“BoC Pay X Bossini Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Bossini Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$20 upon single net spending of HK$200 (the “offer”) via BoC Pay at Bossini.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     Offer is not applicable for outlet at Tsuen Wan Citistore.

5.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

6.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

7.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

8.     Offers are based on net single spending and not eligible for any split transactions.

9.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

BoC Pay X HKGO Educator Living Center promotion- HK$288 Lens + Frame Package + Eye Examination Package Terms and Conditions:

1.     “HK$288 Lens + Frame Package + Eye Examination” Package (the "Promotion") runs from 15 November 2023 to 31 January 2024, both dates inclusive (the "Promotion Period").

2.     During the promotion period, Customers can enjoy an instant discount of HK$10 upon purchase designated “HK$288 Lens + Frame Package + Eye Examination” package (the “offer”) via BoC Pay at HKGO- Educator Living Center .

3.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account (the“BoC Pay”).

4.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

5.     The Offer carries no cash value and cannot be exchanged for cash, other goods or services.

6.     Once an order is accepted, no refunds or returns will be provided.

7.     The ultimate spending may vary based on conditions, such as personal selection.

8.     Offer is available first-come-first-served while the quota lasts. The Promotion may end early subject to the actual circumstances of the stores.

9.     In case of disputes, the decision of HKGO shall be final.

10.   Offers are based on net single spending and not eligible for any split transactions.

BoC Pay X HKGO Educator Living Center promotion- 25% OFF STELLEST™ Lenses CHILDREN MYOPIA CORRECTION Terms and Conditions:

1.     “25% OFF STELLEST™ Lenses CHILDREN MYOPIA CORRECTION” offer (the "Promotion") runs from 15 November 2023 to 31 January 2024, both dates inclusive (the "Promotion Period").

2.     During the promotion period, Customers can enjoy an instant discount of 25% OFF STELLEST™ Lenses CHILDREN MYOPIA CORRECTION (the “offer”) via BoC Pay at HKGO- Educator Living Center .

3.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account (the“BoC Pay”).

4.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

5.     The Offer carries no cash value and cannot be exchanged for cash, other goods or services.

6.     Once an order is accepted, no refunds or returns will be provided.

7.     The ultimate spending may vary based on conditions, such as personal selection.

8.     Offer is available first-come-first-served while the quota lasts. The Promotion may end early subject to the actual circumstances of the stores.

9.     In case of disputes, the decision of HKGO shall be final.

10.   Offers are based on net single spending and not eligible for any split transactions.

“BoC Pay X Lung Fung Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Lung Fung Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$8 upon single net spending of HK$88 (the “offer”) via BoC Pay at Lung Fung.

3.     Each customer can only enjoy the offer maximum twice during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

BoC Pay X Watsons Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Watsons Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$20 upon single net spending of HK$200(the “offer”) via BoC Pay at Watsons.

3.     Each customer can only enjoy the offer maximum twice during the entire promotion period.

4.     The offer is eligible to all Hong Kong Watsons stores.

5.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

6.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

7.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

8.     Offers are based on net single spending and not eligible for any split transactions.

9.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

10.   The offer cannot be used in conjunction with other promotional offers, it is not applicable to the purchase of Infant Baby Milk Powder(Stage 1), Bill Payment, Octopus Card Top Up Service and Plastic Shopping Bag Charging. In the event of disputes arising out of this promotion, the decision of Watsons shall be final.

“BoC Pay X The Club Online Platforms Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X The Club Online Platforms Xmas Shopping Rewards” (the "Promotion") runs from 1 December, 2023 to 31 December 2023, both dates inclusive (the "Promotion Period") on a first-come-first-served basis while the quota lasts.

2.     During the Promotion Period, customers can enjoy an instant discount of HK$100 upon a Single Net Spending (see definition in Clause 6) of HK$1,500 or above (the “Offer” , and “Offer Tier”) on The Club’s Shopping & Rewards Platform (https://shop.theclub.com.hk/) and/or The Club Mobile Application (collectively, “The Club Online Platforms”) with payment made with BoC Pay (see definition in clause 4). The Club Online Platforms are operated by Club HKT Limited (“The Club”).

3.     Each BoC Pay account holder can only enjoy the Offer ONCE only during the entire Promotion Period. This Offer cannot be used in conjunction with any other discount offers.

