What is a fund? Who manages the funds? How do investment funds work?
Watch the video to learn about funds.
All videos are dubbed in Cantonese and paired with subtitles in Traditional Chinese.
Are time deposits the only option to earn fixed income? Are there alternative products on the market that can also provide fixed income? What should you be aware of when investing in funds that pay dividends?
Watch the video for a guide to fixed income investments.
All videos are dubbed in Cantonese and paired with subtitles in Traditional Chinese.
Market volatility can be very challenging for investors and they often make bad decisions during times of market turmoil. How should investors manage market volatility?
Watch the video to learn how to deal with market fluctuations.
All videos are dubbed in Cantonese and paired with subtitles in Traditional Chinese.
Acknowledgement
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- The video is for general market commentaries, and is not intended to provide any investment advice and should not be relied upon as such. The above video and its contents shall not constitute and shall not be construed as providing any professional advice, or any offer, solicitation or recommendation to the purchase or sale of any investment products or services. The Bank does not make any representation, warranty or promise as to the accuracy, completeness or correctness of the information or opinions provided in the video, and accepts no responsibility or liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of such information or opinions. The opinions expressed by the speakers in the video are subject to changes without notice.
- Part of the information in this video is derived from third party sources. Whilst the Bank believes such information to be reliable, the Bank makes no guarantee on its accuracy and such information maybe incomplete or being extracted. All views, forecasts and estimates constitute the judgments made before the publication date, and are subject to change without further notice.
- The Bank shall not be liable to any loss or damage incurred by any person caused by direct or indirect usage of the information in this video or its content stated herein.
- All the contents in the video are provided to you for reference only and is not supposed to be edited, copied, extracted or distributed to others by any means.
- Although investment may bring profit opportunities, however each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment product may not be the same as expected by customers. Customers' fund may increase or reduce due to the purchase or sale of investment product. The loss incurred from investment maybe the same or greater than initial investment amount, proceeds may also change accordingly. Part of the investment may not be able to liquidate immediately under certain market situation.
- Past performance is not indicative of future performance.
- Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. For the nature and risks involved of individual investment products, please refer to the relevant offering documents for details. For the nature and risk disclosures of individual investment products, you should read carefully the relevant offering documents for details. If any doubt, you should seek independent professional advice before placing orders.
- The investment decision is yours but you should not invest in any investment product unless the intermediary who sells such investment product to you has explained to you that such product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- Foreign currencies / RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currencies / RMB may result in losses in the event that the customer converts the foreign currencies / RMB into HKD or other foreign currencies.
- RMB Conversion Limitation Risk (Only applicable to Individual Customers)- RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
- RMB Conversion Limitation Risk (Only applicable to Corporate Customers)- RMB is currently not fully freely convertible. Corporate customers that intend to conduct conversion of RMB through banks may occasionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customers should consider and understand the possible impact on their liquidity of RMB funds in advance.
- The contents of this video have not been reviewed by the Securities and Futures Commission of Hong Kong.
