BoC Pay+ is a financial spending management platform that integrates payment, spending rewards and credit card management. The following features are newly added:

• Payment: Supports top-up to Pay+ Wallet with all BOC Credit Card Main Card and BOCHK personal bank accounts, or top-up to Pay+ Wallet Lite with BOC credit card supplementary cards and other bank accounts. You can also set up Small-value Passcode-free Payment, so you don’t need to enter a passcode when making small-amount payments, making payments more convenient.

• Credit card management: You can use BoC Pay+ to manage all BOC credit cards under your name, including applying for and confirming new credit cards, blocking and unblocking credit cards, etc.

• Spending and Gift Points: You can earn 1 Gift Point by using BoC Pay+ spending HK$1(or other equivalent currency). The Gift points earned can be used together with BOC credit card Gift Points. Gift Points earned can be redeemed for Cash Vouchers, Cash Rebate, Mileage and Offset Spending with Gift Points, etc. In addition to HKD transactions, Offset Spending with Gift Points has been expanded to cover cross-border transactions. For more details, please refer to the Terms and Conditions of Gift Point Rewards Programme.