Living It Up Across the Greater Bay Area, with Our Integrated Financial Solution

Privileged Status in the Greater Bay Area

Exclusive seamless and prioritized service in the Greater Bay Area for Wealth Management customers

  • Access to priority banking services in the Greater Bay Area
    To enable customers to enjoy privileged services without boundaries in the Greater Bay Area, BOCHK Wealth Management customers are entitled to priority banking services at local Wealth Management Centres and Priority Counter Services by simply presenting their designated bank cards or mobile banking logos at major cross-border branches in Guangdong, Shenzhen and Macau.

    Similarly, Wealth Management customers from Guangdong, Shenzhen and Macau can simply present their designated ATM cards to exclusively enjoy premier services at BOCHK Wealth Management Centres and also exclusively enjoy priority counter services at BOCHK designated branches.

  • Enjoy free remittance services to reduce costs in cross-border financial management!
    Please click here for more details.

  • Exclusive one-stop referral account opening service
    BOC Wealth Management customers can open a bank account at any Bank of China branch in Guangdong, Shenzhen and Macau by making an appointment with BOCHK. To provide better service, Bank of China has dozens of domestic branches offering cross-border banking services for the Greater Bay Area in Guangdong and Shenzhen, equipped with smart counters to facilitate account opening for Hong Kong residents. The account opening process can be completed in about 15 minutes after providing a full set of required documents.
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Cross-border Payment for Greater Convenience

  • BoC Pay cross-border payment e-wallet makes payment without boundaries
    BoC Pay is a one-stop and cross-border payment e-wallet through which customers can conveniently make payments in the Greater Bay Area by simply scanning the BoC Pay QR code without the need to open a bank account in the Mainland. Please click here for more details.
  • "Pay as You Go" - BOC Dual Currency Card
    "Pay as You Go" - BOC Dual Currency Card takes you voyage on a trip around Greater Bay Area with benefits of up to 4% cash rebate, no matter if you are spending locally or overseas. For overseas spending, customers can also enjoy 0% handling fee offer and ease of convenience for Public Transportation payments within Greater Bay Area. With UnionPay QuickPass or mobile payment channels, you can easily settle payments for the Hong Kong-Zhuhai-Macao Bridge, Hong Kong Section of the Express Rail Link, Guangzhou-Shenzhen China Railway Highspeed Train, Guangzhou Metro, and Dongguan Metro.

    Terms and conditions apply. Please click here for more details.
    Reminder: To borrow or not to borrow? Borrow only if you can repay!
  • Open a "Multi-Currency Savings Account"; do RMB exchange at the right time
    The "Multi-Currency Account" enables you to manage RMB and a variety of foreign currencies in a consolidated savings account and support you to easily access exchange services through various channels. You may withdraw RMB notes from Mutli-currency Account through our extensive ATM network, preparing your trips to the Greater Bay Area and the rest of mainland more relaxing than ever!
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Comprehensive Protection for a Hassle-free Journey

Offering comprehensive worldwide protection solutions across boundaries
BOCHK is appointed to offer an array of insurance plans to meet customers' various needs.

  • "Personal Accident Comprehensive Protection Plan"
    With a maximum benefit of HK$4,000,000 for personal accidents and up to HK$50,000 medical expenses protection, this plan offers comprehensive accident protection for you and your beloved ones. It is a peace of mind for you when travelling around the world. With this plan on hand, you and your family will be able to get financial support in face of any unexpected setbacks.

    Please click here for more details.

  • "Universal Smart Travel Insurance Plan"
    If you are a frequent traveller for business or vacation, an annual travel insurance would assure you an enjoyable trip, with no fear of any unpredictable accidents.

    Please click here for more details.

  • Worldwide Medical Insurance Plan
    It is a worldwide medical protection plan, providing you a comprehensive protection, abundant coverage and flexibility with a lifetime benefit up to HK$66,000,000. Not only does this Plan cover hospital and surgical expenses, it also covers the protection of serious illness, rehabilitation services, etc. With this Plan, you and your family are entitled of the privileged medical treatments and caring services when in need.

    Please click here for more details.
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Good Living with Ease

  • Our dedicated team provides information to own your home in the Greater Bay Area
    With the continuous development of the Greater Bay Area, more Hong Kong residents show interest to purchase properties there. We are dedicated to providing information for such, including the key steps along the purchase journey and special notes for property purchase at mainland China. At the same time, we offer flexible financing solutions to cater for different customer needs. Please contact our staff for more details.

    Reminder: To borrow or not to borrow? Borrow only if you can repay!

Gerenal Terms:

  • "BOC Wealth Management" service ("Service") provided by Bank of China (Hong Kong) Limited ("the Bank") is only applicable to personal banking customers.
  • The above products, services and promotion are subject to the relevant terms. For details, please refer to the relevant promotional materials or contact our staff.
  • The Bank reserves the right to amend, suspend or cancel the above products, services and promotion and to amend the relevant terms at its discretion.
  • In case of any disputes, the Bank reserves the right of final decision.
  • In case of any discrepancy between the Chinese and English versions, the Chinese version shall prevail.

 

Risk of Foreign Currency Trading:

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currencies may result in losses in the event that the customer converts the foreign currency into Hong Kong dollars or other foreign currencies.