4.     The Offer is only applicable to payments made with the BoC Pay mobile app via UnionPay network. The Single Net Spending must be made through the UnionPay network and the subject transaction must be successfully completed by the customer during Promotion Period to enjoy Offer. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing the BOC logo  () and/or Smart Account and/or Payment Account and/or registered Consumption Voucher Account (the “BoC Pay”) before payment is made. The entitlement to the Offer may be forfeited if the relevant Single Net Spending is subsequently reversed, cancelled or refunded (whether partially or in full) and they result in the ineligibility of the spending for the Offer as determined by BOCHK and / or the Card Company and The Club. In such case, the discounted amount may be clawed back by BoC Pay without prior notice.

5.     The Offer is subject to a quota capped at 3,000 transactions on a first-come-first-served basis while the quota lasts. The Club shall have no obligation to inform any customer the actual remaining quota. All records shall be based on the records of the server of the Card Company or BOCHK.

6.     A “Single Net Spending” refers to a single order transaction after all applicable deductions are made. The amount of a Single Net Spending excludes any value deducted through the redemption with Clubpoints for rewards and/or the use of the “Spend Less with Clubpoints” function and/or The Club Cash Voucher, and excludes any unposted / falsified / invalid / cancelled / refunded and/or returned purchases. The amount of a Single Net Spending also excludes any value deducted through (i) the use of The Club Gift Card, (ii) rebate, (iii) use of any coupon and promotion code, including but not limited to The Club Shopping coupon and e-Voucher and/or (iv) other discount offer.  The amount of a Single Net Spending also excludes delivery fee, shipping fee and/or any other type of transaction determined as ineligible by Bank of China (Hong Kong) Limited (“BOCHK”) and / or BOC Credit Card (International) Ltd (the “Card Company”) and The Club from time to time. In case the subject spending is considered to be ineligible for the Offer after the discount has been provided to the customer, BOCHK and/or the Card Company reserve the right to debit the relevant Credit Card / Smart Account/ Payment account/ Consumption Voucher Account with the amount equivalent to the value of the discount without prior notice to the customer. Split transactions will not be aggregated for the purpose of calculating the Single Net Spending amount.

7.     No Clubpoints will be awarded to The Club Member in connection with the order transaction that The Club Member receives the discount through this Offer. The discount received through this Offer is non-transferable.

8.     The Club Online Platforms are operated by The Club and the use of such is subject to the terms and conditions (https://shop.theclub.com.hk/terms-and-conditions and https://www.theclub.com.hk/en/terms-and-conditions.html) issued and that may be amended from time to time by The Club without prior notice.

9.     The Club is not the provider and/or supplier of the Offer, BoC Pay and BOCHK Mobile Application. The Club does not represent BOCHK or the Card Company and makes no representations, warranties or guarantee as to the quality and accept no liability for any matters arising from or in relation to the Offer, BoC Pay and BOCHK Mobile Application, including without limitation any direct, indirect or consequential losses that result from the use or inability to use of any such mobile application or payment tool. 

10.   BOCHK and/or the Card Company are not the suppliers of the goods and/or services listed on The Club Online Platforms. Goods and/or services listed on The Club Online Platforms are provided by the respective merchants of the relevant goods and/services. Any enquiries or disputes relating to the goods and/or services should be directed to the relevant merchants. The Club and/or BOCHK and/or the Card Company and/or UnionPay International accept no liability for the quality of or any other matters relating to the goods, products and services provided by the relevant merchants. The merchants are solely responsible for all obligations and liabilities relating to the goods, products and services.

“BoC Pay X YOHO Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X YOHO Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$100 upon single net spending of HK$1500 (the “offer”) via BoC Pay at YOHO.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

6.     Offers are based on net single spending and not eligible for any split transactions.

7.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

 

“BoC Pay X APITA /UNY /GUU SAN Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X APITA /UNY/GUU SAN Xmas shopping rewards” (the "Promotion") runs from 13 December to 26 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$20 upon single net spending of HK$200 (the “offer”) via BoC Pay at APITA /UNY/GUU SAN.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

BoC Pay X Best Mart 360/FoodVille Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Best Mart 360/FoodVille Xmas shopping rewards” (the "Promotion") runs from 24 November 2023 to 11 January 2024, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$10 upon single net spending of HK$100 (the “offer”) via BoC Pay at Best Mart 360/FoodVille.

