Refer your friends or relative to take up Wealth Management Service and experience the privileged banking services together! From now until 30 April 2011, if you refer new Wealth Management customers and the referred new customers can fulfill the reward qualifications, you are entitled to fabulous reward. Act now!

BOCHK is committed to offering you comprehensive securities services to help you grasp investment opportunities. From now until 31 March 2011, you can enjoy 50% discount on handling fee by setting up a new "Monthly Stocks Savings Plan"!

Customer Service Hotline: (852) 3988 2888

From now until 28 February 2011, you can enjoy up to 15% discount on premium or premium at as low as HK$66 upon successful online enrolment in Universal Travel Insurance via BOCHK's Internet Banking or BOCHK website www.bochk.com

Important Notes:

• Universal Travel Insurance is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
• Bank of China (Hong Kong) Limited is one of the agents of BOCG Insurance.
• The promotional material is for reference only. Please refer to the policy provisions for the details of Universal Travel Insurance.

General Terms and Conditions

• The offer listed above cannot be used in conjunction with other promotional offers that are not listed in this promotional material.
• For details of the offer, please contact the staff of Bank of China (Hong Kong) Limited ("the Bank").
• The above offer does not apply to staff of the Bank.
• The Bank reserves the right to amend and/or withhold the above offer and the terms and conditions of the above offer at its discretion without prior notice to the customers.
• In case of any disputes, the decision of the Bank shall be final.
• In case of any discrepancy(ies) between the Chinese and English versions, the Chinese version shall prevail.

Risk Disclosure:

Risk of Securities Trading
The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
This document is provided to you for information purpose only and is not, and does not constitute, an offer, or an invitation or solicitation for applications or offers, or a recommendation, to subscribe for any security or financial instrument or to enter into any transaction by any person.

For details of the above promotional offers and services, please visit our website www.bochk.com or contact our Personal Financial Services Manager.
Wealth Management Enquiry Hotline: (852) 3669 3911