 years (Guaranteed Renewable)
Premium Payment Period
The same as coverage period
"Term Plan" Term Life Insurance Plan is underwritten by BOCG Life which is authorized by the Commissioner of Insurance of the HKSAR. Bank of China (Hong Kong) Limited is one of its major agents.
The above information is for reference only. Please refer to the policy for detailed terms and conditions.