BoC Pay
BoC Pay is a one-stop local and cross-border payment mobile application which enables customers to make payments in the Greater Bay Area seamlessly, without the need of opening a bank account on the mainland. Together with the fund transfer service, you can make free and instant interbank transfers anytime. You can also send money to friends and family on the mainland from your Smart Account via BoC Pay. BoC Pay currently supports 7 major mainland banks and features automatic currency exchange. From now on, making, receiving and transferring your payments are easier than ever with our all-in-one mobile application, BoC Pay.
Remarks: When making payments on mobile websites, please use the Safari browser on iPhone or the Chrome browser on Android phones.
Eligibility
Both BOCHK and non-BOCHK customers can simply register online.
BOCHK Customers |
Reminder:For BOC Visa/Mastercard customers, if you have BOCHK bank account, please bind your bank account to use BoC Pay. Otherwise, please open a BOCHK bank account or apply for a BOC UnionPay card and bind it to use BoC Pay. Disclaimer:Viewers of this video are advised to read the relevant disclaimer. For details, please browse through the preview "About" of this channel. © 2020 BANK OF CHINA (HONG KONG) LIMITED. |
Non-BOCHK Customers |
Customers who satisfy the following criteria:
Online registration educational video Disclaimer:Viewers of this video are advised to read the relevant disclaimer. For details, please browse through the preview "About" of this channel.© 2020 BANK OF CHINA (HONG KONG) LIMITED. ALL RIGHTS RESERVED. |
Remark: The above products and services are subject to the relevant terms. For details, please refer to Terms and Conditions for Smart Account Service and Terms and Conditions for Payment Account Service.
QR Code Payment and Bill Payment
With BoC Pay, you can pay merchants which accept UnionPay or Faster Payment System (FPS) QR code payments. You can also settle your bills by scanning FPS QR codes. In Mainland China, you can pay merchants which accept UnionPay QR code payments.
Scan a merchant (UnionPay or FPS) QR code to pay |
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Scan the FPS QR code on the electricity, water or gas bills to settle the bills in seconds | |
Show the merchant your payment QR code to pay |
Real-time Fund Transfer
Make a free instant inter-bank transfer just by inputting the mobile number / e-mail address / bank account no. / FPS ID or scan the FPS QR code of a payee. The daily transfer limit is up to HKD 10,000^ with no limit in number of transactions. ^ Remarks: subject to the daily transaction limit set by the customer and the remaining limit of the day. |
BoC Pay Cross-border Remittance
To cope with the increasing needs for frequent small-value payments (such as living expenses and bill payments) of our customers who travel frequently between Hong Kong and the Mainland (especially the Greater Bay Area), BoC Pay makes it easy and convenient to send money to friends or relatives in the Mainland. BOCHK customers can link their banking accounts with BoC Pay to enjoy the cross-border remittance service. |
Collect payment
Generate your own FPS QR code to have others pay you |
My Account
“My Account” allows you to manage your account in a secure and convenient way, with functions such as setting up the daily transaction limit, top-up method, balance enquiry, account top-up, transfer money to bank, FPS registrations, gift points enquiry, virtual card information enquiry etc. You can also link your bank account or credit cards here. |
Gift eVouchers
Redeem eVouchers with gift points (including credit card, Smart Account, Payment Account gift points). Save the eVouchers in BoC Pay and use them whenever you want. |
Remarks:
Please download BoC Pay from the official app stores or BOCHK official website, and be sure to use “BoC Pay” as the keyword to search. iPhone or iPad users may download BoC Pay via App Store; Android users may download BoC Pay via Google Play, and Huawei AppGallery or BOCHK official website.
* Recommended OS version: iOS (14.0 or above) and Android (8.1 or above)
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.