Total Relationship Balance Growth Reward(1)
up to HK$3,800
Customers who newly take up or upgrade to BOCHK Wealth Management serviceii during the promotion periodi
Customers who newly take up or upgrade to BOCHK Wealth Management Banking serviceii during the promotion periodi :
| Total Relationship Balance Growth Amount Comparing to the next month's Total Relationship Balance after the successful account opening or upgrading month to the Total Relationship Balance of June 2022 |
Total Relationship Balance Reward |
|---|---|
| BOC Credit Card Free Spending Credit | |
| HK$12,800,000 - below HK$8,000,000 | HK$3,800 |
| HK$3,000,000 - below HK$12,800,000 | HK$1,800 |
| HK$1,000,000 - below HK$3,000,000 | HK$700 |
Welcome Rewards for Payroll Customers(2)
Enjoy up to HK$12,800 Exclusive Rewards(2) and
6-month $0 Brokerage Fee offer and so on upon successful registration and use of Payroll Service!
Enjoy up to HK$12,800 Exclusive Rewards(2) and 6-month $0 Brokerage Fee offer and so on upon successful registration and use of Payroll Service!
| Payroll Welcome Rewards | ||
|---|---|---|
| Securities Brokerage Fee Offer | Exclusive Rewards | Monthly Savings Plan Privileges |
| 6-month $0 brokerage fee offer for unlimited buying and selling New/Existing Securities Account#,(2d)(2e) |
New Payroll Customer Exclusive BOC Express Cash APR as low as 1.68%xi with up to HK$10,000 Cash Rebate^^,(2f) Up to HK$1,000 Mortgage Service+ Reward(13a)(13b) Up to HK$1,800(2b) Reward of Foreign Currency Exchange and HK$200 of Foreign Exchange Welcome Rewards(6),iii |
Transaction fee reduction for Monthly Stocks Savings Plan##,(12a) 0.01% subscription fee offer for Monthly Funds Savings Plan^,(2c) |
- # New Securities Account can enjoy first 6 months $0 brokerage fee. Existing Securities Account can enjoy $0 brokerage fee from 1 October 2022 to 31 March 2023.
- +“Private Wealth”/“Wealth Management” customers who successfully apply for BOCHK Mortgage Loan, Payroll and take up the Integrated Account Service during the promotion period; and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”), can enjoy HK$500 extra Cash Reward of mortgage service and also successfully apply for BOCHK Mortgage Loan via “Instant Mortgage Application” Service of BOCHK “Home Expert” Mobile APP or BOCHK Website, bind their BoC Pay with BOC UnionPay Credit Card issued in Hong Kong bearing the BOC logo and/or Smart Account and/or Payment Account for receiving BoC Pay merchant e-Coupons, and complete designated items, can enjoy extra HK$500 e-Coupons reward.
- ## Apply to newly set up Monthly Stocks Savings Plan.
- ^This offer is only applicable for setting up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK Branches (except for Fidelity Investment Funds, and the maximum monthly contribution amount is HK$50,000).
- ^^ Exclusive BOC Express Cash Instalment Loan Reward for new Payroll Customer is only applicable to personal account with the fulfillment of designated terms and conditions of Payroll Service. For details, please refer to Payroll Service Terms and Conditions.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
- Fund subscription fee reduction and cash reward of subscribing Equity Linked Investment Products up to HK20,000(3a)(Customers should have registered to use the e-Statements / e-Advices of investment products).
- Up to HK$10,000 rebate of "Fund Transfer-In" Offer(3c).
* Assuming that the customer fulfills the above-mentioned requirements and submits a new fund-in amount of HK$12,000,000. The amount of rewards received by the customer may vary depending on the customer's actual new fund-in amount and investment strategies. Designated products include but are not limited to Funds, Equity Linked Investment Products, Hong Kong stock deposits or China A shares. Please refer to the Other Rewards section for relevant offers and details.
Newly take up and upgrade to Wealth Management service can enjoy
"Preferential RMB Time Deposit"(4)
Preferential interest rate of up to 11% p.a. & 20 pips exchange offer for buying RMB
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the following preferential deposit interest rates (p.a.) and exchange offer:
The above offer is limited, first come first served and available while quota lasts.
| Tenor | Preferential RMB time deposit interest rate (p.a.) |
|---|---|
| 7-day | 11% |
| 1-month | 3.8% |
| Exchange Offer | |
| 20 pips (only applicable to customers buying RMB) | |
Wealth Management Visa Infinite Card Welcome Offer
up to HK$900 Cash Rebate(14a)
Get Wealth Management Visa Infinite Card to earn 10X Points (equivalent to 4% Cash Rebate) on gourmet dining all over town every day.
Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$1,300 reward(5),iv.
- Integrated Banking Service customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountv.
- Up to HK$1,800 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers(2b).
Preferential RMB Time Deposit and RMB Exchange Offer(4)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.) and exchange offervi
Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 20% off for your first year premium(7),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deductionviii. You may also enjoy the first year premium discount from other designated life insurance plan and please contact BOCHK branch staff for details.
- During the promotion period, the Wealth Management customers completed the “Financial Needs Analysis” at any branch will receive a gift “24K gold plated Golden ornament” or “shopping coupon”(8). (Gifts are limited and available on a first-come-first-serve basis while stocks last.
General Insurance(9),(10)- underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Wealth Management customers can enjoy up to 15% discount off (9)d for the first year premium and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the “BOC Standard Voluntary Health Insurance Scheme Certified Plan” or the “BOC Flexi Voluntary Health Insurance Scheme Certified Plan”.
Promotion Period: 28 June 2022 to 12 December 2022 (both dates inclusive).
Fund / Equity Linked Investment Products / Third Party Structured Note linked to Equity / Bond (3)
- Fund subscription fee reduction* and cash reward of subscribing Equity Linked Investment Products / Third Party Structured Note linked to Equity / Bonds up to HK$20,000(3a) (Customers should have registered to use the e-Statements / e-Advices of investment products.)
- New Funds customers can enjoy 0% fund subscription fee(3b) of the first investment fund subscription made via BOCHK Mobile Banking, “Smart Invest”, or Internet Banking or branches. The cap of eligible investment fund subscription amount of Wealth Management customers is HK$1,000,000
Other Fund Promotion Offers
- Selling up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK Branches, can enjoy 0.01% Subscription fee offer(2c) (except for Fidelity Investment Funds, and the maximum monthly contribution amount if HK$50,000).
*Up to HK$20,000 Fund Subscription Fee Reduction for existing Funds customers, customers who have investment fund holdings or made transactions between 1 July 2021 to 30 June 2022.
Securities(11)
- New Securities customers can enjoy the first 3-month unlimited $0 brokerage offer for buying and selling Hong Kong stocks, China A shares(11a) or US stocks(11b).
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600(12a). Flexibility to settle the contribution payment by BOC Credit Card to earn Credit Card gift points(12b) .
- HK$0 brokerage fee offer for selling odd lots(12c).
- New to payroll customers enjoy first 6-month $0 brokerage fee offer for buying and selling Hong Kong stocks / China A shares(2d),(2e)
Mortgage(13)
- Customers apply loan of Residential Property via digital application, bind their BoC Pay with BOC UnionPay Credit Card issued in Hong Kong bearing the BOC logo and/or Smart Account and/or Payment Account (“BoC Pay”) for receiving BoC Pay merchant e-Coupons, plus complete any 2 of the following itemsix, can enjoy the preferential interest rate and HK$500 BoC Pay Merchant e-Coupons in total(13a) .
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 January 2023).
- Wealth Management Customers successfully apply for BOCHK Mortgage Loan and Payroll Service during the promotion period, and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”) on or before 31 January 2023, can enjoy up to HK$500 extra Cash Rewardx of Mortgage Service.
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 January 2023).
Loan(2f)
New to payroll customers enjoy BOC Express Cash Annualized Percentage Rate as low as 1.68%xi and up to HK$10,000 cash rebate(2f)
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 October 2022).
Credit Card(14)
New customers who apply successfully for a Wealth Management Visa Infinite Card(14a) will be entitled to Welcome Offer of up to HK$900 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xii.
Foreign Currency Exchange
- Conduct foreign exchange transactions via Mobile Banking can enjoy up to HK$1,300 reward(5),iv.
- Integrated Banking Service customers who conduct designated foreign exchange transactions can enjoy up to 60 pips exchange discountv.
- Up to HK$1,800 exclusive rewards of Foreign Exchange via Mobile Banking for new to payroll customers(2b).
Preferential RMB Time Deposit and RMB Exchange Offer(4)
Place a time deposit -“Preferential RMB Time Deposit” with conversion of funds of Equivalent HK$50,000 or above can enjoy the preferential deposit interest rates (p.a.) and exchange offervi
Life Insurance – underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Enjoy a discount of up to 20% off for your first year premium(7),vii when customers enroll in BOC Life Deferred Annuity (Lifetime) underwritten by BOC Group Life Assurance Company Limited (“BOC Life”) that may also provide a tax deductionviii. You may also enjoy the first year premium discount from other designated life insurance plan and please contact BOCHK branch staff for details.
