100% Personal Loan Guarantee Scheme

Terms and Conditions are issued in electronic copies for all “BOC Express Cash Instalment Loan” applied via the mobile banking. Physical copies of the relevant Terms and Conditions are available upon request to the staff of the Bank.


Bank of China (Hong Kong) fully supports "100% Personal Loan Guarantee Scheme" 1, now opens for application. 


For the "Key Facts Statement (KFS) for Instalment Loan", please click here



Notice of Amendments on Terms and Conditions and Key Facts Statement (KFS) for BOC “Express Cash” Instalment Loan/Balance Transfer/“iSmart” Tax Loan/100% Personal Loan Guarantee Scheme