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BOC Dual Currency Card
For the "BOC Credit Card Key Facts Statement", please click here.
BOC Dual Currency Card takes you voyage on a trip around the Greater Bay Area with benefits of up to 4% Cash Rebate with spending via mobile payment transactions.
Card Types for BOC Dual Currency Card include,
red square BOC Dual Currency Diamond Card
red square BOC Dual Currency Platinum Card
BOC Dual Currency Card Annual Fee Offer

Perpetual annual fee waiver for both main and additional cards

Up to 4% Cash Rebate for Spending via Mobile Payment Transactions

BOC Dual Currency Diamond Card and BOC Dual Currency Platinum Card can bring you 4% Cash Rebate and 2% Cash Rebate respectively with spending via mobile payment transactions.

BOC Dual Currency Card 4%/2% Cash Rebate Offer Terms and Conditions

Notification on Privilege Update for "BOC Dual Currency Card UnionPay Mobile QuickPass Transaction / Mobile Payment Transaction 4%/2% Cash Rebate Offer"

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subtitle arrow Contactless Payment Function for the Public Transport Systems Stands You in Good Stead in Getting around the Greater Bay Area Stress free
red square Swipe the card to take the Guangzhou-Shenzhen China Railway Highspeed Rail1ˇF
red square Ride the Guangzhou/Shenzhen Metro simply by a single swipe
red square Swipe the card or scan the Mobile QR Code to get across the Hong KongˇVZhuhaiˇVMacau Bridge2ˇF
red square Support mobile payment for designated routes for High Speed Rail/Bus/Ferry and Shenzhen Taxi3ˇF
For videos of transportation payment in the Greater Bay Area by UnionPay, please browse the links:
www.unionpayintl.com/video/GBATransit/Great_Bay_Area_Transit_Video.mp4 or
For the list of payment method for the Greater Bay Area, please visit: www.unionpayintl.com/hk/servicesProducts/serviceEquity/Great_Bay_Area_Transit/ .
1. Prior to taking the intercity high-speed rail, cardholders are required to register ID (such as Home Return Permit) and the credit card or mobile handsets with QuickPass Function at the ticket gate; or purchase the real-name train ticket at a manned ticketing counter.
2. Applicable for the Hong KongˇVZhuhaiˇVMacau Bridge toll stops.
3. Applicable at manned ticketing counter for Hong Kong Section of the Express Rail Link; applicable for designated cross-border and Shenzhen/Zhuhai/Macau bus routes, Turbojet and Cotai Water Jet, and designated Shenzhen taxi types.
4. Above transportation methods accept Credit Card with QuickPass functions, and/or Apple Pay, and/or Mobile QR Code payment(applicable for the Hong KongˇVZhuhaiˇVMacau Bridge). Prior to tapping the card for the first time to take the public transport systems, cardholders are required to execute one chip function transaction with the designated real-name card at a merchant location.
5. For detailed payment methods of public transport systems or if you have any enquiries, please visit UnionPay website: www.unionpayintl.com/hk/servicesProducts/serviceEquity/Great_Bay_Area_Transit/
6. Apple Pay is a trademark of Apple Inc., registered in US and other countries.
7. Should there be any discrepancy or inconsistency between the English and the Chinese versions , the Chinese version shall prevail.
8. All matters and disputes will be subject to the final decision of BOC Credit Card (International) Ltd and UnionPay International.
0% Handling Fee for Overseas Spending

You can enjoy 0% handling fee offer for overseas spending for even greater shopping pleasure.

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subtitle arrow Bind Dual Currency Credit Card with BoC Pay to enjoy QR Code Payment
red square Download BoC Pay app and bind it with BOC Dual Currency Credit Card to enjoy QR Code payment at merchants in Hong Kong and the mainland.
red square Convert your Points into Cash: Pay with Points at BoC Pay merchants and merchants accepting UnionPay QR code, and offset spending with every dollar!
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subtitle arrow Flexible payment of various types of bills online in the Greater Bay Area
You can simply access Cross-border Bill Payment Service via BoC Pay/BOCHK mobile application to make payment of various types of public service bills such as water, electricity, fuel and television fees in the Greater Bay Area anytime anywhere with your BOC Dual Currency Card! Please click here for further details about ˇ§Accepting Merchantsˇ¨.
Airport Limousine Transfer in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport(Applicable for BOC Dual Currency Diamond Card)

Enjoy the following unparalleled privileges at the exclusive rate of HK$250 per trip by using BOC Dual Currency Diamond Card:

Single way local transfer service to / from Hong Kong International Airport; an offer for local transfer service in Shanghai city areas to / from Hongqiao or Pudong Airport, local transfer service in Beijing city areas to / from Beijing Capital International Airport, or cross border transfer from Hong Kong to Shenzhen airport
Private chauffeur and luggage handling service
Meet and greet service
Highway, bridge, tunnel toll and parking fee
 Airport Limousine Transfer Service Remark:
1. During the offer period, cardholders are required to settle payment with Eligible Cards and accumulate retail spending of $3,000 or above with no more than two single transactions in eligible retail spending (ˇ§Eligible Transactionsˇ¨) within 30 days (HKD, MOP & CNY spending will be combined for Eligible Transaction amount calculation, every CNY1 or MOP1 spent will be calculated as HKD1) prior to reservation during the Promotion Period, Cardholders are eligible for the Service once for every $3,000 of Eligible Transaction(s). Reservation must be made at least 5 working days in advance. The Service Provider will only accept reservation up to 60 days in advance. Cardholders must provide proof of Eligible Transactions at the time of the service reservation for the Promotion. No reservation shall be processed without proof of Eligible Transaction.
2. For details, please refer to
Access to LoungeKey Airport Lounge (Only Applicable for BOC Dual Currency Diamond Card)

Enjoy 3 times access to LoungeKey Airport Lounges in the mainland, Hong Kong, Macau and Taiwan after accumulating spending of HK$12,000 or above for two consecutive months with BOC Dual Currency Diamond Card.

