For the "Key Facts Statement (KFS) for Instalment Loan", please click here.
BoC Express Cash Instalment Loan – Tax Season Loan
Preferential Interest Rates and $0 Handling Fee,
enabling you to pay your taxes with ease！
Loan Amount
Up to HK$4,000,000
or 12 times of monthly salary
(whichever is lower)
Repayment Period
Up to 60 months
Simple Document
Tax Demand Note
not required
APR
As low as 1.6%^
e-channels# Early Bird Offer
Up to HK$500 Cash Rebate2
Payroll Service
Welcome Reward
Extra HK$200 Cash Rebate3
Selected customers* enjoy guaranteed APR (Cash rebate is not included)
| Loan Amount (HK$) |
Repayment Period: 36 months or below |
Repayment Period: 36 months above |
|---|---|---|
| Guaranteed Annualised Percentage Rate (Cash Rebate is not included)
Handling Fee Waiver |
||
| 1,000,000 or above | 1.65% | 1.98% |
| 500,000 or above to below 1,000,000 |
1.98% | 2.38% |
| Below 500,000 | 2.18% | 3.18% |
Promotion Period: until 31 December 2021+
Enquiry Hotline#：+852 2108 3688 | www.bochk.com
The above offers are subject to the relevant terms and conditions.
Reminder︰To borrow or not to borrow? Borrow only if you can repay!
^
The quoted APR of 1.6% is calculated based on a loan amount of HK$1,500,000 with repayment tenor of 24 months, monthly flat rate of 0.0079%, APR of 1.65% and an annual handling fee of 0.75% and deducted HK$700 cash rebate of e-channels and payroll service extra offer.
*
The quoted APR of 1.6% is calculated based on a loan amount of HK$1,000,000 with repayment tenor of 36 months, monthly flat rate of 0.0707%, APR of 1.65%, including an annual handling fee waiver and deducted HK$700 cash rebate of e-channels and payroll service extra offer.
+
The promotion period is from 10 October 2021 to 31 December 2021 (both dates inclusive), customers should successfully drawdown the loan on or before 31 December 2021 to be eligible to this offer.
#
Monday to Friday, 9:00 a.m. to 9:00 p.m.; Saturday, 9:00 a.m. to 6:00 p.m.; closed on public holidays.
The highest APR of this promotion is 3.18%. As an illustration, total repayment amount is HK$10,117.18 based on HK$10,000 loan amount and 12 months repayment period.
Terms and Conditions and Remarks of BOC Express Cash Instalment Loan / Balance Transfer
