Savings Account
Access our comprehensive banking services and extensive branch network
Hong Kong Dollar Savings Account
- Interest is calculated daily and deposited monthly.
- Monthly statement listing all banking transactions for your clear overview.
- Serves as the one-stop settlement account for Payroll Service, Direct Debit Authorization and Currency Exchange.
- Manage your account at any branches of BOCHK.
- Enquire account balance or transfer funds via ATM, Phone Banking and Internet Banking anywhere, anytime.
Foreign Currency Savings Account
- Manage RMB and a variety of foreign currencies conveniently in one consolidated Multi-Currency Savings Account.
- Interest is calculated daily and deposited monthly.
- Monthly statement listing all transaction records for your clear overview.
- Exchange foreign currencies via any branches of BOCHK, Phone Banking and Internet Banking anywhere, anytime.
RMB Risk Disclosure
RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies.
RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
Risk Disclosure of Foreign Currency Trading
Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies.
Disclosure of third parties and intermediaries for account opening
BOCHK has not designated any intermediaries to open BOCHK accounts for customers. While opening your BOCHK personal account, please don't share your information with third parties, or engage with any intermediaries. Contact our branch in case of any queries.
