BOC Dual Currency Card

For the "BOC Credit Card Key Facts Statement", please click here.

BOC Dual Currency Card takes you voyage on a trip around the Greater Bay Area with benefits of up to 4% Cash Rebate for spending via designated mobile payment.

Welcome Offer

New Customers can enjoy up to HK$300 Cash Rebate!

  • 10% Cash Rebate for Mobile Spending (Maximum HK$300 Cash Rebate)

 

Terms and Conditions of Welcome Offer

Donki (Shinjuku) Discount in Japan

During the promotion period, enjoy the following instant discounts up to 3,000 yen by spending with BOC Dual Currency Card at designated Donki store (Shinjuku)  in Japan!

Single Net Spending

Instant Discount

10,000 yen

800 yen

30,000 yen

3,000 yen

 

  • Promotion Period | From now until 30 April 2025
  • Details | https://marketing.unionpayintl.com/offer-promote/?language=zh&insCode=299990156&countryCode=392#/merchant?merchantNo=259803443268018

Remarks:

1. Only applicable to designated physical stores. For the list of designated stores, please visit UnionPay's official website. During the promotion period, enjoy discounts when spending a specified amount in a single transaction with an eligible credit card. No registration is required.

2. The offer is provided by UnionPay International and subject to related terms and conditions. For the details, Eligible Transactions requirements, terms and conditions, please visit https://marketing.unionpayintl.com/offer-promote/?language=zh&insCode=299990156&countryCode=392#/merchant?merchantNo=259803443268018 .

Extra Tax Refund in Korea Offer

 

During the promotion period, customers who purchase at designated stores with BOC Dual Currency Card can enjoy an Extra 30% tax refund (up to 60,000 KRW).

Designated Stores:
- Galleria Department Store Luxury Hall
- Mario Outlet 
- EQL Seognsoo
- Swarovski Flagship Dosan
- Footlocker (Myeongdong , Hongdae , Garosugil)
 - Handsome Seongsoo
- Dyson (IFC Mall , Hannam , Starfield Hanam ) 

 

Offer is subject to quota and is available on a first-come, first-served basis.

 

  • Promotion Period | From now until 31 May 2025
  • For Enquire | Global Blue CS: https://cs.globalblue.com.
  • Details | https://www.unionpayintl.com/cardholderServ/serviceCenter/merchant/889622894889?type=1

 

Remarks: 

1. The 30% Extra Refund promotion is calculated on the refund amount, and not on the purchase price. Example 30% Extra Refund promotion calculation: spending 100,000 KRW (tax included) with UnionPay card, the regular tax refund paid after fees is 6,000 KRW. Extra Refund promotion is 30% of the regular tax refund paid, which is 6,000 KRW*30%= 1,800 KRW. The maximum Extra Refund promotion amount payable per tax free transaction is 60,000 KRW. 

2. The promotion's quota is limited and is available on a first come first served basis. 

3. For any enquire about this promotion or tax-free shopping, please contact Global Blue at https://cs.globalblue.com.

4. The offer is provided by UnionPay International and subject to related terms and conditions. For the details, Eligible Transactions requirements, terms and conditions, please visit https://www.unionpayintl.com/cardholderServ/serviceCenter/merchant/889622894889?type=1

Enjoy LoungeKey Global Airport & Railway Lounge Benefit# (Applicable for BOC Dual Currency Diamond Card)

During the promotion period, BOC Dual Currency Diamond Card Cardholders who sign up for HK$12,000 within two consecutive statement cycles may enjoy 3 times airport & railway lounges with your friends and family (Requires registration through designated website), which covers more than 1,500 designated LoungeKey airport & Railway lounges and experience worldwide.

 

Offer is subject to quota and is available on a first-come, first-served basis.

 

  • Spending Period | From now until 28 July 2025
  • Registration Period | From now until 18 August 2025
  • Airport & Railway lounge usage Period | From now until 4 December 2025
  • Enquiry and Reservation | (852) 2169 0108
  • Registration and Details | https://premium.unionpayintl.com/hk/diamond/zh/loungekey-airport-lounge.html

 

Remarks: 

1. Applicable for BOC Dual Currency Diamond Card.

2. The service is subject to a quota, availability, and implemented on a first-come-first-served basis.

3. The complimentary airport lounge & Railway privilege is only applicable to principal holders of BOC Dual Currency Diamond Cards registered through the designated website where the target spending requirement has been reached and the bank card shall be issued in Hong Kong.

