All Set. Let's Go!

Get! Set! Go!

Rewards every step of the way! Register and complete the following financial tasks any time from now to 31 December 2023 (“Promotion Period”) to earn rewards!

Phase 1 Rewards on Track

Simply complete one of the financial tasks: “Initiation Rewards”, “Surpassing Rewards” or “Achievement Rewards” within the Promotion Period. You can earn HK$100 for completing a financial task in each category. Earn up to HK$300 in all three categories! Availability of offers is limited; first come, first served.

Initiation Rewards: Account Opening

Mobile Account Opening
New Customer successfully opens an account via Mobile Banking

Home Expert
Download Home Expert App to join “The Landlord Game” and subscribe eNewsletter successfully

BOC Cross-boundary Wealth Management Connect
Successfully matched the "Cross-Border Wealth Management Connect – Northbound Scheme"

Surpassing Rewards: Spending

Credit Card
Successfully apply for Chill Card
Upon a single spending of HK$2,100 or above by any BOC Credit Card

BoC Pay
Accumulate spending at merchants of HK$2,100 or above via BoC Pay (No single net spending requirement)

Achievement Rewards: Banking and Investment

Successfully enroll in Travel Insurance with net premium of HK$100 or above (underwritten by Bank of China Group Insurance Company Limited (“BOCG Insurance”))
Successfully enroll in BOC life Deferred Annuity (Fixed Term) (Apply via branch channel or mobile banking) or BOC Life Deferred Annuity (Lifetime) (Underwritten by BOC Group Life Assurance Company Limited) (“BOC Life”))

Accumulated securities transaction amount reach HK$21,000 or above

Accumulated fund subscription amount reaches HK$21,000 (equivalent) or above (excluding money market funds)

Placement of RMB Flexi Time Deposit

Foreign Exchange
Accumulated foreign exchange transactions amounts reach HK$21,000 or above (or its equivalent) via Mobile Banking

Personal Loan
To enjoy extra HK$500 cash reward by using gift code「HM」to apply and drawdown BOC Express Cash Instalment Loan
Enjoy a preferential APR with ease in Tax Season Loan (not applicable to Balance Transfer)

Phase 2 Cross-Border Lucky Draw

Rewards keep coming! Complete one of the financial tasks in "Rewards on Track" each month within the Promotion Period, and you will have a chance to win the monthly lucky draw. We will send out two prizes every month for you to experience the thrilling cross-border excitement of Hong Kong, Zhuhai and Macao!

Rosewood Hong Kong 2 days 1 night accommodation for two persons with a SPA and food and beverage voucher (1 winner)
BOC Credit Card 2,100,000 Gift Points (1 winner) (can redeem 140,000 “Asia Miles” Mileage Rewards)
Round-trip luxury transportation between Zhuhai and Hong Kong, including 2 days 1 night accommodation for 2 persons at the St. Regis Zhuhai (1 winner)
BOC Credit Card 2,100,000 Gift Points (1 winner) (can redeem 140,000 “Asia Miles” Mileage Rewards)
Round-trip luxury transportation for 2 persons between Macao and Hong Kong, along with 2 days 1 night accommodation for 2 persons Studio City Macao and Waterpark tickets (1 winner)
BOC Credit Card 2,100,000 Gift Points (1 winner) (can redeem 140,000 “Asia Miles” Mileage Rewards)
Click to Learn More
More Offers

General Insurance: Enjoy 40% off premium discount for BOCG Insurance “Greater Bay Area Travel Insurance Plan”; first 50 customers can enjoy up to HK$200 coupon upon successful enrolment in “Hong Kong - Guangdong Cross Border Motor Insurance (Unilateral Recognition Extended Cover)”

Life Insurance: Enjoy up to BoC Pay HK$500 eCoupon for the first 210 customers who successfully enrolled for BOC Life Deferred Annuity (Fixed Term) (Apply via branch channel or mobile banking) or BOC Life Deferred Annuity (Lifetime)(Underwritten by BOC Group Life Assurance Company Limited) with a First Year Premium of HK$21,000 or above

Mobile Account Opening

Open a mobile account to enjoy up to 4.8% HKD fixed deposit annual interest rate


Enjoy HK$0 brokerage fee offer for the first HK Stocks, A Shares and US Stocks transaction (applicable to customers who register through Mobile Banking)


Place 3-month RMB Flexi Time Deposit via BOCHK Internet Banking, Mobile Banking with new fund of RMB10,000 or above to enjoy preferential interest rate of up to 2.1% p.a.

Foreign Exchange

Up to 20 pips discount of customers buying RMB & Up to HK$2,000 Rewards for Foreign Exchange via Mobile Banking

Terms and Conditions

Designated BOC Life Deferred Annuity Plans are underwritten by BOC Group Life Assurance Company Limited (“BOC Life”).

