Deposit Rates

HKD Savings Deposit Rates
Daily Account Balance Annual Interest Rate
Below 3,000 --
3,000 - 9,999 0.00100%
10,000 - 199,999 0.00100%
200,000 - 499,999 0.00100%
500,000 - 999,999 0.00100%
1,000,000 or above 0.00200%
Note: The aforementioned savings deposit rates are applicable to personal customers only. For savings deposit rates applicable to non-personal customers such as corporates, please click here.
HKD Fixed Deposit Rates
Deposit Amount Below 100,000
100,000 to
499,999
500,000
or above
1 Day 0.00100% 0.00100% 0.00100%
7 Days 0.00100% 0.00100% 0.00100%
14 Days 0.00100% 0.00100% 0.00100%
1 Month 0.01000% 0.01000% 0.01000%
2 Months 0.01000% 0.01000% 0.01000%
3 Months 0.01000% 0.01000% 0.01000%
6 Months 0.05000% 0.05000% 0.05000%
9 Months 0.10000% 0.10000% 0.10000%
12 Months 0.15000% 0.15000% 0.15000%
15 Months 0.15000% 0.15000% 0.15000%
18 Months 0.15000% 0.15000% 0.15000%
24 Months 0.20000% 0.20000% 0.20000%
36 Months 0.25000% 0.25000% 0.25000%
48 Months 0.30000% 0.30000% 0.30000%
60 Months 0.35000% 0.35000% 0.35000%
HKD Call Deposit Rates
Deposit Amount Below 500,000
500,000
or above
1 Day 0.00100% 0.00100%
7 Days 0.00100% 0.00100%
Information last updated at HK Time: 2020/09/25 15:15:03
  • Board Rate: Reference deposit rates displayed at branch
  • e-Channel Deposit Rate is only applicable to Time deposits placed via Internet Banking and tone-dial phone.
  • The preferential interest rate is a one-off privilege for each time deposit and subsequent renewals of the time deposit will be subject to the branch board rate as quoted by the Bank from time to time.
  • The above interest rates are for reference only. The actual interest rates will be subject to the rates quoted by the Bank from time to time.
  • Only applicable to corporate customers: For Current Account, Savings Account or Multi-Currency Savings Account with deposit in the currency of "Euro" ("EUR"), "Swiss Franc" ("CHF”), "Danish Krone" ("DKK”) or "Swedish Krona" ("SEK”) exceeding the defined threshold,  Service Charges / Fees will be applied. For details, please refer to the Bank’s General Banking Service Charges.