Day-to-day Banking

BOCHK provides you with user-friendly integrated business banking accounts and a complete suite of business solutions to enhance the daily operational efficiency and cost effectiveness of your business. Please click here for the latest promotion details.


Easy Self-service Banking Solutions

Business Integrated Account
One-stop Business Integrated Account1:  It is easy to operate. With numbers of most competitive online transaction services, you can manage your daily business operations with ease.

  • Integrated accounts: Includes HKD and USD Current Account, HKD Savings Account, Foreign Currency Savings Account and Investment Account. Consolidated Monthly statements will be issued to give you informative updates on your current financial status.
  • Easy to manage: You can manage your account simply by visiting BOC branches and using BOC Corporate Banking Services Online, Phone Banking and BOC Card - Business
  • Auto-Sweeping Service: Automatically sweep funds from your designated Savings Account to Current Account to prevent bounced cheques and the associated overdraft interest and service charges due to insufficient balance
  • Free Counter Transaction Limit2: Enjoy up to 50 free counter transactions per month
  • Account privileges

Business Lite

Tailor made for start up companies, we aim to provide a simpler banking experience of business account opening. Business Lite banking services include:

  • Hong Kong Dollars Savings Account, Current Account and Foreign Currency Savings Account
  • BOC Corporate Banking Services Online
  • Support "BOC Card - Business" Service

Most Competitive Online Transaction Services

  • Remittance to Mainland China in 5 minutes and International Telegraphic Transfer:  Via BOC Remittance Plus, remittance funds can be transferred in less than 5 minutes to all branches of Bank of China (BOC) in the Mainland of China, and within same day to BOC’s branches in Macau, Taiwan, South Korea, Singapore, Malaysia, Indonesia and Philippines. You may conduct international telegraphic transfers and local express transfers via internet banking and our branch network. Telegraphic Transfers are now supported in 44 currencies.
  • Same-day Payroll Service:Payroll instructions made before 12:00 noon on each banking day via BOC Corporate Banking Service Online can be implemented within the same day at the earliest. By using the one-stop BOC Payroll Service, you can also process Employer's Returns and MPF transactions simultaneously.
  • Foreign Exchange (up to 14 foreign currencies):  By using Multi-Currency Savings Account, you may exchange up to 14 foreign currencies with HKD or cross-exchange between foreign currencies. It matches your business needs and allows you to earn interest as well as generate returns from foreign exchange differences.
  • e-Cheque Services: With BOC Corporate Banking Services Online, you can issue and deposit e-cheques, view e-cheques accounts and enquire the status of e-cheques anytime and anywhere enabling you to manage electronic payments and collections at one-stop. Through one-stop electronic payments and collections management, you can keep track of the company’s financial condition efficiently and save operating costs. On the other hand, you can apply for special functions of e-cheque to fulfill your business needs including Consolidated Reports, Insufficient Funds Notification and Auto Re-Issue e-CO, Customise e-Cheque layout (“Customised e-Cheque”).

Commercial Credit Card

The smarter BOC Visa Infinite Business Card not only offers you comprehensive protection and superior privileges, but also provides you with an array of exclusive privileges. They include 3x reward gift points, airport lounges, airport limousine service, complimentary travel accident insurance worth US$1 million to help you develop and build your business.

Commercial Credit Card gives you flexibility in managing your daily business and leisure expenses by providing you information on your account items at a glance. Cardholders can also enjoy airport limousine services and access to the Plaza Premium Lounge. It offers financial management services and business privileges to your company. Application for the Commercial Credit Card can be processed simultaneously when opening a corporate bank account.


  1. Business Integrated Account ("BIA") is subject to the relevant terms. Please contact the staff of Bank of China (Hong Kong) Limited ("BOCHK") or call our Corporate Customer Service Hotline at +852 3988 2288 for promotion materials of BIA and service details.
  2. General company account entitles 10 free counter transactions per month. Any extra counter transactions will be subject to a fee of HK$20 each.


Risk of Foreign Currency Trading:

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that customer converts the foreign currency into Hong Kong dollar or other foreign currencies.


General Terms

  • The above products and services are subject to the relevant terms. For details, please refer to the relevant promotion materials or contact the staff of BOCHK.
  • BOCHK and BOC Credit Card (International) Ltd reserve the right to amend, suspend and terminate the above products and services and to amend the relevant terms at any time at its sole discretion without prior notice.
  • In case of any dispute, the decision of BOCHK shall be final.
  • In case of any discrepancy between the Chinese and English versions of the promotion material, the Chinese version shall prevail.