- During the promotion period, the Wealth Management customers completed the “Financial Needs Analysis” at any branch will receive a gift “24K gold plated Golden ornament” or “shopping coupon”(8). (Gifts are limited and available on a first-come-first-serve basis while stocks last.
General Insurance(9),(10)- underwritten by BOC Group Life Assurance Company Limited (“BOC Life”)
- Wealth Management customers can enjoy up to 15% discount off (9)d for the first year premium and up to HK$150 shopping coupon(9)f upon successful enrolment via a designated channels for the Premier Home Comprehensive Insurance.
- Customers can enjoy a discount of up to 13% discount off for the first year premium(10)e upon successful enrolment via designated channels for the “BOC Standard Voluntary Health Insurance Scheme Certified Plan” or the “BOC Flexi Voluntary Health Insurance Scheme Certified Plan”.
Promotion Period: 28 June 2022 to 12 December 2022 (both dates inclusive).
Fund / Equity Linked Investment Products / Third Party Structured Note linked to Equity / Bond (3)
- Fund subscription fee reduction* and cash reward of subscribing Equity Linked Investment Products / Third Party Structured Note linked to Equity / Bonds up to HK$20,000(3a) (Customers should have registered to use the e-Statements / e-Advices of investment products.)
- New Funds customers can enjoy 0% fund subscription fee(3b) of the first investment fund subscription made via BOCHK Mobile Banking, “Smart Invest”, or Internet Banking or branches. The cap of eligible investment fund subscription amount of Wealth Management customers is HK$1,000,000
Other Fund Promotion Offers
- Selling up a new “Monthly Funds Savings Plan” via Internet Banking or BOCHK Branches, can enjoy 0.01% Subscription fee offer(2c) (except for Fidelity Investment Funds, and the maximum monthly contribution amount if HK$50,000).
*Up to HK$20,000 Fund Subscription Fee Reduction for existing Funds customers, customers who have investment fund holdings or made transactions between 1 July 2021 to 30 June 2022.
Securities(11)
- New Securities customers can enjoy the first 3-month unlimited $0 brokerage offer for buying and selling Hong Kong stocks, China A shares(11a) or US stocks(11b).
- Set up new Monthly Stocks Savings Plan to enjoy first 12-month transaction fee reduction of up to HK$600(12a). Flexibility to settle the contribution payment by BOC Credit Card to earn Credit Card gift points(12b) .
- HK$0 brokerage fee offer for selling odd lots(12c).
- New to payroll customers enjoy first 6-month $0 brokerage fee offer for buying and selling Hong Kong stocks / China A shares(2d),(2e)
Mortgage(13)
- Customers apply loan of Residential Property via digital application, bind their BoC Pay with BOC UnionPay Credit Card issued in Hong Kong bearing the BOC logo and/or Smart Account and/or Payment Account (“BoC Pay”) for receiving BoC Pay merchant e-Coupons, plus complete any 2 of the following itemsix, can enjoy the preferential interest rate and HK$500 BoC Pay Merchant e-Coupons in total(13a) .
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 January 2023).
- Wealth Management Customers successfully apply for BOCHK Mortgage Loan and Payroll Service during the promotion period, and drawdown the mortgage loan successfully (collectively named “Eligible Mortgage Customers”) on or before 31 January 2023, can enjoy up to HK$500 extra Cash Rewardx of Mortgage Service.
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 January 2023).
Loan(2f)
New to payroll customers enjoy BOC Express Cash Annualized Percentage Rate as low as 1.68%xi and up to HK$10,000 cash rebate(2f)
Promotion period: From now till 30 September 2022 (loan drawdown date: on or before 31 October 2022).
Credit Card(14)
New customers who apply successfully for a Wealth Management Visa Infinite Card(14a) will be entitled to Welcome Offer of up to HK$900 Cash Rebate (Applicable to new customers whose application is made via online channel and fulfill designated spending requirements)xii.
Mobile Account Opening
Your bank account is ready to go as soon as your mobile application is completed. Allow you to manage payment, savings financial management and insurance 24 hours around the clock.
Upgrade your Integrated Account Services
Enjoy the new wealth management experience and diversified financial solutions from your professional service team.
Apply Wealth Management Visa Infinite Card
Login online or mobile banking or contact your relationship manager.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Foreign Currency Trading/RMB Trading and Investment involves risks. The above products, services and offers are subject to terms and conditions. The Terms and Conditions of the related service will be provided electronically. Please read and accept the related Terms and Conditions. These Terms and Conditions will be available for download and store in the BOCHK website within 30 days of submission of account opening request or transaction instruction. Such information may not be available for viewing or downloading after said specified timeframe.
