Business Integrated Account Opening for Cross-border Talent Expres Business Integrated Account Opening for Cross-border Talent Expres

Bank of China (Hong Kong) (“BOCHK”) fully supports HKSAR Government’s Top Talent Pass Scheme (“TTPS”) and Quality Migrant Admission Scheme (“QMAS”), which attract highly skilled or talented persons to settle in Hong Kong in order to enhance Hong Kong's economic competitiveness. BOCHK is offering series of account opening privileges for TTPS and QMAS corporate customers1 to cater their needs on business development.

Online Account Opening Offer

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Top Talent Pass Scheme ‘TTPS28’
Quality Migrant Admission Scheme ‘QMAS28’

  • Account application fee waiver2（original HK$1,200）

  • Welcome offers3:


    • Monthly services fee waiver on Business Integrated Account for the first year

    • Payroll instruction fee waiver for the first year

    • Half price for telegraphic transfer handling fee for stipulated period after account opening

    • Up to 60 pips of currency exchange discount

    • First year premium discount offer on insurance



Express Lane

  • Prioritise to handle account opening application for ‘TTPS’ and ‘QMAS’ Corporate Customers



Enhance Account Opening Process4

  • Streamline requirements for supporting documents

BOCHK facilitates business
opportunities for ‘TTPS’ and ‘QMAS’
Corporate Customers

To learn more about the offers and services,
please call our service hotline at +852 3988 2288.


BOCHK understands your needs and offers exclusive privileges to talents and the dependants5 coming to Hong Kong, helping you realise your aspirations and create limitness new opportunities!


Wealth Management priority counter services + exclusive privileges6

  • One-year waiver of Total Relationship Balance requirement for Wealth Management

  • Priority counter services at all BOCHK branches and 80 dedicated Wealth Management Centres

  • Reservation service for VIP Boxes at Happy Valley and Sha Tin Racecourses7



Offers are subject to terms and conditions

Promotion Terms and Conditions:
  1. Definition of QMAS and TTPS Corporate Customers
    1. Applicants holding valid visas under the HKSAR Government’s QMAS or TTPS as directors or beneficial owners, and Companies registered in Hong Kong.
    2. For the definition of beneficial owners, please consult BOCHK branch staff.

  2. Account Application Fee Waiver
    1. Promotional Period: from now until 31 December 2026 (both dates inclusive).
    2. Set up a Hong Kong registered company via “QMAS” and apply for “Business Integrated Account” online with promotion code “QMAS28” for the first time can enjoy account application fee waiver (original: HK$1,200).
    3. Set up a Hong Kong registered company via “TTPS” and apply for “Business Integrated Account” online with promotion code “TTPS28” for the first time can enjoy account application fee waiver (original: HK$1,200).

