Offset Spending with Gift Points – BoC Pay

Convert your Gift Points into cash via BoC Pay. Scan to pay with Gift Points and offset your spending at BoC Pay merchants. Scan more, pay less! (Standard Conversion Rate: 250 Points = HK$1) You can also enjoy a loyalty discount based on your Years of Cardholding.


BoC Pay Merchants:


*Applicable to over 6,000 restaurants on OpenRice mobile application, please visit the App for details.


*Click for details about designated pharmacies.

Travel & Living


^Applicable to designated schools at schoolink App

*For details, please click here.

Terms and Conditions


Reminder: To borrow or not to borrow? Borrow only if you can repay!