4. Cardholders are required to achieve the target spending of at least HK$12,000 in Eligible Transactions (as defined below) within two consecutive statement cycles using the same Eligible Card prior to redemption of complimentary airport lounge privilege (HKD, MOP and CNY spending will be combined for purposes of calculating Eligible Transaction amounts, with every CNY1 or MOP1 spent calculated as HKD1). Registered Cardholders must provide evidence of Eligible Transactions prior to any redemption in connection with these benefits. No redemptions shall be processed without evidence of Eligible Transactions.

5. To enjoy the offer, registration must be made on the dedicated website.

6. After 3 complimentary lounge visits, any subsequent visit will be subjected to a charge of USD 35 (applicable to airport lounges) / USD 14 (applicable to railway lounges) per person per visit.

7. The service is provided by UnionPay International and subject to related terms and conditions. For the details of registration, Eligible Transactions requirements, terms and conditions, please visit https://premium.unionpayintl.com/hk/diamond/zh/loungekey-airport-lounge.html.

8. If you have any enquiries, please call (852)2169 0108 or email to premiumhk@unionpayintl.com.

Selected Dining Buy 1 Get 1 Free Offers#(Applicable for BOC Dual Currency Diamond Card)

BOC Dual Currency Diamond Card Cardholders are required to have accumulated retail spending of HK$3,000 with no more than two single transactions to enjoy Selected Dining Buy 1 Get 1 Free Offers

Designated restaurants include:
- Deng G Sichuan
- Ye Shanghai (Kowloon)
- Huso
- Art of Canton
- Sagano
- La Table French Brasserie
- Aurora
- Lobby Cafe at EPIC Tower

 

  • Spending Period | From now until 29 July 2025
  • Promotion and Redemption Period | From now until 29 September 2025
  • Enquiry Hotline | (852) 2169 0908
  • Enquiry Email | premiumhk@unionpayintl.com
  • Redemption and Details | https://premium.unionpayintl.com/hk/diamond/restaurant-dining-city.html

Remarks:

1. Offer is applicable for BOC Dual Currency Diamond Card. The offer is subject to quotas, online reservations operate on a first-come, first-served basis while supplies last. 

2. Redemption must be made through the UnionPay Application page and requires at least five business days for processing. After successful redemption, Cardholders will receive a confirmation code by email or SMS (issued by UnionPay International). Reservations for this Program must be made online via the dedicated website only https://hk.aspiredigital.cn/hk-res/. The restaurants do not accept bookings through other channels or walk-ins.

3. The offers are provided by UnionPay International. For the terms and conditions, please visit the website https://premium.unionpayintl.com/hk/diamond/restaurant-dining-city.html

4. If you have any enquiries, please call (852) 2169 0908 or email premiumhk@unionpayintl.com.

 

Designated Airport Limousine Transfer Services# (Applicable to BOC Dual Currency Diamond Card)

BOC Dual Currency Diamond Card Cardholders are required to have accumulated retail spending of HKD4,000 within two months (no more than two single transactions) to enjoy the designated airport limousine transfer service at an exclusive rate of HKD250 per trip.

 

One-way local transfer service includes:

  • To/From Hong Kong International Airport; or 
  • Cross-border transfer from Hong Kong to Shenzhen Bao’an International Airport; or 
  • Shanghai city areas to/from Shanghai Hongqiao or Pudong Airport; or 
  • Beijing city areas to/from Beijing Capital International Airport

 

Spending and Usage period: From now until 14 August 2025

Inquiries or reservation: +852 2169 0108

 

Remarks: 

  1. Only applicable to BOC Dual Currency Diamond Card.
  2. Reservation must be made within 30 days from the date of spending and at least 5 working days in advance of the usage date (Whichever is earlier). The service is subject to a monthly quota, availability, and implemented on a first-come-first-served basis. For any inquiries or reservations, please call UnionPay International hotline +852 2169 0108.
  3. The service is provided by UnionPay International and subject to related terms and conditions. For the Eligible Transactions requirements, terms and conditions, please visit https://premium.unionpayintl.com/hk/diamond/airport-limousine.html

Designated Insurance Exclusive Offers

Travel northbound for fun every weekend?

