BOCHK offers a range of investment products to meet your needs and help you capture the investment opportunities in the ever-changing market.  

  • Debt Securities – including Certificates of Deposit, Bonds, etc.
  • Structured Products – including Investment Deposit, Structured Investments, etc.
  • Equity Linked Investment

Your investment objective, experience, financial status and investment attitude are important factors in choosing investment products. Therefore, understanding your investment risk profile is the first step in making wise investment decisions.

You should read and understand the Bank's Conditions for Services and all of the offering documents including the relevant term sheet, Important Facts Statement, etc. before deciding whether to invest in the above product(s).

To know your investment risk profile, please contact us now via the following channels:

  • Call +852 2537 2997
  • Email
  • Contact your BOCHK account manager

Important Notice

The following risk disclosure statements cannot disclose all the risks involved. Prior to trading or investment, you should collect and study the information required for your investment. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives. You should seek independent financial and professional advice before trading or investment. If you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment, you should seek independent advice. The above information are for reference only and does not constitute any offer, solicitation or recommendation to buy, sell or provide any investment product or service.

Risk Disclosure Statement

  • Credit and insolvency risk: The above products are not backed by any collateral. The settlement of the contract is subject to the credit and insolvency risk of BOCHK. Should BOCHK becomes insolvent or go into liquidation or default on its obligations, you will be ranked as an unsecured creditor of BOCHK and may lose your entire investment, regardless of the movements in the underlying asset or the terms of the product.
  • Market risk: Returns on the above products are dependent on movements in the market rates or values. Movements in the market can be unpredictable, sudden and drastic. You will be subject to risk of loss due to fluctuations in market rates or values.
  • Risks relating to RMB: RMB investments are subjects to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Corporate customers who intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
  • No secondary market: The above products are not a listed on any exchanges and there is no secondary market for you to sell the above products prior to their expirations.