Terms and Conditions of Spending & Bill Payment - Enjoy up to HK$1,400 Cash Rebate with BOC Credit Card:
1. The “Spending & Bill Payment - Enjoy up to HK$1,400 Cash Rebate with BOC Credit Card” Promotion (the “Promotion”) is only applicable to cardholders of BOC Credit Cards, BOC UnionPay Dual Currency Credit Cards and BOC Co-branded Cards issued in Hong Kong bearing the BOC logo (the “Eligible Credit Card”), but excluding BOC Credit Cards issued in the mainland and Macau, Private Label Cards, BOC Purchasing Cards and USD Credit Cards.
2. The Promotion runs from 1 February to 30 April 2022 (both dates inclusive) (the “Promotion Period”).
3. The registration period of the Promotion runs from 10:00 on 10 February to 23:59 on 30 April 2022 (the “Registration Period”). To participate in the Promotion, the cardholder must enter the correct information of his/her Eligible Credit Card and register via the BoC Pay mobile application (the “BoC Pay”), website of the Promotion, BOCHK Mobile Application or BOCHK Credit Card Official WeChat Account (WeChat ID: BOCHK_CC) once during the Registration Period (the “Registration”). The Registration reference number will be announced when the Registration is successful. The Promotion is only applicable to the first 50,000 successfully registered cardholders (the “Eligible Customers”). The Registration quota is calculated based on the computer record of BOC Credit Card (International) Limited (the “Company”) and is on a first-come-first-served basis.
4. “Eligible Transaction” refers to the following transactions with a single net spending transaction amount of HK$500 or above (counted by the posted amount of the transaction) made with an Eligible Credit Card during the entire Promotion Period (the “Eligible Transaction”):
(i) Local, online or overseas retail spending, excluding any transactions made via AlipayHK and WeChat Pay HK, or at physical stores/online stores of respective designated merchants with spending privileges kick-started by the Company during the entire Promotion Period (including but not limited to the“Exclusive Privileges at PARKnSHOP” Promotion (Jan – Feb),"Up to 15% Cash Rebate at SOGO" Promotion (Jan – Feb) & (Apr - Jul) and“Wilson Shopping Privileges (Mar – Apr)”; the Company will state in those physical stores/online stores with the spending promotions regarding the classification of such related spending to be ineligible transactions for the Promotion), Instant Rewards transactions, Cash Before Cash amounts, balance transfer amounts, autopay transactions, Octopus Add Value /Automatic Add Value transactions, instalment transactions (including but not limited to cash instalments, statement instalments, online bill payment instalments and monthly payments of merchant interest-free instalments), annual fees, finance charges, arrangement fees, payments for public utilities/bill payments (including but not limited to payments for tax, telecommunication, membership fees, educational institution fees/tuition fees or utilities bills), transactions via online payment systems to designated merchants (including but not limited to PayPal or Alipay), purchases and/or reloads of stored value cards or e-wallets, product/service transactions at financial/non-financial institutions (including but not limited to deposits, purchases of foreign currency, money transfers, speculation transactions, insurance transactions and mutual fund payments), casino and gambling transactions, transactions on charity donations and non-profit organisations, and any unauthorised transactions, or;
(ii) Bill payment transactions made via BOCHK Personal Internet Banking/Mobile Banking, excluding those made to payees such as the Inland Revenue Department, Banking and Credit Card Services, Credit Services, Securities Broker and Loan Repayments (including but not limited to transactions under the bill type of Policy Loan Repayment), and those transactions made via Direct Debit Authorisation and Bill Payment by instalment.
Eligible Transactions shall be determined at the sole and absolute discretion of the Company.
5. The Promotion consists of “Monthly Reward” (refer to clause 5a), “Extra Reward” (refer to clause 5b) and “BoC Pay Limited Reward” (refer to clause 5c). Eligible Customers who use an Eligible Credit Card to make Eligible Transactions during the Promotion Period can enjoy the following offers, and each Eligible Customer (counted by the Identification Document Number) can enjoy up to HK$1,400 Cash Rebate and HK$90 BoC Pay Merchant e-Coupons during the entire Promotion Period.
a. “Monthly Reward”: an Eligible Customer can enjoy a HK$150 Cash Rebate for accumulating Eligible Transactions of HK$6,000 or above with any Eligible Credit Card in any calendar month during the Promotion Period; each Eligible Customer (counted by the Identification Document Number) can enjoy a maximum of HK$450 Cash Rebate during the entire Promotion Period.
