Card Feature
For the "BOC Credit Card Key Facts Statement", please click
here.
BOC
Card
Life is better without borders! The BOC Go Card lets you shop, dine, and travel across Hong Kong, the Mainland & worldwide—with perks that make every moment more rewarding.
Card Feature
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Up to 20X Gift Points on Everyday
Mobile Payment!
Earn up to 20X Gift Points upon successful registration from
now till 31 December, 2026!
Mainland
Up to 20X GP
(= 8% Cash Rebate)
(= 8% Cash Rebate)
Local & Overseas
Up to 10X GP
(= 4% Cash Rebate)
(= 4% Cash Rebate)
Register Now
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*For details, please visit the promotion page and terms
& conditions of
“Extra Gift Points on Mainland & Local Mobile
Payment Transaction Promotion”
More Travel offers
Mainland: RMB transaction fee
waiver
Overseas: Up to 2X Gift Points(=0.8% Cash Rebate) for other overseas spending
Overseas: Up to 2X Gift Points(=0.8% Cash Rebate) for other overseas spending
Foreign Currency Transaction
Fee Waiver+
Fee Waiver+
Enjoy
Foreign Currency Transaction Fee Waiver+
for the eligible transaction made at physical stores overseas
upon successful registration from now till 31 December, 2026
Register Now
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+ Customer will be entitled to a cash rebate
equivalent to the value of the Foreign Currency Transaction
Fee from the eligible foreign currency transaction (which is
equivalent to 100% fee rebate). The rebate amount is
uncapped. For details, please visit the promotion page and
terms & conditions of “Foreign Currency Transaction Fee Waiver”
Selected Go Merchants Spending
Up to 5% Cash Rebate
高速鐵路
滴滴出行
List of Latest Go Merchants
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Card Welcome Offer
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Limited-time Double Welcome Offer
Apply for BOC Go Card plus a designated credit card to enjoy
Up to HK$2,000 Cash rebate
Based on the welcome offer of up to HK$800 for the BOC Go Card
and up to 300,000 points for designated credit cards (which is
equivalent of HK$1,200 cash rebate)
Terms and conditions
Terms and conditions
Enjoy Welcome offer of up to
HK$800
+
3-month Installments
with handling fee rebate for the first 3 months from the
date of card issuance
Apply for BOC Go Card Supplementary Card
to enjoy up to
to enjoy up to
HK$100 Cash Rebate
Terms and Conditions of Supplementary Card Offer
Card Insurance Exclusive Offers
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Travel northbound for fun every weekend?
Customers may enjoy up to 35% premium discount and HK$50 Supermarket Coupon by using “BOC Go Card” to apply for the designated insurance plans underwritten by Bank of China Group Insurance Company Limited (“BOCG Insurance”) via mobile app or internet banking of Bank of China (Hong Kong) Limited (‘BOCHK’), and entering the promotional code “BOCGO” during the application.
01
Greater Bay Area Travel Insurance Plan
35% off
02
Hong Kong - Guangdong Cross Border Motor Insurance
(Unilateral Recognition Extended Cover)
HK$50
Supermarket Coupon
upon successful enrollment in annual plan (50 quota) (Limited quota, first-come-first-served)
03
Universal Smart
Travel Insurance Plan
Single Travel Plan 35%
and
Annual Travel Plan 35% off
for the first year premium
Remarks:
BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the above insurance plans. The above insurance plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the
customer; however any dispute over the contractual terms of the relevant insurance plans should be resolved directly between BOCG Insurance and the customer.
The above-mentioned insurance offers and products are subject to the terms and conditions, and please note related product risks. For more product information and policy terms, please visit BOCHK official website at www.bochk.com: BOCHK official website->Insurance. The above-mentioned insurance offers and products information are provided by BOCG Insurance and BOCHK.
BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the above insurance plans. The above insurance plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the
customer; however any dispute over the contractual terms of the relevant insurance plans should be resolved directly between BOCG Insurance and the customer.
The above-mentioned insurance offers and products are subject to the terms and conditions, and please note related product risks. For more product information and policy terms, please visit BOCHK official website at www.bochk.com: BOCHK official website->Insurance. The above-mentioned insurance offers and products information are provided by BOCG Insurance and BOCHK.
Card's other privileges
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UnionPay "SplendorPlus"
Exclusive Privileges
Exclusive Privileges
Enjoy Buy-One-Get-One-Free offer for buffet/afternoon tea at over 80 restaurants of luxury hotels.
Promotion Period：From now till 31 December 2026
More "SplendorPlus" Privileges
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Remarks：
The offer is provided by UnionPay International and subject to related Terms and Conditions.
The offer is provided by UnionPay International and subject to related Terms and Conditions.
Enjoy first year fee waiver for the main card, and
perpetual annual fee waiver for supplementary cards.
Annual fee will be waived^ for holding BOCHK
savings or current account in single account /joint
account.
^ Only applicable to main cardholders who
applied on or after June 1, 2025.
To learn more offer provided by UnionPay
International.
The offer is provided by UnionPay International and subject to related Terms and Conditions.
The offer is provided by UnionPay International and subject to related Terms and Conditions.
More details
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Details on Contactless Payment Functions
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BOC Dual Currency Card consists of both Renminbi (RMB)
and Hong Kong Dollar (HKD) credit card accounts.
Transactions conducted in the mainland will be settled
in RMB while those transactions conducted in Hong Kong
and overseas will be settled in HKD, enabling you to
save currency conversion cost.
More features and services
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Contactless Payment FunctionUnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$/CNY1,000 or below without the need of signature verification.More details
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Wide Acceptance Across the Globe by Over 45 Million MerchantsBOC Dual Currency Card are widely accepted by over 45 million merchant outlets in 162 countries and regions, including large-scale department stores, chain stores, hotels and fine dining restaurants. Hospitals, gasoline stations and supermarkets are also accepted in the mainland.
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Pre-set Credit Limit for Additional CardEach main cardholder can apply for a maximum of 9 additional cards and pre-set the credit limit for each of them.
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Rewards whenever you spendYou can earn 1 Gift Point upon HK$1 / CNY 1 spending with your card. You can choose whatever you love from a variety of rewards.More details
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Pre-set RMB credit limit service for greater securityYou can pre-set the monthly credit limit of RMB account for both the main card or/and the additional card.
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Global cash withdrawal serviceWith BOC Dual Currency Card, you can enjoy global cash withdrawal services* at more than 1.6 million ATMs marked with UnionPay logo. Moreover, you can withdraw cash at branches of the corresponding banks (BOCHK Group) which is shown on the front of credit card for greater convenience. (You shall perform activation in advance through appropriate channels to enjoy ATM services outside Hong Kong for travel or business trip.)* Global cash withdrawal service is subject to withdrawal restrictions imposed by the local banks of respective regions. RMB cash withdrawal services in Hong Kong are only available at the ATMs marked with "RMB available at this ATM" logo.
For details on cash advance service fees, please refer to the "BOC UnionPay Dual Currency Credit Card Fees Schedule". -
Card ActivationYou can through BOCHK webpage, WeChat, internet banking service and card activation hotline to activate your card in a secure and easy way.More details
Latest Credit Card Offer
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