Who is eligible to register for BoC Pay?
1.BOC Dual Currency Card Cardholders (both the main cardholder and additional cardholders).
2.BOCHK bank account customers who meet the following eligibility criteria for Smart Account registration can register for the service.
| Age | 16 - 17 years old (Through BoC Pay) 18 years old or above (Through Personal Mobile Banking / WeChat Pay Wallet / BoC Pay) |
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| Your service status in our bank | Email address | Valid |
| Mobile number | Valid | |
| Internet banking or ATM Card or Credit Card |
Valid and did not opt-out from Mobile Banking service or Valid ATM Card issued by BOCHK or Valid BOC Credit Card linked with bank accounts |
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| The account to activate the Smart Account Service ("Master Account") | Maintain a valid HKD Savings or Current Account under your sole name | |
| Daily transaction limit (Payment) *Applicable to 18 years old or above |
Capped at HKD10,000, initially set at account registration, adjustable through personal Mobile Banking or BoC Pay | |
| Daily transaction limit (Payment) *Applicable to 16 - 17 years old |
Capped at HKD1,000 (cap can be adjusted to a maximum of HKD10,000 when customer reaches 18 years old), initially set at account registration, adjustable through personal Mobile Banking / BoC Pay | |
| Number of Smart Accounts that a customer can register | One | |
3.Non-BOCHK customers who meet the following eligibility criteria for Payment Account registration can register for the service:
| Age | 18 years old or above |
| Required Documents | Valid Hong Kong Identity Card (Hong Kong Identity Card or Hong Kong Permanent Identity card) |
| Target Customers | - Do not currently have a BOCHK account - Nationality (Country/Region) is "China", "Hong Kong, China", or "Macao, China" - Please visit our branch to open a bank account if you do not meet the above requirements |
| Mobile number, email address & residential address | Valid mobile number (with an area code in "Hong Kong, China", "China" or "Macao, China"), email address and residential address (in "Hong Kong, China") |
| Daily transaction limit (Payment) | Capped at HKD10,000, initially set at account registration, adjustable through BoC Pay |