Total Relationship Balance Growth Reward(1)
up to HK$5,888
Customers who take up or upgrade to BOCHK Wealth Management serviceii during the promotion periodi
Customers who take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi :
| Total Relationship Balance Growth Amount Comparing to the next month’s Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of December 2021 |
Total Relationship Balance Reward |
|---|---|
| BOC Credit Card Free Spending Credit | |
| HK$5,000,000 - below HK$8,000,000 | HK$5,888 |
| HK$3,000,000 - below HK$5,000,000 | HK$1,800 |
| HK$1,000,000 - below HK$3,000,000 | HK$1,000 |
Customers at the age of 11 to 17 who newly take up i-Free Banking service or Integrated Account customers who newly open “Kiddie Sky Savings Account” for their children below the age of 11, and deposit HK$1,000 or above and maintain the amount in the next month after successful designated account opening are eligible for Lucky Money Reward of HK$100.
| Father/mother/guardian of children below the age of 11 (“Eligible Kiddie Sky Lucky Money Customer”) |
Customers from the age of 11 to 17 (“Eligible i-Free Banking Service Lucky Money Customer”) |
|---|---|
| Open “Kiddie Sky Savings Account” for their children below the age of 11 | Open i-Free Banking service |
| Deposit HK$1,000 or above and maintain the amount in the next month after successful designated account opening | |
| Lucky Money Reward | |
| HK$100 | |
Eligible Kiddie Sky Lucky Money Customers who have taken up Integrated Banking Services, newly open “Kiddie Sky Savings Account” for their children below the age of 11 during the Promotion Period and place a 6-month “Kiddie Sky Preferential Time Deposit” with new funds via branches of BOCHK, can enjoy the following preferential deposit interest rates (p.a.):
| Currency | 6-month Preferential Time Deposit Interest Rate (p.a.) |
|---|---|
| HKD | 0.6% |
| USD | 0.6% |
| RMB | 2.6% |
Exclusive Rewards for Payroll Customers(4)
Enjoy up to HK$2,000 Exclusive Rewards and
6-month $0 Brokerage Fee offer and so on upon successful registration and use of Payroll Service!
Enjoy up to HK$2000 Exclusive Rewards and 6-month $0 Brokerage Fee offer and so on upon successful registration and use of Payroll Service!
| Payroll Welcome Rewards | ||
|---|---|---|
| Securities Brokerage Fee Offer | Exclusive Rewards | Monthly Savings Plan Privileges |
| 6-month unlimited $0 brokerage fee offer# for New/Existing Securities Account | Up to HK$1,500 Exclusive FX reward via Mobile Banking HK$500 Mortgage Service Extra Reward+(15) |
Transaction fee reduction for Monthly Stocks Savings Plan##(14) 0.01% subscription fee offer for Monthly Funds Savings Plan^(15) |
- # New Securities Account can enjoy first 6 months $0 brokerage fee. Existing Securities Account can enjoy $0 brokerage fee from 1 April 2022 to 30 September 2022.
- + Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Integrated Account Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage service.
- ## Apply to newly set up Monthly Stocks Savings Plan.
- ^This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK Branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000).
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(5)(Customers should have registered to use the e-Statements / e-Advices of investment products).
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Credit(13)。
* Assuming that the customer fulfills the above-mentioned requirements and submits a new fund-in amount of HK$13,000,000. The amount of rewards received by the customer may vary depending on the customer’s actual new fund-in amount and investment strategies. Designated products include but are not limited to Funds, Equity Linked Investment Products, Hong Kong stock deposits or China A shares. Please refer to the Other Rewards section for relevant offers and details.
Newly take up or upgrade to Wealth Management service can enjoy
"Preferential RMB Time Deposit"(6)
Preferential interest rate of up to 11% p.a. & 20 pips exchange offer for buying RMB(6)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the following preferential deposit interest rates (p.a.) and exchange offer:
| Tenor | Preferential RMB time deposit interest rate (p.a.) |
|---|---|
| 7-day | 11% |
| 1-month | 3.8% |
| Exchange Offer | |
| 20 pips (only applicable to customers buying RMB) | |
Wealth Management Visa Infinite Card Welcome Offer
up to HK$900 Cash Rebate(15)
Get Wealth Management Visa Infinite Card to earn 10X Points on gourmet dining all over town every day.
Foreign Currency Exchange(15)
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy up to HK $1,111 rewardiii(7).
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountiv.
- Exclusive offer for new Payroll Service customers: enjoy total up to HK$1,500 rewards for foreign exchange via Mobile Banking4(d).
Preferential RMB and FX Time Deposit(15)
Simply by placing a 7-day / 1-month Preferential RMB and FX (including AUD, NZD, GBP, CAD and USD) Time Deposit with conversion of funds, you can enjoy preferential time deposit interest rates.v
Life Insurance underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 20% off for your first year premiumvi when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionvii. You may also enjoy the first year premium discount from other designated life insurance plan.(8)
- During the promotion period, the Wealth Management customers completed the “Financial Needs Analysis” at any branch will receive a gift “24K gold plated Tiger ornament” or “shopping coupon”. (Gifts are limited and available on a first-come-first-serve basis while stocks last.(9)
General Insurance(10),(11) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(10)d and up to HK$150 shopping coupon(10)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(11)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 28 December 2021 to 22 June 2022 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(5)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(5) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(15)
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)viii.
*Refer to Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities
- New securities customers enjoy first 3-month unlimited $0 brokerage fee offer for buying and selling Hong Kong stocks, China A shares(12)a or US stocks(12)b
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Credit(13).
