Let your dreams come true with flexible repayment methods!
Bank of China (Hong Kong) is pleased to present to you our "iSmart" Overdraft Facility. From now on, you can take advantage of preferential interest rates upon successful application.

• You can decide on your monthly repayment amount, with interest calculated on the drawn amount on a daily basis.
• After each monthly repayment, your credit limit will be restored automatically without the trouble of re-application.
• You can withdraw cash through ATMs or by cheque at your convenience.

• The loan amount can be up to HK$600,000 or 6 times of your monthly salary (whichever is lower)
• Selected customers * are entitled to preferential interest rates

• You can make an Online Appointment; or
• Download an application form, complete and return the form together with the required documents by mails or in person at any of our branches

"iSmart" Overdraft Facility Hotline : (852) 3669 3233

Remarks:
*Selected customers include BOCHK's customers of Wealth Management VIP, Wealth Management Prime, i-Free Banking, BOC Platinum card, mortgage, tax loan, personal loan, investment and savings account (with total deposits of HK$500,000 or above); the shareholders, directors and senior management of BOCHK’s corporate clients; civil servants of The Hong Kong Special Administrative Region, staff from the Hospital Authority/public institution/college/university, professionals, full-time teachers, and customers with monthly income of HK$25,000 or above. BOCHK reserves the ultimate right to interpret the term "Selected Customers".