General Terms and Conditions of “BOC Credit Card AlipayHK Instalment Plan - Handling fee waiver on 12-month instalment plan at Apple Retail Store”:

1.      The “BOC Credit Card AlipayHK Instalment Plan – Handling fee waiver on 12-month instalment plan at Apple Retail Store” promotion (the “Promotion”) runs from 1 August 2023 to 31 August 2023 (both dates inclusive) (the “Promotion Period”).  

2.      The Promotion is only applicable to cardholders of BOC Credit Cards, BOC Dual Currency Credit Cards and BOC Co-branded Cards issued in Hong Kong bearing the BOC logo  (the “Eligible Credit Cards”), excluding USD Credit Cards, Private Label Cards, BOC Purchasing Cards, BOC Additional Cards and BOC Credit Cards issued in the mainland and Macau.

3.      During the Promotion Period, the customer can enjoy handling fee waiver (the “Handling Fee Waiver”) when applying for 12-month instalment plans during checkout at Apple Retail Stores in Hong Kong (the “Merchant”) via the AlipayHK Mobile App with an Eligible Credit Card (the “Eligible Transaction”).

4.      The total quota of the Handling Fee Waiver is no less than 1,000 and available on a first-come-first-served basis, while stocks last. The quotas are calculated based on the computer record of BOC Credit Card (International) Limited (the “Card Company”) and the Merchant.

5.      Each customer (identified by his/her AlipayHK account) can enjoy the Handling Fee Waiver once during the Promotion Period. The instalment handling fee will be waived automatically in the first Eligible Transaction in the Promotion Period, and cannot be accumulated, replaced or saved for future use.

6.      The Company and/or the Merchant shall not be responsible for any matter in relation to submission delay, loss or any information transmission error due to technical problems, including but not limited to any computer or internet network issues.

7.      The Company and AlipayHK reserve the right to change, suspend or terminate this promotion or amend the offer terms and conditions at their sole discretion. Should there be any abuse or fraudulent act, the Company and AlipayHK reserve the rights to cancel the eligibility of the respective user for the Handling Fee Waiver and debit the account with a sum equivalent to the monetary value of the Handling Fee Waiver without prior notice. The Company shall also reserve its right to cancel the respective credit card account and/or take such legal actions as may be necessary.

8.      Any cancelled, refunded, falsified and unposted transactions are not counted as Eligible Spending. In case of such transactions, the Offers will be cancelled together with those transactions. Any fraud and/or abuse of the Offers by any person (as determined by Bank of China (Hong Kong) Limited (the “BOCHK”) and/or the Company and/or the Merchant at their sole discretion) will result in forfeiture of the person’s eligibility to the Offers. BOCHK and/or the Company and/or the Merchant reserve the right to deduct the value of any Offers redeemed inappropriately by a customer directly from any of the customer’s relevant credit card accounts without prior notice, and/or take legal action in such instances to recover any outstanding amounts.

9.      AlipayHK mobile application is a Third-Party mobile application. Use of the AlipayHK mobile application is subject to its respective terms and conditions.

10.  BOCHK and/or the Company has not reviewed or verified the information at that Third Party website and mobile application or any materials, products or services posted or offered therein or thereat, and shall not be in any circumstances liable for any loss (including any claims related to personal information privacy, and whether in negligence or otherwise) whatsoever or howsoever that the customer may sustain arising from the use of any information, materials, products, services or privacy practices posted or offered at that Third Party website and mobile application. BOCHK and/or the Company does not or does not mean to, by establishing a link to a Third-Party website and mobile application, endorse or recommend any information, materials, products or services posted or offered at that Third-Party website and mobile application. Nor shall BOCHK and/or the Company be liable for any inaccuracy or failure of any information, materials, products or services posted or offered at that Third-Party website and mobile application. Please read the terms and conditions and the relevant disclaimer(s) and privacy policy that may be contained at that Third-Party website and mobile application.

11.  Customers are responsible for the data charges of using and/or downloading Third Party website and/or mobile application imposed by their service providers.

12.  These terms and conditions of the Promotion shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.

13.  No person other than the customer, AlipayHK, the Merchant, BOCHK and/or the Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

14.  If there is any discrepancy or inconsistency between the Chinese and English versions of these terms and conditions, the Chinese version shall prevail.

15.  Respective merchants shall be fully responsible for the liability for the sale of products, after-sale service and all related matters. AlipayHK and the Company are not involved in the sales process and accept no liability for any matters relating to the product quality, product delivery and goods return arrangement.

Reminder: To borrow or not to borrow? Borrow only if you can repay!