b. “Extra Reward”: each Eligible customer (counted by the Identification Document Number) who accumulates designated Eligible Transactions with designated Eligible Credit Card during the entire Promotion Period can enjoy up to extra HK$950 Cash Rebate:
(i) Enjoy extra HK$950 Cash Rebate upon accumulated Eligible Transactions of HK$40,000 or above with BOC UnionPay Dual Currency Credit Card
(ii) Enjoy extra HK$450 Cash Rebate upon accumulated Eligible Transactions of HK$40,000 or above with any other Eligible Credit Card
c. “BoC Pay Limited Reward”: Customers (counted by the Identification Document Number) who successfully binds their BoC Pay with BOC UnionPay Dual Currency Credit Card issued in Hong Kong bearing the BOC logo and accumulates any retail spending of HK$600 or above via BOC UnionPay Dual Currency Credit Card in any of the calendar months during the Promotion Period can receive a HK$30 BoC Pay Merchant e-Coupon (the “BoC Pay Merchant e-Coupons”). The Offer is only applicable to QR Code payments made with the BoC Pay mobile app via UnionPay network. Each Eligible Customer (counted by the Identification Document Number) can receive up to one HK$30 BoC Pay Merchant e-Coupon in every calendar month and a maximum of three HK$30 BoC Pay Merchant e-Coupons (total HK$90 BoC Pay Merchant e-Coupons) during the entire Promotion Period.
6. All Eligible Transactions will be counted on the respective transaction days (Bill payment transactions made via BOCHK Personal Internet Banking/Mobile Banking will be counted by transaction date, for details, please refer to the BOCHK Personal Internet Banking/Mobile Banking). Eligible Transactions in February of the Promotion Period must be successfully posted on or before 7 March 2022. Eligible Transactions in March of the Promotion Period must be successfully posted on or before 7 April 2022. Eligible Transactions in April of the Promotion Period must be successfully posted on or before 7 May 2022.
7. For Eligible Transactions made with a BOC UnionPay Dual Currency Credit Card in Renminbi (RMB), every RMB 1 spent will be calculated as HK$1.
8. The cash rebates will be credited to the first successfully registered Eligible Credit Card account on or before 31 July 2022 upon verification of the transaction details/ promotional event record and will be posted in the July or August 2022 monthly statement of the Eligible Customer. For “BoC Pay Limited Reward”, the BoC Pay Merchant e-Coupons will be distributed to the BoC Pay account of the Eligible Customers on or before 30 June 2022. The BoC Pay Merchant e-Coupons will be stored in the BoC Pay account of the Eligible Customers (choose “Coupons” > “My Coupons”).
9. An Eligible Customer who holds more than one Eligible Credit Card account can register only once with any one of his/her Eligible Credit Cards. No cash rebate / BoC Pay Merchant e-Coupons will be awarded if the cardholder registers/spends with any card other than an Eligible Credit Card. The cash rebates / BoC Pay Merchant e-Coupons will be automatically credited to the first registered main card account or respective BoC Pay account. During the Promotion Period, if the registered credit card has been converted or upgraded, the cash rebate / BoC Pay Merchant e-Coupons will be credited to the new card account or BoC Pay account.
10. Registration and Eligible Transactions made with a supplementary card will be combined with those from the main card to calculate towards the cash rebate / BoC Pay Merchant e-Coupons. All Eligible Credit Card accounts of the cardholder will be automatically combined for the calculation of the entitled cash rebates / BoC Pay Merchant e-Coupons. If the main card account has not bound with BoC Pay, the BoC Pay Merchant e-Coupons will be distributed to the BoC Pay account bound with the supplementary card.
11. Once the Registration has been completed, the information provided will be recorded and cannot be cancelled, altered or changed. The Registration record announced via the Registration system is only for reference and cannot be taken as confirmation of the final result. The Company will determine the eligibility of each transaction by matching the cardholder transaction records held by the Company and the relevant data provided. If the information from the cardholder differs from those of the Company records, the latter shall be final and conclusive.
12. The BoC Pay Merchant e-Coupons are applicable to the physical outlets of Designated Merchants in Hong Kong only, including PARKnSHOP, FUSION, TASTE, TASTE X FRESH (applicable to TASTE checkout counter only), INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, EXPRESS, PARKnSHOP Frozen Food, TamJai Yunnan Mixian, TamJai SamGor, Watsons, U select, U select food, U select mini, and VanGO Convenience Store (collectively the “Designated Merchants”). The Company reserves the right to amend the Designated Merchants.
