New One-Stop Cross-Border Personal and Business Financial Solutions
Empower both Personal and Corporate Growth
Deeply integrating corporate banking and personal wealth management, we provide comprehensive financial solutions that support you in seizing go-global business opportunities and empower you to build business success and personal wealth together.
Experience now
Offering you exclusive experiences from providing wealth management, updating market information, and delivering investment services
Wealth Management Priority Counter Services and Exclusive Privileges
  • One-year waiver of the Total Relationship Balance requirement for Wealth Management
  • Priority counter services at all BOCHK branches and approximately 80 dedicated Wealth Management Centres
  • Reservation service for VIP Boxes at Happy Valley and Sha Tin Racecourses
  • Terms and conditions
Mortgage and Loan Service
Offer diverse mortgage solutions and professional, comprehensive services
  • Exclusive green mortgage fast-track and pre-approval services
  • Customers who successfully apply for a mortgage together with a BOCHK Payroll Account, can enjoy up to HK$3,000 extra cash rewards
    Terms and conditions
BOC Express Cash Instalment Loan
Exclusive loan offers for talent scheme customers in Hong Kong
  • BOC Express Cash Instalment Loan Double Rewards Cash Rebate: New personal loan customers enjoy exclusive cash rebate and welcome offer, with an APR as low as 1.50%. Apply for and drawdown the loan using reference code "3H" to get an additional cash rebate of up to HK$5,000.
    Terms and conditions
New Securities Account Opening Offer
One-stop securities investment platform to help you seize opportunities in two stock markets
  • Successfully open a new securities account and receive 10 units of the Tracker Fund of Hong Kong (Stock Code: 2800.HK), with a total value of HK$241.6** (Quota: 3,000 customers)
  • For the first six months upon opening a new securities account successfully, customers will enjoy $0 brokerage fees, $0 transaction charges and $0 safe custody fees when trading Hong Kong and US stocks through designated trading channels.
    Terms and conditions
**The stock value is calculated based on the closing price on the Hong Kong Stock Exchange on 22 June 2026 (HK$24.16) and is for reference only
For more information on the Exclusive Offers on Personal Banking Services, please click here

Useful Information

Apply Now
Wealth Management Service Hotline
Contact us
+852 3988 2888
Foreign currency investments are subject to risk and exchange rate fluctuations.
Investment involves risks.
Reminder : To borrow or not to borrow? Borrow only if you can repay!
BOCHK Business Integrated Banking Account is a one-stop platform for managing payroll and various financial needs, supporting your business development at different stages
Online account-opening offers for Business Integrated Account*
Upon successful online application and account opening of a BOCHK Business Integrated Account, you can enjoy the following offers:
  • Account application fee waiver (original HK$1,200)
  • Payroll instruction fee waiver for the first year
  • Half-price for telegraphic transfer handling fee for a stipulated period after account opening
  • Up to 60 pips of currency exchange discount
  • Applicants under Top Talent Pass Scheme (TTPS) and Quality Migrant Admission Scheme (QMAS) who submit an online account application using the designated promotion code 'TTPS28' (for TTPS) or 'QMAS28' (for QMAS) will have their applications processed with priority through the express lane for account opening, which the documentation requirement will also be simplified. They will also enjoy monthly service fee waiver of the Business Integrated Account for the first year^
  • * Online account opening offers for Business Integrated Account are subject to terms and conditions.
  • ^ Click here to learn more about the online account opening offers for applicants under TTPS and QMAS.
Fund Subscription
Offer you a wide selection of funds, assisting you in managing your funds flexibly
  • New Funds customers enjoy 0% subscription fee on first funds transaction, with a cap of Subscription Fee Reduction up to HK$10,000
  • This offer is available through branch channels
    Terms and conditions
Corporate Loan
Flexible SME loans for financing needs
Savings Deposits
Flexibly use your funds and easily manage your money
  • Upon successful account opening, you can enjoy an interest rate of up to 3.2% per annum
    Terms and conditions
Commercial Insurance
Offer SME full protection, allowing you to focus on expanding your business hassle-free
For more information on the Exclusive Offers on Cross-Border Business, please click here

Useful Information

Things To Know
Apply Now
Corporate Customer Service Hotline
Contact us
+852 3988 2288
Foreign currency investments are subject to risk and exchange rate fluctuations.
Investment involves risks.
Reminder : To borrow or not to borrow? Borrow only if you can repay!
The above products, services and offers are subject to terms and conditions.
Welcome Offers
Online Enquiry
Online Enquiry
This page does not constitute any offer, solicitation, recommendation, comment or guarantee to the purchase, subscription or sale of any investment product or service and it should not be considered as investment advice.
This page is issued by BOCHK and the contents have not been reviewed by the Securities and Futures Commission of Hong Kong.
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