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Home > Personal Banking > Mortgage > Preferential Mortgage Plan
Section Arrow Preferential Mortgage Plan
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Bank of China (Hong Kong)'s Preferential Mortgage Plan enables you to realize your dream of owning a home. The Plan features a high loan amount, long repayment period, preferential interest rate, as well as an array of fabulous offers.
BulletHigh loan amount with long repayment period
BulletInterest rate and cash rebate
BulletExclusive privileges
BulletSimple application step
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Grey Line Red Arrow High loan amount with long repayment period
  • Up to 90%* of the appraised value or purchase price of the property, whichever is lower
  • Long repayment period up to 30 years
*If the loan-to-value ratio is over 70%, customers are required to apply for either “Mortgage Insurance Programme” or “Smart Easy” Top Up Mortgage.
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Grey Line Red Arrow Interest rate and cash rebate
  • Competitive mortgage interest rate and cash rebate
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Grey Line Red Arrow Exclusive privileges
  • Fee waivers on instant property valuation, mortgage enquiries and the like
  • Special discount on the premium for the fire insurance purchased through our Bank
  • Annual fee waiver of BOC Credit Card throughout the entire mortgage period
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Act now and make online appointment for mortgage application!




For details, please call our Mortgage Hotline at (852) 3669 3233 or visit any of the branches of BOCHK.

Terms and Conditions:

  • The above information is for reference only. Bank of China (Hong Kong) Limited ("the Bank") may at its absolute discretion approve or reject any application for credit facilities and mortgage and may decline any application without assigning any reason. The final terms and conditions of the mortgage will be governed by the Facility Letter and other relevant documents signed between the loan applicant and the Bank.
  • The fire insurance plan is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance"). The Bank is one of the agents of BOCG Insurance. Details of coverage are subject to the terms and conditions stipulated in the policy issued by BOCG Insurance.
  • The Bank reserves the right to amend and/or withhold the above offer, relevant terms and conditions of the above promotional offers at its discretion without prior notice.
  • In case of any discrepancies between the Chinese and English version of this web page, the Chinese version shall prevail.
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Related Links
Hong Kong Dollar Prime Rate
Free Property Valuation
Mortgage Loan Calculators
Choose the Right Mortgage Plan
Download Forms
Online Appointment for Mortgage Application
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