Total Relationship Balance Growth Reward(1)
up to HK$3,800
Customers who take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi
Customers who take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi :
| Total Relationship Balance Growth Amount Comparing to the next month’s Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of June 2021 |
Total Relationship Balance Reward |
|---|---|
| BOC Credit Card Free Spending Credit | |
| HK$5,000,000 - below HK$8,000,000 | HK$3,800 |
| HK$3,000,000 - below HK$5,000,000 | HK$1,800 |
| HK$1,000,000 - below HK$3,000,000 | HK$700 |
Payroll Service Rewards(2)
Up to HK$500 & first year unlimited / 12-month brokerage fee offer
Enjoy Up to HK$500 & first year unlimited / 12-month brokerage fee offer upon successful registration and use of BOCHK Payroll Service.
| Payroll Service Rewards^ | ||
|---|---|---|
| Welcome Reward | New Customer Mobile Account Opening Extra Reward and Extra Online Registration Reward | Securities Rewards |
| BOC Credit Card Free Spending Credit | ||
| Up to HK$300 | Up to HK$200+ |
First year unlimited $0 brokerage fee offer (New Securities Account) 12-month brokerage fee fee offer as low as $0 (Existing Securities Account) |
^ Payroll Service Promotion should：1. set BOCHK account as 
Default Account; or 2. register BoC Pay 
by binding BOCHK Smart Account or BOC Dual Currency Credit Card.
+ Offer excludes mobile “QR Account Opening” at branch.
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3)(Customers should have registered to use the e-Statements / e-Advices of investment products).
- Enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii (11)。
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv (11)。
* Assuming that the customer fulfills the above-mentioned requirements and submits a new fund-in amount of HK$13,000,000. The amount of rewards received by the customer may vary depending on the customer’s actual new fund-in amount and investment strategies. Designated products include but are not limited to Funds, Equity Linked Investment Products, Hong Kong stock deposits or China A shares. Please refer to the Other Rewards section for relevant offers and details.
Newly take up or upgrade to Wealth Management service can enjoy
“Preferential RMB Time Deposit”(4)
Preferential interest rate of up to 10% p.a. & 20 pips exchange offer for buying RMB(4)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the following preferential deposit interest rates (p.a.) and exchange offer:
| Tenor | Preferential RMB time deposit interest rate (p.a.) |
|---|---|
| 7-day | 10% |
| 1-month | 3.8% |
| Exchange Offer | |
| 20 pips (only applicable to customers buying RMB) | |
Foreign Currency Exchange(11)
- Newly take up or upgrade to Wealth Management service customers who conduct FX trading via Internet or Mobile Banking, can enjoy up to HK$1,888 exclusive FX reward(5).
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy HK$100 rewardv.
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountvi.
- Exclusive offer for Payroll Service customers: enjoy HK$100 rewards for foreign exchange via Mobile Banking(6).
Preferential FX Time Deposit(11)
Enjoy preferential FX time deposit interest rates when customers open a 7-day Preferential FX Time Deposit with conversion from HKD to a designated foreign currencyvii.
Life Insurance(11) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 8%viii off for your first year premium when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionix. You may also enjoy the first year premium discount from other designated life insurance plan.
- Privilege for Payroll customers: Upon successful enrolment designated life insurance plan, you may enjoy up to 7% first year premium discount(7).
- Customers completed the “Financial Needs Analysis” at any branch will receive a gift "OMRON EAR THERMOMETER". (Gifts are limited and available on a first-come-first-serve basis while stocks last.)(8).
General Insurance(9),(10) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(9)d and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 16 June 2021 to 15 December 2021 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(3)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(11)
- Wealth Management customers can enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii.
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)x.
*Refer to Extra Fund Subscription Fee Reduction with New Fund and Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities(11)
- Open new securities account to enjoy first 6-month unlimited $0 brokerage fee offer for buying Hong Kong stocks, China A sharesxi or US stocksxii.
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv.
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600xiii. Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(11)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period, and drawing the mortgage loan successfully, plus completing any 2 designated transactionsxiv.
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 BOC Credit Card Free Spending Credit reward of mortgage servicexv.
Promotion period: From now till 30 September 2021 (Drawdown the mortgage loan on or before 31 January 2022).
