Flash Offer Ends In

For the "Key Facts Statement (KFS) for Instalment Loan", please click here.

Apply via E-Channels to Enjoy up to HK$6,500 Cash Rebate

Limited Time Offer: Apply on or before 10 December 2023 to enjoy up to HK$3,000 Cash Rebate

E-Channels Offer: Apply via E-Channels^ to enjoy up to HK$3,000 Cash Rebate

Extra Offer: Input “ME” in gift code column to enjoy extra HK$500 Cash Rebate

Successful applicants fulfill the following criteria will be entitled up to HK$6,500 Cash Rebate

Apply and upload document via designated E-Channels^ on or before 10 December 2023
Loan amount of HK$50,000 or above, with repayment tenor 36 months or above
Drawdown on or before 31 January 2024

Apply Now with Gift Code “ME”

Product Features

APR as Low as 1.78%* With Flexible
Repayment Period

Up to HK$4,000,000 or 18 times of monthly salary (whichever is lower)

100% loan amount

Up to 60 months repayment period, helps you repay loan at ease

Speedy approval for existing BOC Payroll customer without documents required

Experience Seamless Loan Application on the
Latest BOCHK Mobile Banking

Mobile Banking Menu
Loan Instalment Loan / Tax Season Loan Apply Now

Terms and Conditions

*	The quoted interest rate is calculated based on a loan amount of HK$1,500,000 with repayment tenor of 12 months and monthly flat rate of 0.0799%. The annualised percentage rate is 1.78%, with handling fee waiver.
^	E-Channels including BOCHK website, Internet Banking, Mobile Banking, “BOCHK” WeChat official account or “BOC CC” WeChat official account.
•	Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc..
•	The APR of this promotion is from 1.78% - 26.31%
•	The APR is calculated according to the guidelines laid down in The Hong Kong Association of Banks for reference use only. An APR is a reference rate which includes the basic interest rates and other fees and charges of a product expressed as an annualised rate.
•	The above offers are subject to the relevant promotion terms and conditions, please download a copy of the terms & conditions for your future reference.
•	Terms and Conditions are issued in electronic copies for all “BOC Express Cash Instalment Loan” applied via the mobile banking. Physical copies of the relevant Terms and Conditions are available upon request to the staff of the Bank.