China now plays a significant role in the global economy. International enterprises recognise the growth potential of the Chinese market and the opportunities it offers to expand their business. Drawing on BOCHK's close connection with its parent bank, Bank of China (BOC), and Bank of China Group's vast network throughout the Mainland, our professional team with expertise in the Mainland and Hong Kong's business environment, laws and regulations, make BOCHK the ideal one-stop cross-border banking services provider to facilitate your business expansion in China.

• How can companies develop business on the Mainland with offshore RMB funding? 

BOCHK can assist offshore parent companies to raise capital for investment in China through financing, currency conversion or self-owned RMB funding. It offers loans to foreign enterprises that can be transferred to their Mainland subsidiaries by ways of equity injection and shareholder's loan. BOCHK can also provide cross-border facilities such as "domestic loans under overseas guarantee" to assist enterprises to obtain funds domestically and diversify financing channels.

• How to trade with Mainland enterprises through RMB trade finance? 

BOCHK provides a range of customized trade settlement and financing solutions to help offshore enterprises to trade in RMB, including Letters of Credit (L/C), Collection, Packing Loans, Negotiation/Discount of Export Bills under L/C, Import Invoice Financing, Export Invoice Discounting, Forfaiting and Factoring all settled in RMB..

• How to reduce exchange costs and minimise the risk of exchange rate and interest rate in transactions?

Foreign companies investing in China often face currency and interest rate risks arising from asset-liability mismatches in RMB and other currencies. BOCHK offers treasury solutions such as Spot Exchange, Delivery Forward, Non-Delivery Forward and Cross-Currency Interest Rate Swaps, so that corporate customers can lock in exchange rates and interest rates in advance for better currency and interest rate risk management.

• How to transfer cross-border funds efficiently?

BOCHK Telegraphic Transfer service provides seamless fund transfer service to over 10,000 outlets spanning all provinces and regions in the Chinese mainland and the Macau SAR, enabling foreign companies to capture every business opportunity and meet their financial needs in cross-border payments. BOCHK’s Corporate Internet Banking “iGTB NET” has been interconnected to the BOC Online Banking and global cash management system operating in China and overseas branches. Corporate customers can access, manage and initiate fund transfers for their BOC bank accounts and mobilize operating funds in the Mainland anytime, anywhere, to facilitate their liquidity management. 

• How can corporations make better use of their working capital generated in China and overseas to support the development of the group through cash management?

Through close cooperation with BOC Group's branches in the Chinese mainland, BOCHK provides cash management services for the needs of working capital and investment in the Chinese mainland and overseas, including RMB dividend payment, corporate cross-border RMB loans and cross-border two-way RMB cash pooling, to enhance the efficiency of cash utilisation and further supports the sustainable development for the corporations.

Mainland corporations are developing rapidly. How can they keep pace with RMB internationalisation and capture opportunities offered by global markets? By staying on top of RMB market developments in the context of their business needs, BOCHK assists corporate customers to take advantage of RMB’s growing importance as an international trading currency and expand their businesses worldwide.

• How to reduce exchange costs and minimise the risk of exchange rate and interest rate in transactions?

Mainland companies going global often face currency and interest rate risks arising from asset-liability mismatches in RMB and other currencies. BOCHK offers treasury solutions such as Spot Exchange, Delivery Forward, Non-Delivery Forward and Cross-Currency Interest Rate Swaps, so that corporate customers can lock in exchange rates and interest rates in advance for better currency and interest rate risk management.

• How to finance overseas subsidiaries?

Mainland companies can set up a subsidiary in Hong Kong to obtain overseas financing for its offshore business expansion. BOCHK offers customised solutions for corporate customers, including quadripartite agreements, overseas loans under domestic guarantees and other types of cross-border facilities such as RMB working capital loans, overdrafts, project financing and syndicated loans. Companies can obtain working capital and give full play to the group's strengths and advantages, reduce the overall financing costs. BOCHK also assists corporate customers to raise capital through the issuance of RMB bonds overseas and Initial Public Offering (IPO), and provides tailor-made solutions for your business.

• How can mainland corporations set up overseas trade platforms through overseas subsidiaries?

Mainland corporations with frequent cross-border trade settlements can set up an overseas subsidiary as their trading platform. BOCHK offers diversified import and export trade finance facilities. Corporations can compare exchange rates and interest rates of both onshore and offshore markets to select the best financing and settlement solution.

• How to lower operating cost and enhance operating efficiency?

For mainland companies with subsidiaries established around the world, effective cash management services can reduce their operating costs. BOCHK has been participated in the cross-border settlement network and has established the global RMB remittance correspondent bank network, and connected to the online banking systems of its parent bank and overseas branches. Through these, corporate customers can enjoy the most convenient and efficient remittance, local transfer and account enquiry services. BOCHK assists corporate customers in establishing cross-border and domestic cash management platforms which enable centralized management on the bank accounts within the group and operate fund flow between intergroup accounts, leveraging on shared group and achieve efficient cash management.

• How to generate higher returns from offshore RMB capital?

BOCHK helps corporate customers to maximise returns by seizing every investment opportunity. It provides a series of wealth management and investment products and services, including time deposits, structured time deposits, RMB bonds, RMB securities and RMB funds. Companies can choose the most suitable investment products according to their own risk appetite and investment preferences to create higher returns.