Your protection needs change with your life stage. Have you regularly reviewed your financial and protection needs after being occupied with work and family matters every day? BOCHK is here to help!

Through the latest CoverCheck function in mobile banking, just by answering simple questions, CoverCheck will base on information you provided to generate a preliminary assessment, allowing you to review your protections at the comfort of your home.

You can utilize the Make Appointment function in CoverCheck and schedule to meet with our Customer Relationship Managers, saving you from the hassle of waiting in branch. 

You may also learn more about online life insurance products covering saving, term life protection, retirement protection and more in mobile banking. 

1.        Login BOCHK Mobile Banking and select “Insurance” > “CoverCheck”

2.        Answer 7 sets of questions about financial, protection and retirement plans to receive preliminary assessment about life, critical illness and retirement protection

After getting your preliminary assessment, you may make appointment with our branch team via Online Chat to get answers about any question you have about your protection, or conduct detailed analysis about your protection and affordability upon your needs

From now until 30^th June 2025, first 1,000 customers to complete CoverCheck during promotion period may win HKD50 worth of BoC Pay+ Coupon!

Note: This Offer is subjected to terms and conditions. For details, please click here.

You can review online insurance plans and promotion via mobile banking, providing you life protection, critical illness protection, short term saving and deferred annuity. You may also make appointment with our professional team at branch to understand your financial and protection needs. 

For details of promotion, please click here.

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Insurance Hotline +852 3669 3003

Important Notes and Disclaimer

- According to the information you provided and based on certain assumptions, Bank of China (Hong Kong) Limited (“the Bank”) will calculate the required protection amount. All analysis results and data (“Assessment”) are for reference only. You should not rely on this Assessment to make any decision on whether to purchase an insurance product and it is not an insurance advice and does not constitute any offer or solicitation or recommendation of any insurance products. The Bank will not be responsible for any direct or indirect loss caused by the usage of the Assessment or any action taken in reliance of such Assessment.

- This Assessment does not take all your personal insurance needs/objectives, your circumstances and affordability into consideration. Therefore, the result from this Assessment may differ from your actual insurance needs and it cannot supersede Financial Needs Analysis. You should not treat this Assessment as a final assessment on your personal insurance needs. Given the long term nature of those life insurance plans with long policy terms, you should seek your own professional / independent advice relevant to your circumstances before purchase of any life insurance products and should not take the Assessment intended to be or as a substitute for professional advice. You should contact the Bank’s staff for conducting a comprehensive Financial Needs Analysis to assess your personal insurance needs.

- You can voluntarily provide the Bank with relevant information and your information provided is for this Assessment only. The Bank will not verify the accuracy of the information provided, nor will such information be used to update your personal record in the Bank. The personal information you provided during the analysing process will be kept confidential, based on the Bank’s “Data Policy Notice” and/or other documents regarding the use, disclosure and transfer of personal data issued by the Bank and its related entities in any name from time to time. You have a right to check and correct your personal information in the Bank.

If there is any discrepancy between the Chinese and English versions, the English version shall prevail.