Primary Market: Loan amount of up to 90% (White Form) or 95% (Green Form) of purchase price
Secondary Market: Loan amount of up to 95% of appraised value or transaction amount of the property (whichever is lower)
Tenant Purchase Scheme
Loan amount of up to 100% of purchase price#
# Excluding the deposit / Intention Money paid to the Hong Kong Housing Authority.
Long repayment tenor with flexible repayment
With repayment tenor of up to 25 years, you can repay your loan monthly or bi-weekly with ease.
Saving interest expenses
To save interest expenses, you may increase your instalment amount or make partial* or full repayment according to your financial status. Best of all, no handling fee will be levied on partial or full prepayment.
*The partial prepayment amount must be at least HKD5,000 or its multiple
Fee waivers on instant property valuation, mortgage enquiries and the like
Application fee waiver
No prepayment fee*
Special discount on the premium for the fire insurance purchased through the Bank
* The partial prepayment amount must be at least HKD5,000 or its multiple
Simple application step
Act now and make online appointment for mortgage application!
For details, please call our Mortgage Hotline at (852) 3669 3233 or visit any of the branches of BOCHK.
Terms and Conditions:
The above information is for reference only. Bank of China (Hong Kong) Limited ("the Bank") may at its absolute discretion approve or reject any application for credit facilities and mortgage and may decline any application without assigning any reason. The final terms and conditions of the mortgage will be governed by the Facility Letter and other relevant documents signed between the loan applicant and the Bank.
The fire insurance plan is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance"). The Bank is one of the agents of BOCG Insurance. Details of coverage are subject to the terms and conditions stipulated in the policy issued by BOCG Insurance.
The Bank reserves the right to amend and/or withhold the above offer, relevant terms and conditions of the above promotional offers at its discretion without prior notice.
In case of any discrepancies between the Chinese and English version of this web page, the Chinese version shall prevail.