Wealth Management VIP service is exclusively for our privileged customers with wealth balance# of HK$2,000,000 or above. As our Wealth Management VIP customer, you receive the privileged services in recognition of your distinguished status. Our Personal Financial Services Managers are always here to serve you.
#Monthly average wealth balance includes deposit balances (all deposit balances in Wealth Management VIP account), utilized overdraft amount on current account(s), the market value of investments products and the current value of life insurance policy. Monthly fee will be charged if the monthly average wealth balance is below designated amount. For details, please contact our Personal Financial Services Manager.
To find out more, visit your nearest VIP Centre of Bank of China (Hong Kong) or call our Customer Service Hotline at (852) 3669 3911.
Remarks: Bank of China (Hong Kong) Limited reserves the right to amend the terms and conditions of each respective service, fee and promotion offer described above at its discretion.
Risk Disclosure
Structured Deposit: 1.Interest rates and currency exchange rates may and do fluctuate from time to time. These fluctuations may affect the interest return on the Deposit. If the interest rates or currency exchange rates move against you, you may receive only the principal amount of the Deposit at maturity and no interest return. 2.The Deposit is neither transferable nor negotiable. You cannot withdraw any part of the Deposit before maturity unless with our consent and you may incur economic costs or losses as a result of early withdrawal. Where it is expressly provided in the relevant term sheet and subject to the provisions stated therein, we may repay the Deposit before maturity at our discretion. 3.The Deposit differs from and is not a substitute for a traditional time deposit. You must be prepared to risk the interest that you might otherwise have earned on money placed as a traditional time deposit of the same tenor. The interest rates offered by us on traditional time deposits are attached for your reference. 4.You should consult your own professional advisers if you have any question or concern about this Deposit.
The prices of securities fluctuate, sometimes dramatically. The price of securities may move up or down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling securities.
The risk of loss in leveraged bullion/foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as “stop-loss” or “stop-limit” orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position may be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives.
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into Hong Kong dollars or other foreign currency.
While an investment provides you with a profit-taking opportunity, there is an inherent risk in every investment instrument. The Forex market is a rapidly changing market; and option trading does not guarantee a positive return. Your principal amount and interest deposited may increase or decrease in option trading. Movements in exchange rates may in the worst case result in your losing the entire deposit principal and interest. The Linked Currency paid to you in satisfaction of the deposit will be a weakened currency. You should consult an independent financial adviser before making an investment decision. The information provided above is for reference only, and does not constitute any investment or option trading recommendation.
The outcome of an investment in an Equity-Linked Deposit will depend upon market conditions during the deposit period. The price of the linked stock may go up or down during such period. The market value of the linked stock (if applicable) credited to you is more than likely to be lower than the principal amount of the Equity-Linked Deposit. You should be prepared to accept the principal amount of an Equity-Linked Deposit being returned in the form of the linked stock. You should understand the extent of the exposure to risk inherent in an Equity-Linked Deposit. There is no guarantee that you will get a return on your investment or any yield from an Equity-Linked Deposit. You may suffer capital loss if the price of the linked stock goes down and in extreme cases, you may lose a substantial part of the principal amount. Equity-Linked Deposit is neither an ordinary time deposit nor should it be treated as a substitute for such. You have been advised to consult professional advisers in case of any concerns about the nature of an Equity-Linked Deposit.
Risks are involved in investment in funds and unit trust. The prices of funds and unit trusts fluctuate, sometimes dramatically. The price of funds and unit trust may move up and down, and may become valueless. It is likely that losses will be incurred rather than profits made as a result of buying and selling funds and unit trust. Past performance is not indicative of future returns. You should read carefully the offering documents for details before making any investment decision.
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Comprehensive and professional wealth management services
