Convert your Gift Points into cash via BoC Pay. Scan to pay with Gift Points and offset your spending at BoC Pay merchants. Scan more, pay less! (Standard Conversion Rate: 250 Points = HK$1) You can also enjoy a loyalty discount based on your Years of Cardholding.

BoC Pay Merchants:

Dining

*Applicable to over 6,000 restaurants on OpenRice mobile application, please visit the App for details.

Shopping

*Click for details about designated pharmacies.

Travel & Living

^Applicable to designated schools at schoolink App

*For details, please click here.

Terms and Conditions

Reminder: To borrow or not to borrow? Borrow only if you can repay!