The promotion period is valid from 1 January 2020 to 31 December 2020.

1. Customers can spend with BOC Dual Currency Diamond Card from 1 January 2020 to 31 December 2020 to be eligible for the LoungeKey Airport Lounge Service (ˇ§Airport Lounge Serviceˇ¨) (the ˇ§Spending Periodˇ¨) (both dates inclusive). The promotion period for the Airport Lounge Service runs from 1 January 2020 to 31 December 2020 (the ˇ§Promotion Periodˇ¨) (both dates inclusive). Customers can access to the LoungeKey Airport Lounges from 1 March 2020 to 31 March 2021(both dates inclusive) (the ˇ§Access Periodˇ¨). Airport Lounge Service applies to the mainland, Hong Kong, Macau and Taiwan only.
2. The Airport Lounge Service is only applicable for main cardholders of BOC Dual Currency Diamond Card who have registered and provided eligible transaction documents online via UnionPay website (www.unionpaypremium.com.hk) during the Promotion Period. To be entitled for the Airport Lounge Service, the main cardholders are required to accumulate spending of HK$12,000 or above for two consecutive months within the Spending Period (HKD, MOP & CNY spending will be combined for Eligible Transaction amount calculation, every CNY1 or MOP1 spent will be calculated as HKD1).
3. Each main cardholder and/or accompanying guest(s) is entitled to access the LoungeKey Airport Lounge up to 3 times in total within the Access Period.
4. Main cardholdersˇ¦ subsequent visit will be subject to a charge of US$32 per person per visit after the 3 times access to the Airport Lounge Service is met. Additional cardholder(s) and accompanying guest(s) can also enjoy Airport Lounge Service access at a charge of US$32 per person per visit.
5. For enquires on service details and advance reservation, please call UnionPay 24-hour Service Hotline: (852) 2169 0108. For promotion details, requirements of Eligible Transactions and detailed terms and conditions please refer to UnionPay website (www.unionpaypremium.com.hk).
Fabulous Gift Points Redemption Offers at Starbucks in Mainland China

Simply enjoy the offers at Starbucks in Mainland China with your BOC Dual Currency Credit Card by using 22,000 Gift Points to:

red square Redeem 1 Grande sized handcrafted beverage every day
red square Redeem 2 Grande sized handcrafted beverage on Saturdays or Sundays

For details please visit https://www.bochk.com/creditcard/eng/spec/prom17329/index.html

Contactless Payment Function

BOC Dual Currency Card with the UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$/RMB˘D1,000 or below without the need of signature verification. For details, please visit www.unionpayintl.com/hk.

Exclusive Personal Concierge Service for Dual Currency Card

Personal Concierge Service is now ready to serve BOC Dual Currency Card Cardholders, for details, please visit the website: http://premium.unionpayintl.com/hk/diamond/personal-concierge.html

Experience exclusive offer at Greater Bay Area merchant outlets

BOC Dual Currency Card is delighted to present you with an array of exquisite privileges, reserving exclusively for you finest dining, shopping and leisure offers in Greater Bay Area merchant outlets, please visit http://zhyga.mulang.net/ for more promotional details.

Dual Currency in one card for greater flexibility

BOC Dual Currency Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost and enjoy greater convenience. The relevant transactions will be shown in the consolidated account statement.

Pre-set RMB credit limit service for greater security

You can pre-set the monthly credit limit of RMB account for both the main card or/and the additional card*

*Application form is available for download at www.bochk.com/creditcard

Wide Acceptance Across the Globe by Over 45 Million Merchants

BOC Dual Currency Card are widely accepted by over 45 million merchant outlets in 162 countries and regions, including large-scale department stores, chain stores, hotels and fine dining restaurants. Hospitals, gasoline stations and supermarkets are also accepted in the mainland.

Global cash withdrawal service

With BOC Dual Currency Card, you can enjoy global cash withdrawal services* at more than 1.6 million ATMs marked with logo. Moreover, you can withdraw cash at branches of the corresponding banks (BOCHK Group or NCB) which is shown on the front of credit card for greater convenience. (You shall perform activation in advance through appropriate channels to enjoy ATM services outside Hong Kong for travel or business trip.)

* Global cash withdrawal service is subject to withdrawal restrictions imposed by the local banks of respective regions. RMB cash withdrawal services in Hong Kong are only available at the ATMs marked with "RMB available at this ATM" logo.

For details on cash advance service fees, please refer to the "BOC UnionPay Dual Currency Credit Card Fees Schedule".

Rewards whenever you spend

You can earn 1 Gift Point upon HK$1 / RMB˘D1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.


Reminder: To borrow or not to borrow? Borrow only if you can repay!

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