  3. Welcome Offers
    a) Monthly services fee waiver on Business Integrated Account for the first year
    1. Monthly Service Fee Waiver for the first 12 months (applicable to BIA Elite, BIA Plus and BIA). With the expiry of Monthly Service Fee Wavier for the first 12 months. Bank of China (Hong Kong) Limited (BOCHK) will determine the BlA Monthly Service Fee according to customers’ Total Relationship Balance (“TRB”) and start charging the related Monthly Service Fee automatically.
      2. b) First 12 months Payroll Instruction Fee Waiver
    2. To enjoy the Payroll Instruction Fee Waiver for 12 months starting from the month of successful opening of a BIA, customers should not have registered for BOCHK’s Payroll Service before successful opening of a BIA and should fulfill below conditions: (a) apply for Corporate Internet Banking at the same time, or (b) have applied BOCHK’s Corporate Internet Banking before successful opening BIA; or (c) the customers are not BOCHK’s Corporate Internet Banking customers upon successful opening BIA and should apply Corporate Internet Banking at our branches within 6 months upon successful opening of a new BIA.
    3. BIA customers are required to successfully activate the Corporate Internet Banking Payroll Service. This offer is applicable to the Master Customer’s HKD Account designated for debit of Monthly Service Fee stipulated on “Account Opening Application Form (Companies/Organisations)” or “Customer/Accounts/Services Information Amendment Form (Companies/Organisations)” and upload payroll instructions through Corporate Internet Banking. This offer does not apply to the customers who are BOCHK’s existing Payroll Service customers before opening BIA.
    4. BOCHK will charge Payroll Instruction Fee starting from the 13th month. The fee will be subject to the quotes by BOCHK from time to time. Regarding the Terms of Payroll Service, please refer to “Autopay Services” of “Banking Services” under Part 2 of “Conditions for Services”. Customers can access the latest “Conditions for Services” by visiting BOCHK’s website (www.bochk.com).
      5. c) Telegraphic Transfer Handing Fee Offer
    5. New Customers can enjoy Telegraphic Transfer Handing Fee Offer for a stipulated period after account opening:
        BIA Elite BIA Plus BIA
      Telegraphic Transfer Handling Fee Offer New customers can enjoy the following for a stipulated period after account opening:
      1. HK$30 (original price HK$60) inward telegraphic transfer handling fee
      2. HK$60 (original price HK$120) online outward telegraphic transfer handling fee
      		 For the first 8 months For the first 7 months For the first 6 months
      6. d) Foreign Currency Exchange Offer
    6. Customers can conduct foreign currency exchange via branches, manned phone banking services, Corporate Internet Banking and iGTB MOBILE to enjoy this offer.
    7. To be eligible for this offer, customers should convert HKD to the Designated Currencies (or vice versa) at the telegraphic transfer exchange rates.
    8. This offer is not applicable to foreign currency banknote exchange. Please contact the staff of BOCHK for details.
    9. BOCHK reserves the right to change the foreign currency exchange offer at any time at its sole discretion without prior notice.
      10. e) Insurance Discount
    10. BOCHK is the appointed insurance agency of Bank of China Group Insurance Company Limited ("BOCG Insurance") for distribution of the relevant insurance plans. The relevant insurance plans are products of BOCG Insurance but not BOCHK. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the relevant insurance plans should be resolved directly between BOCG Insurance and the customer. Please refer to the policy documents for the details of the insured items and coverage, provisions and exclusions. Terms and conditions apply. Please note the relevant product risks. Please visit https://www.bochk.com/dam/corporatebanking/BIA_Insert_en.pdf for more details. 
      11. For offer details and terms, please visit Business Integrated Account (BIA) Welcome Offers leaflet
      https://www.bochk.com/dam/corporatebanking/BIA_Insert_en.pdf

  4. Streamline requirements for supporting documents
    1. For details on the streamlined requirements of account opening supporting documents for QMAS and TTPS corporate customers, please contact BOCHK branch staff.

  5. Definition of Talents and the Dependants
    1. Talent Schemes: Customers who holds a valid visa under one of the following 3 categories:(i) Top Talent Pass Scheme(TTPS) (ii) Quality Migrant Admission Scheme(QMAS) (iii) Admission Scheme for Mainland Talents and Professionals (ASMTP). Dependants: Customers whose sponsor holds a valid visa under one of the following 3 categories:(i) Top Talent Pass Scheme(TTPS) (ii) Quality Migrant Admission Scheme(QMAS) (iii) Admission Scheme for Mainland Talents and Professionals (ASMTP).

  6. Wealth Management Exclusive Privileges
    1. Promotion period: From 3 January 2026 to 31 December 2026 (both dates inclusive).
    2. To enjoy the first 12-month waiver on the requirement of “Total Relationship Balance” for Wealth Management, customers should take up / upgrade their existing accounts to Wealth Management services at branches of BOCHK during the promotion period. Starting from 13th months of newly taken up / upgrade to Wealth Management service, customers should maintain the designated amount of “Total Relationship Balance” (the current amount is HK$1,000,000 or above). For details of “Total Relationship Balance”, please visit BOCHK website: https://www.bochk.com/en/wm/service.html

