BOC i-card (Virtual Card)

For the "BOC Credit Card Key Facts Statement", please click here.

BOCHK customers can be the first to experience, through BoC Pay fast apply for instant use ^! BOC i-card (Virtual Card) offers 10X Gift Points for Online Purchase and Mobile Payment Transactions, equivalent to 4% cash rebate!

Remark: i-card (Virtual Card) means BOC i-card Dual Currency Diamond Card

^ Instant Approval Instant Use is subject to approval, please refer to “Notes for BOC i-card Dual Currency Diamond Card Virtual Card” for details


Welcome Offer

From now until 31 December 2021, successful new applicant can enjoy:

  • 10% Cash Rebate for Mobile Spending* or
  • HK$500 Cash Rebate^

*Application to new credit cardholders to spend via mobile payment transactions within the first 3 months of card issuance, Maximum Rebate: HK$300
^Application to new credit cardholders and required to accumulate designated spending of HK$8,000 or above within the first 2 months of card issuance, and including at least one mobile payment transaction

(Applicants who are existing cardholders of BOC Credit Card and/or BOC Dual Currency Credit Card (Additional Card, Business Card, Commercial Card, Intown Virtual Card, BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR and Private Label Card are all excluded), or have cancelled the above cards or were once cardholders of the above cards in the 12 months prior to the date of application will not be entitled to the welcome offer upon approval of application.)

Terms and conditions apply. For details, please refer to the Promotional Terms and Conditions.「Terms and Conditions of Welcome Offers



10X Gift Points

Earn 10X Gift Points when shopping online or through mobile payment. You can now earn Gift Points to redeem mileages and cash coupons faster than ever.

Terms and conditions of "10X Gift Points"

Transparent Fees

No Handling Fee including Overseas Spending, Mileage Conversion, Late Payment and No Annual Fee+ etc.

+If BOC i-card Dual Currency Diamond Card customer has any overdue outstanding balance, interest rate will be charged , please refer to "BOC UnionPay Dual Currency Credit Card Fees Schedule" for details

Bind with BoC Pay to enjoy QR Code Payment

  • Download BoC Pay app and bind it with BOC Dual Currency Credit Card to enjoy QR Code payment at merchants in Hong Kong and the mainland.
  • Convert your Points into Cash: Pay with Points at BoC Pay merchants and merchants accepting UnionPay QR code, and offset spending with every dollar!

Download BoC Pay and Offer Details


Flexible payment of various types of bills online in the Greater Bay Area

Airport Limousine Transfer in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport#

Enjoy the unparalleled privileges at the exclusive rate of HK$250 per trip by using BOC Dual Currency Diamond Card.

Offer Details

Exclusive Personal Concierge Service for Dual Currency Card#

Personal Concierge Service is now ready to serve BOC Dual Currency Card Cardholders. For details, please visit the website:

Other Offers

  • Dual Currency in one card for greater flexibility
    BOC Dual Currency Card consists of both Renminbi (RMB) and Hong Kong Dollar (HKD) credit card accounts. Transactions conducted in the mainland will be settled in RMB while those transactions conducted in Hong Kong and overseas will be settled in HKD, enabling you to save currency conversion cost.
  • Pre-set RMB credit limit service for greater security
    You can pre-set the monthly credit limit of RMB account for the main card.
  • Rewards whenever you spend
    You can earn 1 Gift Point upon HK$1 / CNY 1 spending with your card. You can choose whatever you love from a variety of rewards. Please click here for more details.

  • Exclusive offer of  Starbucks in Mainland China



     Apply now

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For details,  please call 24-hour Elite Customer Services Hotline (852) 2928 2388.

# For details, please visit The offer is provided by UnionPay International and subject to related Terms and Conditions.

BOC Credit Card (International) Ltd (the "Company") accepts no liability for the quality of or any other matters relating to the products and services provided by UnionPay International and the merchants. The merchants are solely responsible for all obligations and liabilities relating to the products and services on offer. The Company, UnionPay International and the merchants reserve the right to suspend, change, or terminate the offers or amend the offer terms and conditions at their sole discretion without prior notice. All matters and disputes will be subject to the final decision of the Company, UnionPay International and the merchants.

  • The above products, services and offers are subject to the relevant terms.
  • The Company reserves the right to amend, suspend or terminate the above products, services and offers, and to amend the relevant terms at any time at its sole discretion.
  • In case of any dispute, the decision of the Company shall be final.
  • Should there be any discrepancy between the English and Chinese versions of this promotion material, the Chinese version shall prevail.

Reminder: To borrow or not to borrow? Borrow only if you can repay!