BOC Dual Currency Card

For the "BOC Credit Card Key Facts Statement", please click here.

BOC Dual Currency Card takes you voyage on a trip around the Greater Bay Area with benefits of up to 4% Cash Rebate for spending via BoC Pay and other mobile payment.

 

Welcome Offer

New Customers can enjoy up to HK$300 Cash Rebate!

10% Cash Rebate for Mobile Spending: Make retail transactions through BoC Pay, UnionPay App, Apple Pay, Huawei Pay (Maximum HK$300 Cash Rebate)

HK$500 Cash Rebate on overseas spending

Using the successfully registered BOC Dual Currency Card to earn HK$500 Cash Rebate for accumulating retail spending in foreign currency of HK$10,000 at overseas physical merchants within the promotion period.

Promotion and Registration Period: From 1 June to 28 July 2023

Remarks: The quota for Registration is limited to the first 4,700 successfully registered and spending requirement reached customers and is on a first-come-first-served basis.

 

Please click here for details and registration

Traveling abroad to enjoy fabulous spending offers and traveling benefits

  • Overseas merchants privilege offers^

Japan: Enjoy up to 10% off at Odakyu Department Store Shinjuku, Mitsui Fudousan Shopping Mall, Heichinrou

Thailand: Enjoy direct discount THB 250 when spend up to THB 2,000 at Big C designated stores

^Offers are provided by UnionPay International and subject to related Terms and Conditions. For details, please visit www.unionpayintl.com.

  • Enjoy Great Travel

 • Up to 4% Cash Rebate for spending via BoC Pay and other mobile payment (Click here for details)

 • 0% Handling Fee for Overseas Spending

 • Contactless Payment Function for the Public Transport Systems Stands You in Good Stead in Getting around the Greater Bay Area Stress free

All gates of Guangzhou, Shenzhen, Foshan, Dongguan subway

All the Guangzhou, Shenzhen and selected Zhuhai, Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen, Zhaoqing public buses

  • So Three Amazing Rewards

Enjoy up to 3% Cash Rebate for online purchase of hotel reservations and air tickets, or local and overseas retail spending at physical stores* from 1 January to 30 June 2023. (Click here for details and register)

* With single net spending transaction amount of HK$500 or above per transaction in local and overseas retail spending at physical stores and accumulating HK$8,000 or above in a calendar month.

Remarks:

1. Unless otherwise specified, overseas merchants privilege offers are provided by UnionPay International and subject to related Terms and Conditions. For details, please visit www.unionpayintl.com.

2. The quota is limited and is on a first-come-first-served basis for So Three Amazing Rewards. 3% rebate includes the basic rate of 0.4% rebate and the extra 2.6% cash rebate from this promotion. Customers are required to meet specific spending requirement to earn the extra 2.6% from this promotion. Subject to related Terms and Conditions. Please click here for details and registration.

Up to 4% Cash Rebate for spending via BoC Pay and other mobile payment

 

BOC Dual Currency Diamond Card and BOC Dual Currency Platinum Card can bring you 4% Cash Rebate and 2% Cash Rebate respectively with spending via BoC Pay and other mobile payment.

BOC Dual Currency Card 4%/2% Cash Rebate Offer Terms and Conditions

 

 

Contactless Payment Function for the Public Transport Systems# Stands You in Good Stead in Getting around the Greater Bay Area Stress free  

Swipe the card to take the Guangzhou-Shenzhen China Railway Highspeed Rail1;Ride the Guangzhou/Shenzhen Metro simply by a single swipe; Swipe the card or scan the Mobile QR Code to get across the Hong Kong–Zhuhai–Macau Bridge2;Support mobile payment for designated routes for High Speed Rail/Bus/Ferry and Shenzhen Taxi3; 

Details on Contactless Payment Functions

0% Handling Fee for Overseas Spending

You can enjoy 0% handling fee offer for overseas spending for even greater shopping pleasure.

Bind Dual Currency Credit Card with BoC Pay to enjoy QR Code Payment

  • Download BoC Pay app and bind it with BOC Dual Currency Credit Card to enjoy QR Code payment at merchants in Hong Kong and the mainland.
  • Convert your Points into Cash: Pay with Points at BoC Pay merchants and merchants accepting UnionPay QR code, and offset spending with every dollar! 

Exclusive Merchant Offers

  • Experience exclusive offer at Greater Bay Area merchant outlets

Details

 

Other Offers

  • Annual Fee Offer
    Perpetual annual fee waiver for both main and additional cards
  • Contactless Payment Function
    UnionPay QuickPass contactless payment function provides you with hassle-free card spending worldwide where UnionPay QuickPass is accepted. Simply tap the card against the reader to settle any transaction of HK$/CNY1,000 or below without the need of signature verification. For details, please visit www.unionpayintl.com/hk.
  • Dual Currency in one card for greater flexibility
    BOC Dual Currency Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost.
  • Wide Acceptance Across the Globe by Over 45 Million Merchants 
    BOC Dual Currency Card are widely accepted by over 45 million merchant outlets in 162 countries and regions, including large-scale department stores, chain stores, hotels and fine dining restaurants. Hospitals, gasoline stations and supermarkets are also accepted in the mainland.
  • Pre-set RMB credit limit service for greater security
    You can pre-set the monthly credit limit of RMB account for both the main card or/and the additional card.
  • Pre-set Credit Limit for Additional Card
    Each main cardholder can apply for a maximum of 9 additional cards and pre-set the credit limit for each of them.
  • Global cash withdrawal service
    With BOC Dual Currency Card, you can enjoy global cash withdrawal services* at more than 1.6 million ATMs marked with UnionPay logo. Moreover, you can withdraw cash at branches of the corresponding banks (BOCHK Group, NCB or CYB) which is shown on the front of credit card for greater convenience. (You shall perform activation in advance through appropriate channels to enjoy ATM services outside Hong Kong for travel or business trip.)
    * Global cash withdrawal service is subject to withdrawal restrictions imposed by the local banks of respective regions. RMB cash withdrawal services in Hong Kong are only available at the ATMs marked with "RMB available at this ATM" logo.
    For details on cash advance service fees, please refer to the "BOC UnionPay Dual Currency Credit Card Fees Schedule".
  • Rewards whenever you spend
    You can earn 1 Gift Point upon HK$1 / CNY 1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.

# For details, please visit https://premium.unionpayintl.com/hk/diamond/index.html. The offer is provided by UnionPay International and subject to related Terms and Conditions.

BOC Credit Card (International) Ltd (the "Company") accepts no liability for the quality of or any other matters relating to the products and services provided by UnionPay International and the merchants. The merchants are solely responsible for all obligations and liabilities relating to the products and services on offer. The Company, UnionPay International and the merchants reserve the right to suspend, change, or terminate the offers or amend the offer terms and conditions at their sole discretion without prior notice. All matters and disputes will be subject to the final decision of the Company, UnionPay International and the merchants.

For details,  please call 24-hour Promotion Hotline: (852) 2108 3288.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

  • The above products, services and offers are subject to the relevant terms.
  • The Company reserves the right to amend, suspend or terminate the above products, services and offers, and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Company shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.