BOC "Small Business Loan" Unsecured Loan

BOC "Small Business Loan" offers flexible loan solution to facilitate your business growth. You may consolidate your outstanding loans from other financial institutions to BOC "Small Business Loan" to meet your financial needs more flexibly.

Features of BOC "Small Business Loan"

  • One-hour Preliminary Approval Service1
  • Choices of instalment loan and revolving loan (or a combination of two)
  • Loan amount up to HK$2 million
  • Repayment period of up to 60 months
  • Preferential interest rate
  • No collateral required
  • Company establishment can be as short as 6 months


Corporate Customer Service Hotline +852 3988 2288

Reminder: To borrow or not to borrow? Borrow only if you can repay!



  1. One-hour Preliminary Approval Service is only applicable to selected customers who fulfill the designated terms of loan. Please contact the staff of Bank of China (Hong Kong) Limited (the "Bank") for details. The preliminary approved loan amount and loan terms are for reference only, the final approved loan amount, interest rate, handling fee and related terms are subject to the Bank's final approval. The Bank reserves the right of approval on the application for credit facilities at its absolute discretion, and may decline any application without providing any reason to the applicant(s). The terms of the credit facilities will be governed by the facility letter signed between the loan applicants and the Bank.

  2. The Bank reserves the rights to amend, suspend and terminate the above products and services and to amend the relevant terms at any time at its sole discretion without prior notice.

  3. In case of any dispute, the decision of the Bank shall be final.

  4. Should there be any discrepancy between the Chinese and English versions of this webpage, the Chinese version shall prevail.