13. The Eligible Customers can get a HK$30 instant discount upon single net spending of HK$31 or above at any one of the Designated Merchants by scanning the QR code on the BoC Pay Merchant e-Coupons during transaction. Each BoC Pay Merchant e-Coupon is valid for 3 months upon distribution. The Eligible Customers must use the BoC Pay Merchant e-Coupons on or before the BoC Pay Merchant e-Coupon expiry date which is shown on each BoC Pay Merchant e-Coupon. Only one BoC Pay Merchant e-Coupon can be applied in each transaction. The Eligible Customer must state the intention to pay with BoC Pay and click to use the BoC Pay Merchant e-Coupons before payment.
14. The BoC Pay Merchant e-Coupons will be invalid immediately after used. In case of refund and/or return, only the amount paid by the customer will be returned, excluding the amount of BoC Pay Merchant e-Coupons.
15. The Promotion is only applicable to spending transactions with sales slips/electronic payment slips. The cardholder must retain all original transaction sales slips for reference. In case of any dispute, the Company reserves the right to request the cardholder to provide the original transaction sales slip(s) and/or such further documentation or evidence for verification at any time during or after the Promotion. All sales slips and/or such further documentation submitted to the Company will not be returned.
16. Any fraudulent, unauthorised, unposted, cancelled or refunded transactions will not be deemed as an Eligible Transaction.
17. An Eligible Customer whose credit card accounts and Mobile Payment binding status (if applicable) are valid and in good standing during the entire Promotion Period and at the time the cash rebates/BoC Pay Merchant e-Coupons are being awarded will be eligible for the Promotion and the cash rebate/BoC Pay Merchant e-Coupons. In the event of termination of the credit card account, violation of the Card User Agreement, unbind the registered BOC UnionPay Dual Currency Credit Card on BoC Pay or forfeiture of the cash rebate/ BoC Pay Merchant e-Coupons during the Promotion or at the time the cash rebates/BoC Pay Merchant e-Coupons are being awarded, the cash rebates will be cancelled automatically forthwith.
18. The cash rebate/BoC Pay Merchant e-Coupons cannot be refunded, transferred, resold, or redeemed for cash or other gift items. cash rebate can only be used to offset retail spending after the cash rebate/BoC Pay Merchant e-Coupon has been awarded and cannot be used to offset any cash advances, finance charges or outstanding balance incurred before the cash rebate/BoC Pay Merchant e-Coupon was awarded.
19. Any fraud and abuse will result in the forfeiture of an Eligible Customer’s eligibility to participate in the Promotion. Should a transaction be cancelled after the cash rebates/BoC Pay Merchant e-Coupon have being awarded, the eligibility will be forfeited. The Company reserves the right to take legal action in such instances.
20. The BoC Pay Merchant e-Coupons are provided by UnionPay International Co., Ltd. (the "UnionPay International"). Use of Merchant e-Coupons are subject to terms and conditions stipulated by the Designated Merchants and UnionPay International. Please enquire with UnionPay International Customer Service Hotline at 800-967-222 for details.
21. Customers are responsible for the data charges of downloading and/or using the BoC Pay imposed by their service providers.
22. Please download the BoC Pay mobile app from official application stores or the BOCHK website, and ensure the search wording (“BoC Pay”). iPhone users may download the BoC Pay via the App Store; Android users may download BoC Pay via Google Play, and Huawei AppGallery or BOCHK website. By using the BOCHK Mobile Application, the customer agrees to be bound by the contents of the relevant disclaimer and privacy policy posted on the BOCHK Mobile Application and which may be updated by BOCHK from time to time. For more details, please refer to Menu>Settings>About> Related Terms & Conditions>Terms and Conditions for BoC Pay. Recommended Operating Systems are iOS (14.0 or above) and Android (8.1 or above). iPhone and iOS are the trademarks of Apple Inc., registered in US and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.
23. These terms and conditions shall be governed by and construed in accordance with the laws of the Hong Kong Special Administrative Region.
24. No person other than the cardholder and the Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these terms and conditions.
25. The Company reserves the right to amend, suspend or cancel the Promotion or its terms and conditions, and the right of final decision on all matters and disputes.
26. Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.