The Government of the Hong Kong Special Administrative Region ("HKSAR") has launched the "Capital Investment Entrant Scheme" (the "Scheme") on 27 October 2003. Under the Scheme, the eligible entrant has to invest not less than HK$6.5 million in Permissible Investment Asset Classes for residence in Hong Kong.

1. Be aged 18 or above when applying for entry;
2. Have net assets of not less than HK$6.5 million throughout the two years preceding his application;
3. Have invested within six months before submission of his application to the Immigration Department, or will invest within six months after the granting of approval in principle by the Immigration Department, not less than HK$6.5 million in Permissible Investment Asset Classes;
4. Have no adverse record both in Hong Kong and country/region of residence;
5. Be able to demonstrate that he is capable of supporting and accommodating himself and his dependants.

1. Real estate; and/or
2. Financial assets (including equities listed in Hong Kong, debt securities denominated in Hong Kong dollars, certificates of deposits denominated in Hong Kong dollars, subordinated debt issued by authorized institutions, eligible funds, or subject to the latest announcement by the Immigration Department)

1. BOCHK "Capital Investment Entrant Scheme" Service
   • Privileged Wealth Management VIP Services
   • Dedicated Personal Financial Services Manager assisting you to manage your account
   • Professional, tailor-made and one-stop wealth management services
   • Asset portfolio's report prepared and submitted to the Immigration Department on behalf of you at specified time
2. Free Enquiry Services for the Scheme
   • Our dedicated Personal Financial Services Managers provide you with free enquiry services on "Capital Investment Entrant Scheme", introducing requirements of the Scheme and assisting you with tailor-made investment plan which is permissible under the Scheme to suit your needs.
   • Enjoy application handling fee, asset management fee and asset portfolio report service fee waiver.
3. One-Stop Professional Mortgage Advisory Services
   • Provide one-stop lending solutions with preferential interest rates and flexible repayment methods.
4. Rental Agency & Property Management
   • Provide services of rental collection, property tax, utility and management charges, and arrangement for repairs on behalf of the property owner (The above services are provided by Bank of China (Hong Kong) Trustees Limited (Estate Agency Company License no. C-000517), a wholly owned subsidiary of the Bank)

1. At specified transaction channels, subscription fee will be as low as 1% for subscribing designated open-ended funds permissible under the Scheme.
2. Enjoy brokerage fee of 0.15% for trading securities via BOCHK (minimum charge of HK$100 per transaction).
3. Enjoy preferential mortgage interest rate and cash rebate.
4. Enjoy preferential interest rate upon placement of HKD or designated foreign currencies time deposit.
5. Enjoy discount on safe deposit box annual fee.
6. Enjoy monthly service fee waiver offer on Wealth Management VIP service for the "Capital Investment Entrant Scheme" Service period.
7. Enjoy specified merchant offers.

• To enjoy the brokerage fee offer (subject to a minimum brokerage fee of HK$100 per transaction), customers should conduct transactions of local securities listed at Hong Kong Exchanges and Clearing Limited ("HKEx") and settled in Hong Kong dollars (excluding Monthly Stocks Savings Plan and IPO transactions). Other transaction fees still apply. These include, but not limited to, transaction charge, stamp duty, transaction levy charged by the Securities and Futures Commission and trading fee charged by HKEx.
• The above offers cannot be used in conjunction with other promotional offers.
• The above promotional offers are bound by relevant terms and conditions. Bank of China (Hong Kong) Limited reserves the right to amend or withhold the above promotional offers and their related terms at its discretion without prior notice.
• In case of any discrepancies between the Chinese and English versions of this material, the Chinese version shall prevail.

Risk Disclosure:
The information contained in this material does not constitute an offer, or any invitation to purchase or sell any investment product or service mentioned above. Although investment may bring about profit opportunities, each type of investment product or service comes with its own risks. Due to the fluctuating nature of the markets, the prices of products may rise or fall beyond customers' expectations and customers' investment funds may increase or decrease in value as a result of selling or purchasing investment products. Loss may equal or exceed the amount of the initial investment. Income yields may also fluctuate. Due to market conditions, some investments may not be readily realizable. Before making any investment decision, customers should assess their own financial position, investment objectives and experience, willingness and ability to bear risks and understand the nature and risk of the relevant product. For details of the nature of a particular product and the risk involved, please refer to the relevant offering documents. Customers should seek advice from an independent financial adviser.

Risk disclosure of Investment Funds:
Risks are involved in investing in funds and unit trusts. The prices of funds and unit trusts may fluctuate, sometimes dramatically. The price of funds and unit trusts may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trusts. Past performance is not indicative of future performance. You should carefully read the offering documents for details before making any investment decision.

Risk of Securities Trading:
The prices of securities may fluctuate, sometimes dramatically. The price of securities may move up or down, and may become valueless. It is likely that losses will be incurred rather than profit made as a result of buying and selling securities.