Deposit Rates

HKD Savings Deposit Rates
Daily Account Balance Annual Interest Rate
Below 5,000 --
5,000 - 99,999 0.25000%
100,000 - 199,999 0.25000%
200,000 - 499,999 0.25000%
500,000 - 999,999 0.25000%
1,000,000 or above 0.25100%
Note: The aforementioned savings deposit rates are applicable to personal customers only. For savings deposit rates applicable to non-personal customers such as corporates, please click here.
HKD Fixed Deposit Rates
Deposit Amount Below 100,000
 100,000 to
499,999 		500,000
or above
1 Day 0.25000% 0.25000% 0.25000%
7 Days 0.25000% 0.25000% 0.25000%
14 Days 0.25000% 0.25000% 0.25000%
1 Month 0.25000% 0.25000% 0.25000%
2 Months 0.25000% 0.25000% 0.25000%
3 Months 0.27500% 0.27500% 0.27500%
6 Months 0.27500% 0.27500% 0.27500%
9 Months 0.30000% 0.30000% 0.30000%
12 Months 0.30000% 0.30000% 0.30000%
15 Months 0.30000% 0.30000% 0.30000%
18 Months 0.30000% 0.30000% 0.30000%
24 Months 0.30000% 0.30000% 0.30000%
36 Months 0.30000% 0.30000% 0.30000%
48 Months 0.32500% 0.32500% 0.32500%
60 Months 0.37500% 0.37500% 0.37500%
HKD Call Deposit Rates
Deposit Amount Below 500,000
 500,000
or above
1 Day 0.25000% 0.25000%
7 Days 0.25000% 0.25000%
Information last updated at HK Time: 2025/04/25 20:00:02
  • Board Rate: Reference deposit rates displayed at branch
  • e-Channel Deposit Rate is only applicable to Time deposits placed via Internet Banking and tone-dial phone.
  • The preferential interest rate is a one-off privilege for each time deposit and subsequent renewals of the time deposit will be subject to the branch board rate as quoted by the Bank from time to time.
  • The above interest rates are for reference only. The actual interest rates will be subject to the rates quoted by the Bank from time to time.
  • Only applicable to corporate customers: For Current Account, Savings Account or Multi-Currency Savings Account with deposit in the currency of "Euro" ("EUR"), "Swiss Franc" ("CHF”), "Danish Krone" ("DKK”) or "Swedish Krona" ("SEK”) exceeding the defined threshold,  Service Charges / Fees will be applied. For details, please refer to the Bank’s General Banking Service Charges.