Customers may enjoy up to 30% premium discount and BOC Pay e-Coupon by using “BOC Dual Currency Card” to apply for the designated insurance plans underwritten by Bank of China Group Insurance Company Limited (“BOCG Insurance”) via BOCHK online channels, and entering the promotional code "NORTH" during the application. (Coupon quota is limited and available on a first-come-first-served basis.)

 

Promotion period: From now till 30 June 2025

Learn more: https://www.bochk.com/s/i/northe

 

Remark: BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the above insurance plans. The above insurance plans are products of BOCG Insurance but not BOCHK.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the relevant insurance plans should be resolved directly between BOCG Insurance and the customer.

The above-mentioned insurance offers and products are subject to the terms and conditions, and please note related product risks. For more product information and policy terms, please visit BOCHK official website at www.bochk.com: BOCHK official website->Insurance. The above-mentioned insurance offers and products information are provided by BOCG Insurance and BOCHK.

 

Reminder: To borrow or not to borrow? Borrow only if you can repay!

BoC Pay SVF License Number: SVFB072

Privileges Offer in Greater Bay

 

Enjoy a discount up to RMB 100 by spending at designated merchants for a single transaction reaching a specified amount with using BOC Dual Currency Card.

Mainland China
(Designated merchants)

Zhongshan

(Designated merchants)

Offer(RMB)

Merchants

Offer(RMB)

Mall
(designated retail or dining merchants)

Offer(RMB)

Merchants

Enjoy
¥50 off
upon
spending
¥200

- Neo Mall 
- Holiday Plaza
- COCO City
- Zhongshan Shiqi MixC One
- DaXin
- Lihe Plaza
- Zhongshan Yuelai Rainbow Shopping Mall

Enjoy
¥20 off
upon
spending
¥100

Zhongshan TV and Film City

Enjoy ¥20 off upon spending ¥50

Holiland

Häagen-Dazs

Enjoy ¥50 off upon spending ¥300

Zuo Ting You Yuan

Jade Garden

Zhan's Garden

Enjoy
¥20 off
upon
spending
¥100

Agile Golf & Country Club

Zhongshan International Hotel

Promotion Period: until June 30, 2025 Promotion Period: until 31 March 2025

 

Shenzhen

(Designated merchants)

Offer(RMB)

Merchants

Enjoy ¥10 off upon spending ¥30

Naixue

Enjoy ¥50 off upon spending ¥300

Carrianna Chiu Chow Restaurant

Shunyi Shunde Cuisine

Laurel Restaurant

Promotion Period: until 31 March 2025

 

Remarks: Each offer has a corresponding promotion period and the upper limit of discounts. The offer is subject to quotas, on a first-come, first-served basis. The discount is only suitable for designated merchant stores, which are subject to store promotion. The offer is provided by UnionPay International, and subject to relevant terms and conditions. Please visit https://analytics.95516.com/t/Us for more details.

 

Enjoy the Ease of Daily Transport in Jiangsu, Zhejiang and Shanghai

 

Remarks:

The offers are provided by UnionPay International. For the terms and conditions, please visit https://www.unionpayintl.com/ZT/cn2023/

Traveling abroad to enjoy fabulous spending offers and traveling benefits

  • Enjoy Great Travel

 • Up to 4% Cash Rebate for spending via mobile payment (Click here for details)

 • Contactless Payment Function for the Public Transport Systems Stands You in Good Stead in Getting around the Greater Bay Area Stress free

- All gates of Guangzhou, Shenzhen, Foshan, Dongguan subway have supported the payment by card
- All the Guangzhou, Shenzhen and selected Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen, Zhaoqing public buses have supported the payment by card

 • Japan Merchant Offer
Enjoy up to 10% off at Matsuya Ginza, Tsuruha Drug Store, and Matsumotokiyoshi with exclusive discount coupons.
Remark: Each offer has a corresponding promotion period and is provided by UnionPay International and subject to relevant terms and conditions. Please visit marketing.unionpayintl.com/offer-promote/?language=en&insCode=299990156&countryCode=392#/ for more details.

