Fund
BOCHK Fund Investment Services offer you a wide selection of fund, assisting you to flexibly manage your fund portfolio and to capture higher potential returns. How to start your Fund Investment?
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Step 1: Stay on Top of Market Trends
Understanding the market trend is a pre-requisite for making wise investment decision. BOCHK provides you with the market insights and analysis from fund managers and financial experts, helping you keep abreast of global market trends.
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Step 2: Recognise Investment Risk Profile
To understand personal investment risk profile is an essential step in wise investment. Before making investment decisions, you should consider your own risk acceptance ability, financial situation, investment objectives and experience, etc, so as to select suitable investment products.
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Step 3: Search Fund Which Suits Your Needs
BOCHK partners with over 35 fund houses and offers more than 900 open-ended funds, covering equity funds, bond funds and balanced funds etc with various currencies and dividend distribution classes for your selection, which provides you with investment opportunities in different regions, industries and asset classes that best suit your financial needs.
You can start your investment plan by subscribing funds with as low as HK$1,000 in a lump sum; or by making a fixed amount of contribution regularly via "Monthly Funds Savings Plan" which will minimise the short term volatility impact of the market while helping you seize the potential growth of fund in the long run and leverage on the advantage of "Dollar Cost Averaging"
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Step 4: Transact via Convenient Channels
You may conduct fund subscription, switching and redemption at BOCHK's branches with "Investment Zone" or through BOCHK's Internet Banking or Mobile Banking.
You can also view your fund portfolio, transactions, dividend distribution records, profit and loss status of individual fund and overall performance of your fund portfolio via BOCHK’s Internet Banking, Mobile Banking and monthly statement, assisting you to manage your investment with ease.
The fund subscription fee are as follows:
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Channels |
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Fund subscription fee rate |
Branches (Lump sum subscription / Cross fund house switching) |
Internet Banking and Mobile Banking (Lump sum subscription) |
| Private Wealth | 1.90% | 1.50% |
Wealth Management |
2.00% |
1.60% |
Enrich |
2.40% |
2.00% |
Other customers |
2.60% |
2.20% |
This offer is valid from 1 July to 31 December 2024. The offer is not applicable to 1) money market funds, 2) funds switching within the same fund house, 3) Cross fund house switching conducted via Internet Banking and Mobile Banking and 4) subscription via Monthly Funds Savings Plan. Switching fee for funds switching within the same fund house is 1%. For cross fund house switching conducted via Internet Banking and Mobile Banking, fee discounts will be offered according to subscription fee of the funds, for funds with subscription fee of 4.5% or above: deduct 3%; for funds with subscription fee below 4.5%: deduct 1%. Offer is subjected to other conditions. Offer is subjected to other conditions. For details, please call our Personal Customer Service Hotline at +852 3988 2388 or visit any of our branches.
Important Notes
The following Risk Disclosure Statement may not disclose all the risks involved. You should undertake your own research and study before you trade or invest. You should carefully consider whether trading or investment is suitable in light of your own financial position and investment objectives.
Risk Disclosure Statement
The above information is for reference only. This webpage does not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any investment products or services. The investment products or services mentioned in this webpage are not equivalent to, nor should it be treated as a substitute for, time deposit. Although investment may bring profit opportunities, each investment product or service involves potential risks. Due to dynamic changes in the market, the price movement and volatility of investment products may not be the same as expected by you. Your fund may increase or reduce due to the purchase or sale of investment products. The value of investment funds may go up as well as down and the investment funds may become valueless. Therefore, you may not receive any return from investment funds. Part of your investment may not be able to liquidate immediately under certain market situation. The investment decision is yours but you should not invest in these products unless the intermediary who sells them to you has explained to you that these products are suitable for you having regard to your financial situation, investment experience and investment objectives. Before making any investment decisions, you should consider your own financial situation, investment objectives and experiences, risk acceptance and ability to understand the nature and risks of the relevant product. Investment involves risks. Please refer to the relevant fund offering documents for further details including risk factors. If you have any inquiries on this Risk Disclosure Statement or the nature and risks involved in trading or funds etc, you should seek advice from independent financial adviser.
This webpage is issued by Bank of China (Hong Kong) Limited. The contents of this webpage have not been reviewed by the Securities and Futures Commission in Hong Kong.