The Key Risks:Please note that the Qualifying Deferred Annuity Policy ("QDAP") status of this product does not necessarily mean you are eligible for tax deduction available for QDAP premiums paid. This product's QDAP status is based on the features of the product as well as certification by the IA and not the facts of your own situation. You must also meet all the eligibility requirements set out under the Inland Revenue Ordinance and any guidance issued by the Inland Revenue Department of HKSAR before you can claim these tax deductions. Any general tax information provided is for your reference only, and you should not make any tax-related decisions based on such information alone. You should always consult with a professional tax advisor if you have any doubts. Please note that the tax law, regulations or interpretations are subject to change and may affect related tax benefits including the eligibility criteria for tax deduction. BOC Life does not take any responsibility to inform you about any changes in the laws and regulations or interpretations, and how they may affect you. Further information on tax concessions applicable to QDAP may be found at the website of IA and website of Inland Revenue Department of HKSAR

Certification by the Insurance Authority:The mere fact that the Plan has been certified by IA does not mean that the premiums paid for policies under the Plan are eligible for tax deductions. Certification by IA is only an indication that the product complies with the criteria set out by IA.IA's certification is not a recommendation or endorsement of the policy nor does it guarantee the commercial merits of the policy or its performance. It does not mean the policy is suitable for all Policy Owners nor is it an endorsement of its suitability for any particular Policy Owner or class of Policy Owners. The policy has been certified by IA, but such certification does not imply an official recommendation. IA does not take any responsibility for the contents of the product brochure of the policy, makes no representation as to its accuracy or completeness, and expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the product brochure of the policy.

The Policy Owner is subject to the credit risk of BOC Life. If the Policy Owner discontinues and/or surrenders the insurance plan in the early policy years, the amount of the benefit he/she will get back may be considerably less than the amount of the premium he/she has paid. Past, current, projected and/or potential benefits and/or returns (e.g. interests) presented herein are not guaranteed and are for illustrative purposes only. The actual future amounts of benefits and/or returns may be lower than or higher than the currently quoted benefits and/or returns.

Travel Insurance and “Hong Kong - Guangdong Cross Border Motor Insurance (Unilateral Recognition Extended Cover)” are underwritten by Bank of China Group Insurance Company Limited (“BOCG Insurance”).Please refer to the policy document for the details of the insured items and coverage, provisions and exclusions.

The above products, services and offers are subject to the relevant terms and conditions. For details, please contact BOCHK’s staff. Please pay attention to the relevant terms, conditions and risks. Investment and foreign currency trading involve risks.

General terms:

Risk Disclosure: The following risk disclosure statements cannot disclose all the risks involved and does not take into account any personal circumstances unknown to BOCHK. You should undertake your own independent review and seek independent professional advice before you trade or invest especially if you are uncertain of or have not understood any aspect of the following risk disclosure statements or the nature and risks involved in trading or investment. You should carefully consider whether trading or investment is suitable in light of your own risk tolerance, financial situation, investment experience, investment objectives, investment horizon and investment knowledge.

Risk Disclosure of Securities Trading Risk of Securities Trading Monthly Stocks Savings Plan is not equivalent to, nor should it be treated as a substitute for, time deposit. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

You are reminded to understand the relevant details, risks, charges and important notes before investing in Shanghai A shares or Shenzhen A shares. For details, please read the “Important Notice of Trading China A Shares and A Shares Margin Trading via Shanghai-Hong Kong Stock Connect and Shenzhen-Hong Kong Stock Connect” in BOCHK’s website or the branch staff of BOCHK.

RMB Conversion Limitation Risk RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into HKD or other foreign currencies. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.

Important Notice of US Securities You should fully understand the details, risks, charges and important notice before invest in US securities. You should seek advice from your professional advisors as to your particular tax position, including but not limited to estate duty and withholding tax that might arise from investing in overseas products.

US securities investment services are not applicable to US persons and might only be applicable to limited jurisdiction. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.

Since the server requires regular maintenance services, the system will not be able to provide the trading, fund transfer, checking securities custody and corporate action services at the following time: Hong Kong time Saturday 11:30am – 4:30pm.

Since the server requires additional maintenance services, the system will not be able to provide the trading, fund transfer and corporate action services (enquiry function remains normal) at the following time: Hong Kong time daily 12:45pm – 2:15pm (during Standard Time in the United States - from the first Sunday in November to the second Sunday in March) or 11:45am – 1:15pm (during Daylight Saving Time in the United States - from the second Sunday in March to the first Sunday in November).

This promotion material does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.

This promotion material is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.

Reminder: To borrow or not to borrow? Borrow only if you can repay!