Loans(11)
- Wealth Management customers are eligible to enjoy exclusive preferential interest rates with online application, approval and drawdown on personal Loan. Please contact BOCHK staff for details on promotional offers and terms and conditions.
Credit Card(11)
- New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$600 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xvi.
BoC Pay(11)
- Welcome Rewards^: First bind and conduct a transaction via BoC Pay within the same month of the first binding to enjoy up to HK$20 Welcome Rewardsxvii.
- Offset Spending with Gift Points: Offset spending with your Gift Points via BoC Pay at over 50,000 spots and 20% off (200 Points = HK$1) on every day if you've held your credit cards for 11 years or more! Further, on Mondays, designated festive days/ special days+, enjoy extra 20% off (160 Points = HK$1)!
- Sharing is Rewarding: Enjoy a HK$20 Reward for every successful referral of BoC Pay registration / binding. The more you refer, the more rewards you enjoy!
^ Promotion date of BoC Pay Welcome Rewards: From now till 31 July 2021
+ Applicable to designated dates on or before 31 December, 2021. For details, please visit the promotion page in BoC Pay.
Foreign Currency Exchange(11)
- Newly take up or upgrade to Wealth Management service customers who conduct FX trading via Internet or Mobile Banking, can enjoy up to HK$1,888 exclusive FX reward(5).
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy HK$100 rewardv.
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountvi.
- Exclusive offer for Payroll Service customers: enjoy HK$100 rewards for foreign exchange via Mobile Banking(6).
Preferential FX Time Deposit(11)
Enjoy preferential FX time deposit interest rates when customers open a 7-day Preferential FX Time Deposit with conversion from HKD to a designated foreign currencyvii.
Life Insurance(11) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 8%viii off for your first year premium when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionix. You may also enjoy the first year premium discount from other designated life insurance plan.
- Privilege for Payroll customers: Upon successful enrolment designated life insurance plan, you may enjoy up to 7% first year premium discount(7).
- Customers completed the “Financial Needs Analysis” at any branch will receive a gift "OMRON EAR THERMOMETER". (Gifts are limited and available on a first-come-first-serve basis while stocks last.)(8).
General Insurance(9),(10) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(9)d and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 16 June 2021 to 15 December 2021 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(3)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(11)
- Wealth Management customers can enjoy an extra fund subscription fee reduction of HK$500 for subscribing HK$500,000 or more (or an equivalent amount in foreign currencies) in new funds to an investment fundiii.
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)x.
*Refer to Extra Fund Subscription Fee Reduction with New Fund and Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities(11)
- Open new securities account to enjoy first 6-month unlimited $0 brokerage fee offer for buying Hong Kong stocks, China A sharesxi or US stocksxii.
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Creditiv.
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600xiii. Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(11)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period, and drawing the mortgage loan successfully, plus completing any 2 designated transactionsxiv.
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 BOC Credit Card Free Spending Credit reward of mortgage servicexv.
Promotion period: From now till 30 September 2021 (Drawdown the mortgage loan on or before 31 January 2022).
Loans(11)
- Wealth Management customers are eligible to enjoy exclusive preferential interest rates with online application, approval and drawdown on personal Loan. Please contact BOCHK staff for details on promotional offers and terms and conditions.
Credit Card(11)
- New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$600 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xvi.
BoC Pay(11)
- Welcome Rewards^: First bind and conduct a transaction via BoC Pay within the same month of the first binding to enjoy up to HK$20 Welcome Rewardsxvii.
- Offset Spending with Gift Points: Offset spending with your Gift Points via BoC Pay at over 50,000 spots and 20% off (200 Points = HK$1) on every day if you've held your credit cards for 11 years or more! Further, on Mondays, designated festive days/ special days+, enjoy extra 20% off (160 Points = HK$1)!
- Sharing is Rewarding: Enjoy a HK$20 Reward for every successful referral of BoC Pay registration / binding. The more you refer, the more rewards you enjoy!
^ Promotion date of BoC Pay Welcome Rewards: From now till 31 July 2021
+ Applicable to designated dates on or before 31 December, 2021. For details, please visit the promotion page in BoC Pay.
Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. Please refer to relevant promotion materials or branch staff for details.
