Terms and Conditions are issued in non-paper form copies for all Instalment Loan applied via this application channel. Physical copies of the relevant Terms and Conditions are available upon request at the branches. You can download and store the below terms and conditions in the Bank’s website within 30 days.
You may not be able to download and store such version of the information after the expiry of the specified timeframe.
For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
BOCHK understands the needs of Talent Schemes* customers like you. We offer Exclusive Personal Loan Privileges to provide you extra cash liquidity, achieve your boldest ambitions and explore new possibilities!
Product Features
As low as 1.78%9
Up to HK$4,000,000 or 18 times of monthly salary5 (whichever is lower)
Up to 100% loan amount
No documents required for existing BOC Payroll customers, a dedicated channel is provided to expedite the approval for talents
Up to 60 months repayment period, helps you repay loan at ease
+852 3711 4633
(The service hours of the above hotlines are from 9:00 a.m. to 9:00 p.m. on Mondays to Fridays, and from 9:00 a.m. to 6:00 p.m. on Saturdays, excluding public holidays)
Monthly Repayment Amount
You may choose the most suitable repayment schedule that matches with your financial needs and abilities.
*Please click here to view the BOC Express Cash Instalment Loan Fees Schedule.
Various Application Channels
Loan Application Hotline +852 2108 3688/ Dedicated Personal Loan Hotline for Talent Schemes +852 3711 4633
From 9:00 a.m. to 9:00 p.m. between Mondays and Fridays, from 9:00 a.m. to 6:00 p.m. on Saturdays, excluding public holidays
or Meet us at any BOCHK branches
