Motor Insurance - Private Car 

1. Comprehensive Insurance

  • Protects you against loss of or damage to the insured vehicle, up to the sum insured or a reasonable market value (whichever is lower);
  • Protects you against legally liability of death or bodily injury to third party (up to HK$100,000,000) and/or damage to third party property (up to HK$2,000,000) as a result of accident arising out of the use of the insured vehicle. 

2.Third Party Liability Insurance

  • This insurance protects you against legally liability of death or bodily injury to third party (up to HK$100,000,000) and/or damage to third party property (up to HK$2,000,000) as a result of accident arising out of the use of the insured vehicle.

BOCHK Green Personal Loan Customers Privilege

From now to 30 June 2023, customers who successfully drawdown BOCHK Green Personal Loan and enroll in “Motor Insurance – Private Car” via online channel for Electronic Car may enjoy up to HK$1,000 shopping coupon.

 

Motor Insurance - Private Car (Online enrolment) Shopping Coupon Offer:

  1. Promotion offer subjects to below terms and conditions. From 5 January 2023 to 30 June 2023 (both dates inclusive) (“the Promotional Period”), the relevant policy holders of first 100 eligible insurance policies under BOCHK Green P-loan Plan may enjoy the following shopping coupon privilege upon successful enrolment in Motor Insurance - Private Car (“the Insurance Plan”) via BOCHK Online Channels, with annual premium payment:
    • Enrolment in Comprehensive Plan of Motor Insurance for Electric Car
    • Eligible Customer who successfully enrolled for Tesla Electric Car would be entitled of HK$1,000 Coupon; Eligible Customer who successfully enrolled for non-Tesla Electric Car would be entitled of HK$800 Coupon.

    • Enrolment in Third Party Plan of Motor Insurance for Electric Car
    • Eligible Customer who successfully enrolled for Tesla Electric Car would be entitled of HK$500 Coupon; Eligible Customer who successfully enrolled for non-Tesla Electric Car would be entitled of HK$300 Coupon.

  2. The policy holder (“the Eligible Customer”) who successfully enrolled in the Insurance Plan must be the applicant who successfully applied for Green P-loan Plan.
  3. To be eligible for the offer, customers should have successful enrolment in the Insurance Plan within the Promotion Period; and have their policies effective on or before 31 July 2023, otherwise the offer will be forfeited. Successful enrolment refers to the Proposed Insured who submitted completed and/or signed the Credit Card Authorization Form or the Debit Authorization Form to BOCG Insurance. This privilege is only applicable to new policies but not to any policy renewals or re-applications within 3 months after policy cancellation / termination of policy renewals.
  4. Shopping Coupon ("Coupon”): i) Coupon is provided by Bank of China Group Insurance Company Limited (“BOCG Insurance”). ii) Coupon for eligible customer will be mailed to customer on or before 30 November 2023 in accordance with the correspondence address maintained with BOCG Insurance. iii) Customers should hold the relevant valid policy at the time of mailing of the Coupon by BOCG Insurance, otherwise the Coupon offer will be forfeited. Coupon offer cannot be transferred, returned, exchanged for other gifts or redeemed for cash. Bank of China (Hong Kong) Limited (“BOCHK”) and BOCG Insurance shall not be liable for loss, damage, defacement or misappropriation of the redemption letter and/or the Coupon along with the redemption letter under any circumstances (including at the time of mailing) and will not reissue or replace any of them. Coupon is limited and available on a first-come-first-serve basis while stock lasts. In the event that the Coupon is out of stock, BOCG Insurance reserves the right to offer another gift / coupon as a replacement without prior notice which may not have the same value and features as the original Coupon. Terms of Use of Coupon are subject to the relevant terms and conditions of supplier. BOCHK and BOCG Insurance are not the supplier of the Coupon. For enquiry or complaint on the Coupon, please contact the relevant supplier directly. BOCHK and BOCG Insurance gives no guarantee regarding the coupons or products and service quality provided by the supplier, and does not accept any liability arising in conjunction with the use of the coupons or products or services provided by the supplier.
  5. The above coupon offer is not applicable to the Staff of BOCHK and its subsidiaries. This offer cannot be used in conjunction with other offers.
  6. This offer cannot be transferred, returned, exchanged for other gifts or redeemed for cash.
  7. This offer is offered by Bank of China Group Insurance Company Limited ("BOCG Insurance").

Disclaimer:

By clicking " Apply Now", you are leaving Bank of China (Hong Kong) Limited's (BOCHK) website and being re-directed to an external website managed by Bank of China Group Insurance Company Limited, the underwriter of the insurance policy. BOCHK assumes no liability for your use of this link. You should carefully read the applicable terms and privacy policies before using that website.

 

Terms and Conditions:

  • This Plan is underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance").
  • BOCG Insurance is authorised and regulated by the Insurance Authority to carry on general insurance business in the Hong Kong Special Administrative Region of the People's Republic of China.
  • The Bank of China (Hong Kong) Limited is granted an insurance agency licence under the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) by Insurance Authority in Hong Kong SAR. (insurance agency licence no. FA2855)
  • BOCG Insurance reserves the sole right to determine whether any application for the Plan is acceptable or not in accordance with the information submitted at the time of application by the proposed insured and/or insured person.
  • BOCHK is the appointed insurance agency of BOCG Insurance for distribution of the Plan. The Plan is a product of BOCG Insurance but not BOCHK.
  • BOCG Insurance and/or BOCHK reserves the right to amend, suspend and terminate the above products, services and offer and to amend the relevant terms at any time at its discretion without prior notice. In case of dispute, the decision of BOCG Insurance and/or BOCHK shall be final.
  • In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BOCHK and the customer out of the selling process or processing of the related transaction, BOCHK is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the Plan should be resolved between directly BOCG Insurance and the customer.
  • This promotional material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any products of BOCG Insurance outside Hong Kong. Please refer to the policy documents and provisions issued by BOCG Insurance for details (including but not limited to insured items and coverage, detailed terms, key risks, conditions, exclusions, policy costs and fees) of the Plan and the supplementary rider(s) (if any). For enquiry, please contact the staff of BOCHK.
  • The Plan and the supplementary rider(s) (if any) are subject to the formal policy documents and provisions issued by BOCG Insurance. Details of the coverage of the Plan is subject to the terms and conditions stipulated in the policy by BOCG Insurance. Please refer to the policy documents for the details of the insured items and coverage, provisions and exclusions.

The Insurance Authority (“IA”) will collect premium levy from the policyholder at the applicable rate. In order to avoid any legal consequences, the policyholder must pay to the insurance company a prescribed levy for the premium for direct remittance to the IA. The levy amount may be subject to change depending on the applicable rate. For details, please visit IA's website www.ia.org.hk.