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600(14). Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(15)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period; and if such loan offer is accepted by signing off the Offer Letter, plus completing any 3 designated transactionsix.
Promotion period: From now till 31 March 2022 ( loan offer acceptance date: on or before 31 May 2022).
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 extra Cash Reward of mortgage servicex.
Promotion period: From now till 31 March 2022 ( loan drawdown date: on or before 31 July 2022).
BOC Express Cash Instalment Loan – Tax Season Loan(15)
Wealth Management customers enjoy BOC Express Cash Instalment Loan – Tax Season Loan exclusive offer with Annualised Percentage Rate as low as 1.25% xi and Handling Fee Waiver*, Loan amount up to HK$4,000,000 or 12 times of your monthly salary (whichever is lower) and repayment period up to 60 months.
(Promotion Period : 1 January 2022 to 31 January 2022)
*This offer is only applicable to Wealth Management customers only, the records of the Bank of China Hong Kong system shall prevail.
Credit Card(15)
New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$900 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xii.
BoC Pay(15)
Offset Spending with Gift Points: 250 points = HK$1^
If you’ve held your cards for 11 years or more to enjoy extra 20% off (200 points – HK$1)!
^ Please refer to BoC Pay or visit www.bochk.com/cc/b/points_e for details.
Foreign Currency Exchange(15)
- Customers who conduct foreign exchange transactions via Mobile Banking can enjoy up to HK $1,111 rewardiii(7).
- Customers who conduct designate foreign exchange transactions can enjoy up to 60 pips exchange discountiv.
- Exclusive offer for new Payroll Service customers: enjoy total up to HK$1,500 rewards for foreign exchange via Mobile Banking4(d).
Preferential RMB and FX Time Deposit(15)
Simply by placing a 7-day / 1-month Preferential RMB and FX (including AUD, NZD, GBP, CAD and USD) Time Deposit with conversion of funds, you can enjoy preferential time deposit interest rates.v
Life Insurance underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 20% off for your first year premiumvi when customers enroll successfully in a qualifying deferred annuity plan that may also provide a tax deductionvii. You may also enjoy the first year premium discount from other designated life insurance plan.(8)
- During the promotion period, the Wealth Management customers completed the “Financial Needs Analysis” at any branch will receive a gift “24K gold plated Tiger ornament” or “shopping coupon”. (Gifts are limited and available on a first-come-first-serve basis while stocks last.(9)
General Insurance(10),(11) underwritten by Bank of China Group Insurance Company Limited ("BOCG Insurance")
- Customers can enjoy up to 15% discount off for the first year premium(10)d and up to HK$150 shopping coupon(10)f upon successful enrolment via a designated online channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(11)e upon successful enrolment via designated channels for the BOC Standard Voluntary Health Insurance Scheme Certified Plan or the BOC Flexi Voluntary Health Insurance Scheme Certified Plan.
Promotion Period: 28 December 2021 to 22 June 2022 (both dates inclusive).
Offers are subject to terms and conditions. Details please refer to relevant promotion materials or contact BOCHK staff.
Fund/ Equity Linked Investment Products(5)
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(5) (Customers should have registered to use the e-Statements / e-Advices of investment products).
Other Fund Promotion Offers*(15)
- Enjoy 0.01% subscription fee upon setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000)viii.
*Refer to Monthly Funds Savings Plan 0.01% Subscription fee offer.
Securities
- New securities customers enjoy first 3-month unlimited $0 brokerage fee offer for buying and selling Hong Kong stocks, China A shares(12)a or US stocks(12)b
- Deposit Hong Kong stocks or China A shares to enjoy up to HK$4,000 BOC Credit Card Free Spending Credit(13).
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600(14). Flexibility to settle contribution payment by BOC Credit Card to earn Credit Card gift points.
Mortgage(15)
- Customer can enjoy a preferential interest rate, cash rebate and extra HK$500 supermarket e-Coupon by applying for a residential mortgage loan via digital channels during the promotion period; and if such loan offer is accepted by signing off the Offer Letter, plus completing any 3 designated transactionsix.
Promotion period: From now till 31 March 2022 ( loan offer acceptance date: on or before 31 May 2022).
- Customers who successfully apply for BOCHK Mortgage Loan, Payroll and use the Wealth Management Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy extra HK$500 extra Cash Reward of mortgage servicex.
Promotion period: From now till 31 March 2022 ( loan drawdown date: on or before 31 July 2022).
BOC Express Cash Instalment Loan – Tax Season Loan(15)
Wealth Management customers enjoy BOC Express Cash Instalment Loan – Tax Season Loan exclusive offer with Annualised Percentage Rate as low as 1.25% xi and Handling Fee Waiver*, Loan amount up to HK$4,000,000 or 12 times of your monthly salary (whichever is lower) and repayment period up to 60 months.
(Promotion Period : 1 January 2022 to 31 January 2022)
*This offer is only applicable to Wealth Management customers only, the records of the Bank of China Hong Kong system shall prevail.
Credit Card(15)
New customers who apply successfully for a Wealth Management Visa Infinite Card or a BOC Dual Currency Card will be entitled to Welcome Offer of up to HK$900 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xii.
BoC Pay(15)
Offset Spending with Gift Points: 250 points = HK$1^
If you’ve held your cards for 11 years or more to enjoy extra 20% off (200 points – HK$1)!
^ Please refer to BoC Pay or visit www.bochk.com/cc/b/points_e for details.
Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Apply Wealth Management Visa Infinite Card
Login online or mobile banking or contact your relationship manager.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. Please refer to relevant promotion materials or branch staff for details.
