Savings Account

Access our comprehensive banking services and extensive branch network

Hong Kong Dollar Savings Account*

  • Interest is calculated daily and deposited semi-annually.
  • Monthly statement listing all banking transactions for your clear overview.
  • Serves as the one-stop settlement account for Payroll Service, Direct Debit Authorization and Currency Exchange.
  • Manage your account at any branches of BOCHK.
  • Enquire account balance or transfer funds via ATM, Phone Banking and Internet Banking anywhere, anytime.

Foreign Currency Savings Account*

  • Manage RMB and a variety of foreign currencies conveniently in one consolidated Multi-Currency Savings Account.
  • Interest is calculated daily and deposited monthly.
  • Monthly statement listing all transaction records for your clear overview.
  • Exchange foreign currencies via any branches of BOCHK, Phone Banking and Internet Banking anywhere, anytime.

* Minimum amount of HKD 1,000 or equivalent is needed at account open date

 

RMB Risk Disclosure

RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies.

RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.


Risk Disclosure of Foreign Currency Trading

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into HKD or other foreign currencies.