  7. Reservation service for VIP Boxes at Happy Valley and Sha Tin Racecourses
    1. The promotion period is from 6 September 2026 until 14 July 2027 (“Promotion Period”).
    2. The offer is only applicable to Wealth Management customers of Bank of China (Hong Kong) Limited (“BOCHK”)(“Customers”). Customers who have made reservation for the Happy Valley or Sha Tin Racecourse VIP Box of The Hong Kong Jockey Club (“HKJC”) according to the hotline listed herein during the Promotion Period, the first 4 guests (one of the guests should be the Customer) can enjoy a privileged price of HK$760 per person, thereafter HK$1,160 per guest. The privileged price includes an Admission Badge, Exquisite Appetizers, International Cuisine Buffet and Free-flowing Beverage (including wines, beers, soft drinks and juice).
    3. A minimum booking of 4 persons and not more than 8 persons for each Customer on each Raceday is required. Reservation should be made in advance within 7 to 30 calendar days prior to the race meetings and seats are subject to availability. Seats are allocated on a first-come-first-served basis. No preferential seating is available. For the schedule and details of race meetings, please visit the website of HKC www.hkjc.com.
    4. The relevant fees will be charged to the Wealth Management accounts after BOCHK has confirmed the reservation with the Customers. HKJC reserves the right to cancel or change the date of race meeting. Unless HKJC cancels the race meeting before it starts, all the charged fees will not be refunded.
    5. BOCHK reserves the right to withdraw the reservation if the Customer terminates his/her Wealth Management services prior to the Raceday and all the relevant fees will not be refunded.
    6. All guests should follow the rules of HKJC, including but not limited to the admission age of 18 years or above, and HKJC reserves the right to refuse entry of guests who do not meet the dress code requirements. For details of HKJC's rules, please visit the website of HKJC www.hkjc.com.
    7. All guests must consent BOCHK to provide their name and the email address (as registered with BOCHK) and relevant information to the HKJC, to receive a link for guest badge registration from HKJC and for purposes related to above offer. Guests are required to use the link in the HKJC email to enter their name and email address to obtain the guest badge (“QR code”). Guests must scan the QR code for entry on the Raceday. Failure to complete QR code registration may lead to the HKJC denying entry. Each guest badge admits one person only. Guests are required to present guest badges upon entry into the VIP Box. The guest badges(s) is/ are valid on the Raceday shown on the guest badge(s) only. The guest badges shall not be reissued if lost. Clients submitting reservations with BOCHK shall be deemed to have consented to the use processing and transfer of the above mention data.
    8. All food and beverages service served at the VIP Box is provided by HKJC. Please contact HKJC directly for any enquiry and comment in respect of the food and beverage service.
    9. BOCHK gives no guarantee to the quality of the food and/or service provided by HKJC, and does not take any responsibility for any liability arising in conjunction with the use of food and/or service provided by HKJC.
    10. The above offer cannot be used in conjunction with other offers provided by HKJC.
    11. The above offer is subjected to the relevant terms. For details, please contact the staff of BOCHK and/or HKJC.
    12. The VIP box privilege and/or racing fixtures are not provided by BOCHK. BOCHK does not take any responsibility for the box privilege and/or racing fixtures, including sponsor, quality and supply. Please contact the sponsor directly for any claim, complaint and enquiry in respect of the box privilege and/or racing fixtures. In any case, it cannot claim to BOCHK for the box privilege and/or the date of race meeting cancelling or changing by sponsor.

General terms:
  1. The above products, services and offers are subject to the relevant terms. For details, please refer to the relevant promotion materials or contact BOCHK branch staff.
  2. BOCHK reserves the rights to amend, suspend or terminate the above products, services and offers and to amend the relevant terms at any time as its sole discretion.
  3. The Terms of the Offer are construed in accordance with, and are governed by the laws of Hong Kong Special Administrative Region.
  4. Should there be any discrepancy between the Chinese and English versions of this promotion material, the Chinese version shall prevail.
  5. Customers are responsible for the data charges imposed by their service providers for using and/or downloading BOCHK Mobile/Internet banking and/or BOCHK Mobile App.
  6. By using BOCHK Mobile/Internet banking and/or BOCHK Mobile App, the viewer agrees to be bound by the content of this disclaimer as it may be amended by the Company from time to time.
  7. Please download mobile applications from official application stores or BOCHK website, and ensure the search wording is correct.
  8. In case of any dispute, the decision of BOCHK shall be final.

Risk of Foreign Currency Trading:
  1. Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies. Currency exchange is also subject to cost (being the spread between the buy and sell of relevant currencies).