3.     Each customer can only enjoy the offer maximum twice during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

“BoC Pay X DS Groceries Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X DS Groceries Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$20 upon single net spending of HK$200 (the “offer”) via BoC Pay at DS Groceries.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

“BoC Pay X Hung Fook Tong Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Hung Fook Tong Xmas shopping rewards” (the "Promotion") runs from 1 December to 14 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$30 upon single net spending of HK$300 (the “offer”) via BoC Pay at Hung Fook Tong.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment

5.     Account and/or register Consumption Voucher Account (the“BoC Pay”).

6.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

7.     Offer are available in a quota cap of 5,000 on a first-come-first-served basis while quota lasts.

8.     Offers are based on net single spending and not eligible for any split transactions.

9.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

“BoC Pay X Circle K Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Circle K Xmas shopping rewards” (the "Promotion") runs from 14 December to 27 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$5 upon single net spending of HK$25 (the “offer”) via BoC Pay at Circle K.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account (the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

“BoC Pay X Nam Kee Spring Roll Noodle Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Nam Kee Spring Roll Noodle Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$5 upon single net spending of HK$50 (the “offer”) via BoC Pay at Nam Kee Spring Roll Noodle outlets and online platforms.

3.     Each customer can only enjoy the offer maximum once during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account(the“BoC Pay”).

5.     Outlet customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer. Online platform customers must use BoC Pay during checkout before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 10,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

 

“BoC Pay X Yoshinoya Xmas shopping rewards” Terms and Conditions:

1.     “BoC Pay X Yoshinoya Xmas shopping rewards” (the "Promotion") runs from 1 December to 31 December 2023, both dates inclusive (the "Promotion Period").

2.     During the promotion period, customers can enjoy an instant discount of HK$3 upon single net spending of HK$30 (the “offer”) via BoC Pay at Yoshinoya.

3.     Each customer can only enjoy the offer maximum twice during the entire promotion period.

4.     The Offer is applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Transactions must be made through the UnionPay network during promotion period to enjoy offers. The customer must successfully bind the BoC Pay mobile app with a BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing thelogo and/or Smart Account and/or Payment Account and/or register Consumption Voucher Account(the“BoC Pay”).

5.     Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

6.     Offer are available in a quota cap of 20,000 on a first-come-first-served basis while quota lasts.

7.     Offers are based on net single spending and not eligible for any split transactions.

8.     The Offers cannot be used in conjunction with other offers, merchant / member benefits, cash coupons, discounts and gift certificates, unless otherwise stated.

General Term and Conditions:

1.     Any cancelled / refunded / falsified / unposted / split transactions / unauthorized transactions are not counted as eligible transactions. The offer will be cancelled or refunded in all ineligible transactions. Bank of China (Hong Kong) Limited ("BOCHK") and / or BOC Credit Card (International) Ltd (the "Card Company") reserve the right to debit the relevant Credit Card / Smart Account/ Payment account/ Consumption Voucher Account with the amount equivalent to the value of the Offer without prior notice to the customer.

2.     Customers are responsible for the data charges of using and / or downloading BOCHK Mobile Application imposed by their service providers.

3.     Please download the BoC Pay mobile app from official application stores or the BOCHK website, and ensure the search wording ("BoC Pay"). iPhone users may download the BoC Pay via the App Store; Android users may download BoC Pay via Google Play, HUAWEI AppGallery or BOCHK website.

4.     By using the BOCHK Mobile Application, the customer agrees to be bound by the contents of the relevant disclaimer and privacy policy posted on the BOCHK Mobile Application and which may be updated by BOCHK from time to time. For more details, please refer to Menu>Settings>About> Related Terms & Conditions>Terms and Conditions for BoC Pay.

5.     Recommended Operating Systems for BoC Pay: iOS (14.0 or above) and Android (8.1 or above).

6.     iPhone and iOS are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android is trademark of Google LLC. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.

7.     The above products, services and Offers are subject to the respective terms and conditions, please refer to in-store promotional materials or enquire with the Merchant or staff of BOCHK and / or the Card Company for details.

8.     No person other than the cardholders, BOCHK and / or the Card Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

9.     BOCHK and / or the Card Company are not the suppliers of the Merchant. Relevant products and / or services are provided by the Merchant. Any enquiries or disputes relating to the goods and the services should be directed to the Merchant. BOCHK and / or the Card Company and / or UnionPay International accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the goods, products and service.

10.   BOCHK and / or the Card Company and / or the Merchant reserve the right to change, suspend or terminate the terms and conditions at its sole discretion.

11.   In case of any disputes, the decision of BOCHK and / or the Card Company and / or the Merchant shall be final and binding on all parties concerned.

12.   Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

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