Legend Rich Insurance Plan 2022

Product Type : Life Insurance

Insurer : China Life Insurance (Overseas) Company Limited

A flexible savings plan can help accumulate wealth for a prosperous future for you and your family. Underwritten by China Life Insurance (Overseas) Company Limited (“China Life (Overseas)” / the “Company”), Legend Rich Insurance Plan (the “Plan”) provides potential long-term capital growth with guaranteed cash value, non-guaranteed terminal dividend (if any) and the total amount of terminal dividend management account (if any). You can access your wealth flexibly to achieve an ideal life for yourself and your family. You can also pass on your wealth to the next generations, building a solid financial foundation for your loved ones.

Note:  Please refer to the product leaflet for the details of the Plan (including the coverage, key risks, major exclusions, etc.).

Basic Eligibility Requirements

Basic Eligibility Requirements
Issue Age 15 days after birth to 70 years old
Premium Payment Term 5 years
Benefit term To age 138 of the latest insured
Policy Currency HKD / USD
Minimum Basic Amount HK$80,000 / US$10,000
Premium Payment Method

Annual / Semi-annual / Quarterly / Monthly / Annual & Prepayment of Premium

Important Notes:

  • The Plan is underwritten by China Life (Overseas). China Life (Overseas) is responsible for the features, underwriting and benefit payments under the Policy. You should fully understand all of the risks involved in this product and consider whether this product is affordable and suitable to you before making your application.
  • The Plan is underwritten by China Life (Overseas). Bank of China (Hong Kong) Limited ("BOCHK") is an appointed insurance agency of China Life (Overseas) for distribution of life insurance products. The life insurance product is a product of China Life (Overseas) but not BOCHK.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the insurance product should be resolved directly between China Life (Overseas) and the customer.
  • China Life (Overseas) is authorized and regulated by Insurance Authority to carry on long term insurance business in the Hong Kong Special Administrative Region of the People's Republic of China. BOCHK is granted insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority (insurance agency licence no. of BOCHK is FA2855).
  • China Life (Overseas) reserves the right to decide at its sole discretion whether to accept or decline any application for the Plan according to the information provided by the proposed Insured and/or the applicant at the time of application.
  • The Plan is subject to the formal policy documents and provisions issued by China Life (Overseas). Please refer to the relevant policy documents and provisions for details of the insured items and coverage, provisions and exclusions.
  • China Life (Overseas) reserves the right to revise, suspend or terminate the above Plan, or alter the relevant terms and conditions at any time without prior notice. In case of disputes, the decision of China Life (Overseas) shall be final.

This product brochure is for reference only and is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation of an offer or recommendation to buy or sale or provision of any insurance plans underwritten by China Life (Overseas) outside Hong Kong. Please refer to the Insurance Policy issued by China Life (Overseas) for the definitions of the capitalized terms, key exclusions & limitations, as well as all the terms and conditions of this product. Please refer to the Policy Document for the details. You are reminded to review all of the relevant product materials provided to you and to seek independent professional advice if necessary.