BOC Pay

With BoC Pay, you can offset your spending with Gift Points from just HK$1 at over 90,000 spots in town! Every designated Friday, enjoy 20% off with Friday’s Surprise. You can even combine these discounts with your BOC Credit Card Years of Cardholding Offer^!

Friday\'s Surprise
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^ Enjoy 20% off every day if you have held your Credit Card for 11 years or more

* “Friday’s surprise” is applicable to the designated Friday on or before December 31 2023

It's easy to offset spending with Points!It's easy to offset spending with Points!
Simple stepsSimple steps

Using Gift eVouchers is easy with BoC Pay. Just redeem, store and use them via the app anytime. It’s easy and hygienic! Redeem HK$50/HK$100 百佳 Gift eVouchers and HK$50/HK$100 watsons Gift eVouchers to cover all your household, health, and beauty needs!

Redeem Gift eVouchers from only 10,000 Points with the Years of Cardholding Offer of your Credit Card. Please click here for details.

Redeem Gift eVouchers in a few simple steps!

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  • Open The BoC Pay App>Select “Gift eVoucher” on the homepage
  • Select Gift eVoucher amount and quantity
  • Enter Payment Passcode
  • Verify account information and complete redemption
Terms & Conditions for Offer
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Enjoy Offers
•UnionPay QR code merchant offers are subject to relevant terms and conditions, please refer to Hot Deals > Terms & Conditions for Offer.
•Please download the BoC Pay mobile app from official application stores or the BOCHK website, and ensure the search wording (“BoC Pay”). iPhone users may download the BoC Pay via the App Store; Android users may download BoC Pay via Google Play, and Huawei AppGallery or BOCHK website.
•Recommended Operating System: iOS (14.0 or above) or Android (8.1 or above).
•Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.

Reminder: To borrow or not to borrow? Borrow only if you can repay!