Up to 4% Cash Rebate for spending via designated mobile payment

  • BOC Dual Currency Diamond Card and BOC Dual Currency Platinum Card can bring you 4% Cash Rebate and 2% Cash Rebate respectively with spending via designated mobile payment.

BOC Dual Currency Card 4%/2% Cash Rebate Offer Terms and Conditions

Contactless Payment Function for the Public Transport Systems# Stands You in Good Stead in Getting around the Greater Bay Area Stress free  

Swipe the card to take the Guangzhou-Shenzhen China Railway Highspeed Rail1;Ride the Guangzhou/Shenzhen Metro simply by a single swipe; Swipe the card or scan the Mobile QR Code to get across the Hong Kong–Zhuhai–Macau Bridge2;Support mobile payment for designated routes for High Speed Rail/Bus/Ferry and Shenzhen Taxi3; 

Details on Contactless Payment Functions

Bind Dual Currency Credit Card with BoC Pay to enjoy QR Code Payment

  • Download BoC Pay app and bind it with BOC Dual Currency Credit Card to enjoy QR Code payment at merchants in Hong Kong and the mainland.
  • Convert your Points into Cash: Pay with Points at BoC Pay merchants and merchants accepting UnionPay QR code, and offset spending with every dollar! 

Exclusive Merchant Offers

  • Experience exclusive offer at Greater Bay Area merchant outlets

Details

 

Other Offers

  • Annual fee waiver for the first year

  • Contactless Payment Function
    UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$/CNY1,000 or below without the need of signature verification. For details, please visit www.unionpayintl.com/hk.
  • Dual Currency in one card for greater flexibility
    BOC Dual Currency Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost.
  • Wide Acceptance Across the Globe by Over 45 Million Merchants 
    BOC Dual Currency Card are widely accepted by over 45 million merchant outlets in 162 countries and regions, including large-scale department stores, chain stores, hotels and fine dining restaurants. Hospitals, gasoline stations and supermarkets are also accepted in the mainland.
  • Pre-set RMB credit limit service for greater security
    You can pre-set the monthly credit limit of RMB account for both the main card or/and the additional card.
  • Pre-set Credit Limit for Additional Card
    Each main cardholder can apply for a maximum of 9 additional cards and pre-set the credit limit for each of them.
  • Global cash withdrawal service
    With BOC Dual Currency Card, you can enjoy global cash withdrawal services* at more than 1.6 million ATMs marked with UnionPay logo. Moreover, you can withdraw cash at branches of the corresponding banks (BOCHK Group, NCB or CYB) which is shown on the front of credit card for greater convenience. (You shall perform activation in advance through appropriate channels to enjoy ATM services outside Hong Kong for travel or business trip.)
    * Global cash withdrawal service is subject to withdrawal restrictions imposed by the local banks of respective regions. RMB cash withdrawal services in Hong Kong are only available at the ATMs marked with "RMB available at this ATM" logo.
    For details on cash advance service fees, please refer to the "BOC UnionPay Dual Currency Credit Card Fees Schedule".
  • Rewards whenever you spend
    You can earn 1 Gift Point upon HK$1 / CNY 1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.

# For details, please visit https://premium.unionpayintl.com/hk/diamond/index.html. The offer is provided by UnionPay International and subject to related Terms and Conditions.

BOC Credit Card (International) Ltd (the "Company") accepts no liability for the quality of or any other matters relating to the products and services provided by UnionPay International and the merchants. The merchants are solely responsible for all obligations and liabilities relating to the products and services on offer. The Company, UnionPay International and the merchants reserve the right to suspend, change, or terminate the offers or amend the offer terms and conditions at their sole discretion without prior notice. All matters and disputes will be subject to the final decision of the Company, UnionPay International and the merchants.

For details,  please call 24-hour Promotion Hotline: (852) 2108 3288.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

  • The above products, services and offers are subject to the relevant terms.
  • The Company reserves the right to amend, suspend or terminate the above products, services and offers, and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Company shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.