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BOC Credit Card Cardholder Privileges
 

BOC Credit Card offers the following exclusive privileges:

Widely accepted around the world and in the mainland
A multi-functional card for cash withdrawal with ease
Gift Point Redemption Program
Instant Rewards
Flexible payment methods
Online Services
Additional cards for relatives
Purchase discount offers
Customized personal total credit amount services
Global travel discounts
Premium Airport Lounge Service
100% lost card protection
Other superior benefits and services
 
 
Widely accepted around the world and in the mainland
 
 
Accepted by merchants in over 190 countries worldwide and more than 150 cities in the mainland.
 
 
A multi-functional card for cash withdrawal with ease
 
 
You may withdraw cash round-the-clock at more than 2,000 ATMs displaying the "JETCO" and "BOC" logo in the mainland, Hong Kong and Macau. If you have an account with Bank of China (Hong Kong), Nanyang Commercial Bank Ltd. or Chiyu Banking Corp Ltd., your credit card also works as your ATM card, enabling you to enjoy JETCO, BOC network and EPS service at anytime.
 
 
Gift Point Redemption Program
 
 

You can earn Gift Points1upon spending with your card (in the ratio of HK$1 spending = 1 Gift Point), including retail spending, cash before card service, autopay or Octopus AAVS. Gift points can be accumulated and combined with those points generated by other BOC credit cards. With the accumulated gift points, you can redeem cash rebate, cash coupons or mileage of ¡§Asia Miles¡¨, ¡§Phoenix Miles¡¨, ¡§Eastern Miles Point¡¨ and ¡¨Sky Pearl Club¡¨ through the BOC Credit Card Superior Travel Awards Program.

1

The Gift Point Redemption Program is not applicable to those transactions in the merchant or service categories of "Cash Advance", "Balance Transfers", "Bank or Credit Card Service", "Credit Services", "Securities Brokers", "Inland Revenue Department", and under the bill type of “Policy Loan Repayment”. BOC Credit Card (International) Ltd (the "Company" ) reserves the right to change the above categories of transactions and merchants at any time without notice.

For the details of the Gift Point entitlement relating to Online Bill Payment Service, please click here.

Please refer to the Terms and Conditions of Gift Point Catalogue for details.
 
 
Instant Rewards
 
 

Simply spend with your BOC Credit Card at designated merchants to enjoy , by redeeming HK$1 instant cash discount with every 250 Gift Points. Moreover, Instant Rewards can also be used at over 3,000 designated merchant outlets, for a full list of these merchants, please click here.

 
 
Flexible payment methods
 
 
You can choose to make partial or full payment, and the minimum payment may be as low as 3% of your total outstanding balance. Your payment may be made in person at branch of Bank of China (Hong Kong), Nanyang Commercial Bank Ltd. or Chiyu Banking Corp Ltd., or by Internet Banking, transferring funds at ATMs or PPS, through autopay or cheque payment by mail.
 
 
Online Services
 
 

Why bother to go out? Through Online Bill Payment Service, you can pay bills of over 800 merchants at anywhere, anytime. Moreover, every HK$1 transaction rewards you with 1 gift point*. Your Online Monthly Statement lets you check details and your most up-to-date transaction information free of charge.

For the details of the Gift Point entitlement relating to Online Bill Payment Service, please click here.
 
 
Additional cards for relatives
 
 
You can apply for additional cards for your relatives aged over 16. The application procedure is simple and additional cardholders can enjoy all the rights and benefits offered to the primary cardholder.
 
 
Purchase discount offers
 
 
BOC Credit Cardholders can enjoy special offers at over 2,600 merchant outlets for dining, clothing, health, beauty and leisure. Shop as you go, with many participating merchants providing year-round interest free instalment offers.
 
 
Customized personal total credit amount service
 
 
This service allows you to use your personal credit amount in a more flexible way. so you don't need to worry about the available credit limit for each individual card, and can spend with your cards more freely.
 
 
Global travel discounts
 
 

You and your friends or family can enjoy discounts and interest-free purchase instalment for designated tours or travel packages organised by Lotus Tours. In addition to other global travel benefits, they provide a free delivery service for travel tickets (service area is limited to designated commercial buildings near to the MTR stations).

Lotus Tours Limited License no.: 350296
Lotus Tours inquiry hotline: (852) 2316 1106

 
 
Premium Airport Lounge Service
 
 
Enjoy the Premium Airport Lounge service before heading off to your destination will surely brings you a moment of relaxation. Premium Airport Lounge Service is for BOC Visa Infinite or BOC Commercial Cardholders only (includes BOC VISA Infinite Business Card, BOC CUP Dual Currency Commercial Card and BOC Commercial Card), you may enjoy the global Premium Airport Lounge Service# whenever necessary.

#The services are subject to related Terms and Conditions. For details, please visit the corresponding web pages of credit card products.
 
 
100% lost card protection
 
 
If your card is lost or stolen, you will be free from any liability provided you report the loss to us immediately in conjunction with lost card reporting procedures.
 
 
Other superior benefits and services
 
 
Birthday privileges*
Emergency Card Replacement in the mainland

*For selected members only.
 
     
 
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