Latest Promotion

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  • Proposer must be aged between 18 and 65. For online/mobile application, proposer must hold a valid Hong Kong identity card, People's Republic of China resident identity card/passport or Macau resident identity card.

  • Application should be made at the Hong Kong Special Administrative Region and the Place of Residence of the Insured Person(s) must be in Guangdong-Hong Kong-Macau Bay Area whereby the Insured Person(s) will live for 6 months or above within the policy year. 

Key features of the Plan

  • Maximum benefit of HK$4,000,000 for death or permanent total disablement resulting from accident whilst travelling by public transportation or private car, or as a result of landslide

  • Up to HK$50,000 Medical Expenses Protection (including treatment expenses by bonesetter and Chinese medical practitioner)

  • One single policy to cover all family member(s)1, and the number of insured child(ren)2 is unlimited

  • Up to 30% "No Claim Renewal Premium Discount" Offer 

Application Method

Please go to BOCHK Mobile Application/ Mobile Banking for instant application.

Download now

iOS users         Android users    Huawei users

Android users
(If unable to access Google Play)

Version: 7.1.6
Updated on: 31 March 2024

Security tips:

  • If any apps from suspicious download are found, please do not login and stop operation immediately.
  • Prevent download any counterfeit mobile application which is attached with Phishing program / Trojan to steal the login information.
  • Do not copy or install mobile application from uncertain sources on mobile device.
  • If any abnormalities are found, such as unusual layout or unusual slow login response, please stop the operation immediately.


  • Please download mobile applications from official application stores or BOCHK website, and ensure the search wording is correct. iPhone or iPad users may download BOCHK Mobile Applications via App Store; Android users may download BOCHK Mobile Applications via Google Play, and Huawei AppGallery or BOCHK website.
  • * Recommended Operating System: Android 8.0 or above.
  • Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.. Android, Google Play, and the Google Play logo are the registered trademarks of Google Inc.. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited. HUAWEI EXPLORE IT ON AppGallery and the HUAWEI EXPLORE IT ON AppGallery logo are the registered trademarks of Huawei Technologies Co., Limited.



  1. Family means the Proposed Insured, his/her legally married spouse and their child(ren). Insured spouse must be the person whose class of occupation is under Class 1 or 2. Please refer to "Scope of Coverage" for the definitions of Class of Occupation.

  2. Child(ren) means legitimate child(ren) who is/are unmarried and not at work, and aged between 3 and 17, or a full-time student aged 23 or below. The number of Insured child(ren) is unlimited if "Family" or "Insured and Child(ren)" Plan has been chosen.

  3. For terms and conditions of the offer, please refer to the relevant policy document. 


Important Notes:

  • The Plan and the supplementary rider(s) (if any) are underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in Hong Kong Special Administrative Region of the People's Republic of China ("Hong Kong").
  • The Bank of China (Hong Kong) Limited ("BOCHK") is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong Special Administrative Region of the People's Republic of China. (insurance agency licence no. FA2855)
  • BOCG Insurance reserves the sole right to determine whether any application for the Plan and the supplementary rider(s) (if any) is acceptable or not in accordance with the information submitted at the time of application by the Proposer and/or Insured Person.
  • BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the Plan. The Plan is product of BOCG Insurance but not BOCHK.
  • BOCG Insurance and/or BOCHK reserve the right to amend, suspend or terminate the Plan, and to amend the relevant terms and conditions at any time. In case of any dispute(s), the decision of BOCG Insurance and/or BOCHK shall be final.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Plan should be resolved directly between BOCG Insurance and the customer.
  • This promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of BOCG Insurance outside Hong Kong. Please refer to the policy documents and provisions issued by BOCG Insurance for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the staff of BOCHK.
  • The Plan and the supplementary rider(s) (if any) are subject to the formal policy documents and provisions issued by BOCG Insurance. Details of the coverage of the Plan are subject to the terms and conditions stipulated in the policy by BOCG Insurance. Please refer to the policy documents for the details of the insured items and coverage, provisions and exclusions.

The Insurance Authority ("IA") will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website